Will there be Cibil hit from ICICI?

[dracs]

I had received a call from ICICI customer service stating that I'm eligible for LTF Coral Rupay card. Since it was LTF, I obliged.
He asked to message the usual 'AST YES' to their number(I had done the same thing once earlier while getting the Platinum card).
I asked him whether it will do a cibil hard enquiry, to which he said it won't. So, I sent the message.
After that he asked way too many questions (PAN card, DOB, Address, Salary, Company, Account type with ICICI etc).

After getting all the details and after messaging AST YES, he said that he cannot offer Coral as LTF, and said that I can get the ICICI MMT or some Fuel card, both as LTF but with a joining fee. I rejected saying I will only take if it is LTF.

I logged in to CIBIL after few hours to check whether there were any enquiries made, but there were none. About how long does it take to reflect in CIBIL after an enquiry is made?

So will there be a CIBIL hard enquiry for this? Should I mail ICICI support or the ombudsmen complaining about this?
Also, are the MMT or Fuel card worth getting with the joining fees?

(Note that I already have both ICICI platinum and Amazon Pay ICICI cards and also hold an account with ICICI.)

 

[luciferlucifer is verified member.]

I had received a call from ICICI customer service stating that I'm eligible for LTF Coral Rupay card. Since it was LTF, I obliged.
He asked to message the usual 'AST YES' to their number(I had done the same thing once earlier while getting the Platinum card).
I asked him whether it will do a cibil hard enquiry, to which he said it won't. So, I sent the message.
After that he asked way too many questions (PAN card, DOB, Address, Salary, Company, Account type with ICICI etc).

After getting all the details and after messaging AST YES, he said that he cannot offer Coral as LTF, and said that I can get the ICICI MMT or some Fuel card, both as LTF but with a joining fee. I rejected saying I will only take if it is LTF.

I logged in to CIBIL after few hours to check whether there were any enquiries made, but there were none. About how long does it take to reflect in CIBIL after an enquiry is made?

So will there be a CIBIL hard enquiry for this? Should I mail ICICI support or the ombudsmen complaining about this?
Also, are the MMT or Fuel card worth getting with the joining fees?

(Note that I already have both ICICI platinum and Amazon Pay ICICI cards and also hold an account with ICICI.)

as far as i have know if you have send 'AST YES' you are most likely to get CIBIL hit

 

[D₹V]

I had received a call from ICICI customer service stating that I'm eligible for LTF Coral Rupay card. Since it was LTF, I obliged.
He asked to message the usual 'AST YES' to their number(I had done the same thing once earlier while getting the Platinum card).
I asked him whether it will do a cibil hard enquiry, to which he said it won't. So, I sent the message.
After that he asked way too many questions (PAN card, DOB, Address, Salary, Company, Account type with ICICI etc).

After getting all the details and after messaging AST YES, he said that he cannot offer Coral as LTF, and said that I can get the ICICI MMT or some Fuel card, both as LTF but with a joining fee. I rejected saying I will only take if it is LTF.

I logged in to CIBIL after few hours to check whether there were any enquiries made, but there were none. About how long does it take to reflect in CIBIL after an enquiry is made?

So will there be a CIBIL hard enquiry for this? Should I mail ICICI support or the ombudsmen complaining about this?
Also, are the MMT or Fuel card worth getting with the joining fees?

(Note that I already have both ICICI platinum and Amazon Pay ICICI cards and also hold an account with ICICI.)

You should have got it via iMobile instantly without CIBIL hit

 

[arun4455]

Sending that message is a consent to application and CIBIL hit. so I believe that there are fair chances of a cibil hit.

 

[Vasuki]

I had received a call from ICICI customer service stating that I'm eligible for LTF Coral Rupay card. Since it was LTF, I obliged.
He asked to message the usual 'AST YES' to their number(I had done the same thing once earlier while getting the Platinum card).
I asked him whether it will do a cibil hard enquiry, to which he said it won't. So, I sent the message.
After that he asked way too many questions (PAN card, DOB, Address, Salary, Company, Account type with ICICI etc).

After getting all the details and after messaging AST YES, he said that he cannot offer Coral as LTF, and said that I can get the ICICI MMT or some Fuel card, both as LTF but with a joining fee. I rejected saying I will only take if it is LTF.

I logged in to CIBIL after few hours to check whether there were any enquiries made, but there were none. About how long does it take to reflect in CIBIL after an enquiry is made?

So will there be a CIBIL hard enquiry for this? Should I mail ICICI support or the ombudsmen complaining about this?
Also, are the MMT or Fuel card worth getting with the joining fees?

(Note that I already have both ICICI platinum and Amazon Pay ICICI cards and also hold an account with ICICI.)

Ltf with joining fees
Clown icici

 

[chnleo]

Yes, same story happened to me. Finally I rejected the entire process as the caller was digging deep into my earnings too! There was a hit on my cibil too!

 

[dracs]

Yes, same story happened to me. Finally I rejected the entire process as the caller was digging deep into my earnings too! There was a hit on my cibil too!

after how long the cibil hit was shown on cibil portal? I don't see any enquiries for me, it has been more than 2 days

 

[chnleo]

Depends on where you check your cibil scores. On free sites you might see the hit next month. Sometimes even scores differs from different free sites.