Why Cards lifespan is being reduced

[asahi]

cards used to have 7 years of life span in-terms of expiration(expiry date) , now almost all new cards irrespective of bank or type(CC,DC), I’m getting only 5 years of lifespan. If I remember correctly cards used have more than 7 years of life span especially debit cards(maybe before 2015**). Why they’re reducing the life span
Ex: my icici old DC has 7 years lifespan whereas new one got only 5 so does almost all my cc’s issued recently

 

[aayusharyan]

PNB, HDFC I got for 5 years and UBOI I got for 4 years only.

So depends on cards and variants.

Actually yeah. Which variant is your card @asahi . I remember new ICICI Rubyx is issued with 5 years only.

 

[asahi]

I checked the iMobile App. Because I thought that they issued a new card, and would be in transit so to check the card details.
Then I found, it:s the same card with new expiry.

So do you got new physical card with updated cvv & expiry date with old card number or it’s only limited to virtual card

 

[cardio_guy]

For me, some cards are 5 years, some are 7 years (received this year, expiring 2030).
Nothing less than 5 and more than 7.

 

[souvikr]

I checked the iMobile App. Because I thought that they issued a new card, and would be in transit so to check the card details.
Then I found, it:s the same card with new expiry.

But I am sure your physical card won't work at POS.

 

[aayusharyan]

So do you can new physical card with updated cvv & expiry date with old card number or it’s only limited to virtual card

There is no new card. I use my same old physical card. Same everything, even tap works. Just Expiry is updated.

 

[asahi]

Actually yeah. Which variant is your card @asahi . I remember new ICICI Rubyx is issued with 5 years only.

Rupay platinum & airtel neo myzone iocl of axis all 5 years

 

[aayusharyan]

Rupay platinum

Just checked, my Coral Rupay is also 7 years expiry.
Just for you, I will summarize others as well.

 

[asahi]

Just checked, my Coral Rupay is also 7 years expiry.
Just for you, I will summarize others as well.

Rupay platinum DC not CC, my Apay card is 7 years but issued in 2021

 

[aayusharyan]

Just checked, my Coral Rupay is also 7 years expiry.
Just for you, I will summarize others as well.

5 Years:
ICICI Rubyx (New - My First CC, maybe that's why)
ICICI APay
Indus Pinnacle
BOB Premier
IDFC First Select
Axis FK
Yes Bank FinBooster
Niyo SBM FD Backed
Kotak League Rupay
Axis Neo
Fed Celesta

7 Years:
ICICI Platinum
ICICI Sapphiro
ICICI Rubyx Renewal
Amex Plat Travel
OneCard
RBL Younique
HSBC Platinum
ICICI Coral Rupay

Special Mention:
HDKFC Business Regalia - 3 years.

 

[mahesh.silver]

My Rupay Cards - 5 Years
My Visa Cards - 7 Years

 

[D₹V]

From my recent experience. my ICICI Rubyx dual was supposed to expire in Oct. But sneaky ICICI people didn:t send a new card. They just updated the Expiry date of the same card number and everything. My card works perfectly fine.

Once some scam happens, you can challenge them that card is already exprired. How did it happen?

 

[aayusharyan]

5 Years:
ICICI Rubyx (New - My First CC, maybe that's why)
ICICI APay
Indus Pinnacle
BOB Premier
IDFC First Select
Axis FK
Yes Bank FinBooster
Niyo SBM FD Backed
Kotak League Rupay
Axis Neo
Fed Celesta

7 Years:
ICICI Platinum
ICICI Sapphiro
ICICI Rubyx Renewal
Amex Plat Travel
OneCard
RBL Younique
HSBC Platinum
ICICI Coral Rupay

Special Mention:
HDKFC Business Regalia - 3 years.

Just received the PNB Select card. That is also 5 years.

 

[Shubham Yadav]

5 year ho ya 7 ya 500 ya 700 ho

Sab bekar hi h agar cashback ya rewards points sahi se na mila

Varna trash back + bhi logo k pass ek do decade se h

 

[D₹V]

5 year ho ya 7 ya 500 ya 700 ho

Sab bekar hi h agar cashback ya rewards points sahi se na mila

Varna trash back + bhi logo k pass ek do decade se h

तथ्य थूकते हुए शुभम भाई!!

 

[talkwithfino]

From my recent experience. my ICICI Rubyx dual was supposed to expire in Oct. But sneaky ICICI people didn:t send a new card. They just updated the Expiry date of the same card number and everything. My card works perfectly fine.

Tum bhi bill payment mat karna.

Pichle bhare hua bill ke pdf me date edit karke bhej dena Bolna issi se kam chala lo

 

[aayusharyan]

Tum bhi bill payment mat karna.

Pichle bhare hua bill ke pdf me date edit karke bhej dena Bolna issi se kam chala lo

Hahaha, I wish bro. Unlimited money glitch ho jaayega fir toh

 

[D₹V]

Tum bhi bill payment mat karna.

Pichle bhare hua bill ke pdf me date edit karke bhej dena Bolna issi se kam chala lo

Paytm MOD APK with (unlimited money) download karne wale ladke^

 

[vaibhav111vaibhav111 is verified member.]

So, this is news to me – extended with a new expiry date. Yesterday, I tried to use my Infinia card, but online transactions were completely disabled. I had to enable them again. I ignored it and didn't make a post/thread/profile post, thinking it must be an HDFC new feature to help users avoid unauthorized transactions by completely disabling online transactions. However, it seems that HDFC has run out of plastic and courier charges, so they've automatically renewed it, especially for Infinia users. So, in the coming year, don't be alarmed; your existing credit card will now work until you ask for a new credit card, and the bank will charge for that too.

 

[aayusharyan]

So, this is news to me – extended with a new expiry date. Yesterday, I tried to use my Infinia card, but online transactions were completely disabled. I had to enable them again. I ignored it and didn't make a post/thread/profile post, thinking it must be an HDFC new feature to help users avoid unauthorized transactions by completely disabling online transactions. However, it seems that HDFC has run out of plastic and courier charges, so they've automatically renewed it, especially for Infinia users. So, in the coming year, don't be alarmed; your existing credit card will now work until you ask for a new credit card, and the bank will charge for that too.
View attachment 37280

Yep, ICICI did the same. They didn't even send the email or any notification.

 

[vaibhav111vaibhav111 is verified member.]

Yep, ICICI did the same. They didn't even send the email or any notification.

oh this isn't new then!