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Will AMEX do KYC for new card application even though last KYC is only less than 2 months old?

S

sri_cc

TF Premier
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Hi all,

Earlier when I applied for an AMEX MRCC card it was rejected because my aadhaar had my permanent address and my hometown doesn't come under serviceable cities for AMEX.
But recently I've joined an MNC and as part of onboarding we were issued AMEX Corporate Green card and I thought this might also be rejected but it was approved using my same hometown aadhaar address.

Now if I apply for a new MRCC card, will they do KYC again or use old KYC and directly approve the card?
 
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SSV
sri_cc said:
Hi all,

Earlier when I applied for an AMEX MRCC card it was rejected because my aadhaar had my permanent address and my hometown doesn't come under serviceable cities for AMEX.
But recently I've joined an MNC and as part of onboarding we were issued AMEX Corporate Green card and I thought this might also be rejected but it was approved using my same hometown aadhaar address.

Now if I apply for a new MRCC card, will they do KYC again or use old KYC and directly approve the card?
Click to expand...
If the last sucessful VKYC is less than 90 days old then there wont be any VKYC for any new Application ..
You will still get the VKYC email, but once you click on Start VKYC button, it immediately says " VKCY completed" .. and then moves to the next...
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sri_cc said:
ok got it, if I buy today these 6K won't be counted in 20K?
Click to expand...
No.. It wont be counted.. you need to wait for 2 to 3 working days.

You can confirm with CC as well after 3 days and then it starts countinhg towards 20K milestone..
You only need to do this for once , not every month..
 
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SSV said:
No.. It wont be counted.. you need to wait for 2 to 3 working days.

You can confirm with CC as well after 3 days and then it starts countinhg towards 20K milestone..
You only need to do this for once , not every month..
Click to expand...
I didn’t enrolled in this program but still got the bonus 1k points for 20k milestone automatically… nevertheless acknowledged this new info sir @SSV .
 
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Chacha_vidhayak said:
I didn’t enrolled in this program but still got the bonus 1k points for 20k milestone automatically… nevertheless acknowledged this new info sir @SSV .
Click to expand...
Very strange.. but as far as I know you need to enroll via that link and wait for 2 to 3 days ..
if you are 100% sure about this then the rule must have changed recently…
@sri_cc , can you chat with cc via app and find out about this 20k milestone registration and update here..
Thanks
 
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SSV said:
Very strange.. but as far as I know you need to enroll via that link and wait for 2 to 3 days ..
if you are 100% sure about this then the rule must have changed recently…
@sri_cc , can you chat with cc via app and find out about this 20k milestone registration and update here..
Thanks
Click to expand...
On talking with CS i asked him to credit the bonus 1k points for 20k milestone on mrcc card , told him that i haven’t enrolled yet … he said no pblm … points will reflect under 24 hrs in yr acc . Next day credited successfully. Btw Idk is this any coincidence or what . I’m enrolling today itself in this program 🤓.
 
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Chacha_vidhayak said:
On talking with CS i asked him to credit the bonus 1k points for 20k milestone on mrcc card , told him that i haven’t enrolled yet … he said no pblm … points will reflect under 24 hrs in yr acc . Next day credited successfully. Btw Idk is this any coincidence or what . I’m enrolling today itself in this program 🤓.
Click to expand...
So you have followed a specific method and manually asked them to credit 1k points.
It was not automatic credit..
Then this registration is still required for automatic credit of bonus points
 
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SSV said:
Very strange.. but as far as I know you need to enroll via that link and wait for 2 to 3 days ..
if you are 100% sure about this then the rule must have changed recently…
@sri_cc , can you chat with cc via app and find out about this 20k milestone registration and update here..
Thanks
Click to expand...
On July 31 i enrolled for 20k benefit

Aug 1 made 3*1500 transactions

Aug 3 enrollment became active, made 15500 transaction

I was told my customer care that i still have to spend 4500 to get 20k benefits i.e spends only after enrollment are considered
 
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Sriim said:
On July 31 i enrolled for 20k benefit

Aug 1 made 3*1500 transactions

Aug 3 enrollment became active, made 15500 transaction

I was told my customer care that i still have to spend 4500 to get 20k benefits i.e spends only after enrollment are considered
Click to expand...
thanks that confirms regristration is mandatory..
 
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SSV said:
No.. It wont be counted.. you need to wait for 2 to 3 working days.

You can confirm with CC as well after 3 days and then it starts countinhg towards 20K milestone..
You only need to do this for once , not every month..
Click to expand...
I guess these spends will count towards 20k monthly milestone. Am I missing something?
 
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Final verdict:

1. Enrollment ( first time only ) is necessary for getting bonus points on 20k milestone .
2. Spends for milestone counts after 3 days of enrollment . 👍🏻
 
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