Why Do Banks Reduce Your Credit Card Limit?

[Card_Crafter]

That is allowed for anyone.

How do you see 5 cards from HDFC? 🤔 what's your plan or roadmap?

4 card is also possible for most people.
1 core, 2 co-branded and 1 UPI virtual.

@Pavan has 5 HDFC cards.

 

[D₹V]

4 card is also possible for most people.
1 core, 2 co-branded and 1 UPI virtual.

@Pavan has 5 HDFC cards.
View attachment 26989

Getting 1 core & 2-3 co branded is easy, even I have seen one guy having 3 co branded card only i.e. TATA Neu, Paytm & Swiggy.

Are you planning 2 core cards except that RuPay virtual one??

 

[Card_Crafter]

Getting 1 core & 2-3 co branded is easy, even I have seen one guy having 3 co branded card only i.e. TATA Neu, Paytm & Swiggy.

Are you planning 2 core cards except that RuPay virtual one??

Not now as my spends are less. But in future definitely will try to take a higher varient also keep Millenia since it's LTF. I will try to negotiate in the branch while applying for some loan. Since my branch is located in a small semi urban area I am hopeful of persuading them to allow another core card. If they don't then I will keep my other options ready 😂

 

[avis_]

3 core?

HDFC Millennia Diners
HDFC UPI Rupay Card
HDFC Tata Neu Infinity

 

[D₹V]

Not now as my spends are less. But in future definitely will try to take a higher varient also keep Millenia since it's LTF. I will try to negotiate in the branch while applying for some loan. Since my branch is located in a small semi urban area I am hopeful of persuading them to allow another core card. If they don't then I will keep my other options ready 😂

Nice strategy 😛, hope it works.