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Worldwide ATMs and their fees.

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
telescope

telescope

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I am creating this thread with the purpose of making a repository for all fellow travellers, to share their experience of charges of ATMs in foreign countries. This is a wikipost. Please enrich this with information on free ATMs that you have encountered or the charges that you have encountered while withdrawing cash. please mention ATM name, location and country name. Thank you.

Singapore:
1. UOB - Free (no extra charges from bank's side)
2. SBI Singapore - Free (no extra charges from bank's side)
3. HSBC Singapore - Free (no extra charges from bank's side)
4. DBS Singapore - S$5 from bank's side
5. Citi - S$3 from bank's side

Malaysia:
1. HSBC Amanah - Free (no extra charges from bank's side)
2. CIMB - Free (no extra charges from bank's side)

Indonesia:
1. Mandiri - Free (no extra charges from bank's side)
2. Commonwealth bank ATM - It didn't show anything on screen while withdrawing cash, but charged 20,000 rupiah (INR around 107) secretly. Be careful about this thief ATM.

Thailand:
No free ATMs in the country. Charge of 220 baht per withdrawal.

Philippines:
No free ATMs in the country (except HSBC). Charge of 250 peso per withdrawal.
HSBC is the only bank in the Philippines with no ATM withdrawal fees. The problem is there are just 8 ATMs in the whole of the Philippines. 6 in Manila, 1 in Cebu and 1 in Davao.

Vietnam:
1. Shinhan Bank and TP bank might be free
2. Saigon Commercial Bank (SCB) ATM might be free

Kenya:
All the following banks are free in Kenya
1. Ecobank
2. Co-Operative Bank
3. NCBA Bank
4. Sidian Bank
5. DTB Bank
6. I&M Bank
7. GT Bank

Saudi Arabia:
1. Albilad Bank - Free (no extra charges from bank's side)

UAE:
1. Abu Dhabi Commercial Bank (ADCB bank) - Free (no extra charges from bank's side)

Colombia:
1. Banco Caja Social - Free (no extra charges from bank's side)

EU
1. Euronet ATMs - Avoid this ATM like plague all over Europe. Most scammy ATM network on earth. Instead use Bank owned ATMs in EU.
 
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telescope said:
I am creating this thread with the purpose of making a repository for all fellow travellers, to share their experience of charges of ATMs in foreign countries. This is a wikipost. Please enrich this with information on free ATMs that you have encountered or the charges that you have encountered while withdrawing cash. please mention ATM name, location and country name. Thank you.

Singapore:

1. OCBC - Free (no extra charges from bank's side)
2. SBI Singapore - Free (no extra charges from bank's side)
3. HSBC Singapore - Free (no extra charges from bank's side)
4. DBS Singapore - S$5 from bank's side

Malaysia:

1. HSBC Amanah - Free (no extra charges from bank's side)
2. CIMB - Free (no extra charges from bank's side)

Indonesia:

1. Mandiri - Free (no extra charges from bank's side)
2. Commonwealth bank ATM - It didn't show anything on screen while withdrawing cash, but charged 20,000 rupiah (INR around 107) secretly. Be careful about this thief ATM.

Thailand:

No free ATMs in the country. Charge of 220 baht per withdrawal.

Philippines:

No free ATMs in the country. Charge of 250 peso per withdrawal.

EU

1. Euronet ATMs - Avoid this ATM like plague all over Europe. Most scammy ATM network on earth. Instead use Bank owned ATMs in EU.
Click to expand...
What about free ATMs in Vietnam ??
 
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telescope said:
I am creating this thread with the purpose of making a repository for all fellow travellers, to share their experience of charges of ATMs in foreign countries. This is a wikipost. Please enrich this with information on free ATMs that you have encountered or the charges that you have encountered while withdrawing cash. please mention ATM name, location and country name. Thank you.

Singapore:

1. OCBC - Free (no extra charges from bank's side)
2. SBI Singapore - Free (no extra charges from bank's side)
3. HSBC Singapore - Free (no extra charges from bank's side)
4. DBS Singapore - S$5 from bank's side

Malaysia:

1. HSBC Amanah - Free (no extra charges from bank's side)
2. CIMB - Free (no extra charges from bank's side)

Indonesia:

1. Mandiri - Free (no extra charges from bank's side)
2. Commonwealth bank ATM - It didn't show anything on screen while withdrawing cash, but charged 20,000 rupiah (INR around 107) secretly. Be careful about this thief ATM.

Thailand:

No free ATMs in the country. Charge of 220 baht per withdrawal.

Philippines:

No free ATMs in the country. Charge of 250 peso per withdrawal.

EU

1. Euronet ATMs - Avoid this ATM like plague all over Europe. Most scammy ATM network on earth. Instead use Bank owned ATMs in EU.
Click to expand...
Any In Dubai?
 
telescope said:
I am creating this thread with the purpose of making a repository for all fellow travellers, to share their experience of charges of ATMs in foreign countries. This is a wikipost. Please enrich this with information on free ATMs that you have encountered or the charges that you have encountered while withdrawing cash. please mention ATM name, location and country name. Thank you.



1. Euronet ATMs - Avoid this ATM like plague all over Europe. Most scammy ATM network on earth. Instead use Bank owned ATMs in EU.
Click to expand...
I thought of making a similar post about all the free atms I have found across the world, but it is not feasible. The usage rates keep varying from time to time and it would be hard to keep updating it. By the way, HSBC doesn't charge for atm withdrawals in most countries. Indonesia has another bank called BCA that doesn't charge any fees.

Also, Euronet ATMs are fine. I've used it myself. You've just got to find the option to decline the conversion they offer(and that option is cleverly hidden away). Euronet gives us a very high withdrawal limit(or no limit) which is handy for a fee of €4. But yes, most of the time, the local banks everywhere charge you little to no atm fees. In France, look out for BNP or La Poste.
gamersgzb said:
Sacom is free as per 2022 info and agri is next best with lowest fees
Click to expand...
Hard to find HSBC, but it's usually free. The more commonly available free options in Vietnam are TP and VP bank.
 
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CARDBITRAGE said:
Also, Euronet ATMs are fine. I've used it myself. You've just got to find the option to decline the conversion they offer(and that option is cleverly hidden away). Euronet gives us a very high withdrawal limit(or no limit) which is handy for a fee of €4. But yes, most of the time, the local banks everywhere charge you little to no atm fees. In France, look out for BNP or La Poste.
Click to expand...
Euronet uses another new trick these days, which is, balance and withdrawal option merged together. Better to avoid this ATM as scam is in its DNA.
 
telescope said:
Euronet uses another new trick these days, which is, balance and withdrawal option merged together. Better to avoid this ATM as scam is in its DNA.
Click to expand...
That can be avoided(again cleverly hidden). But you're right most people should avoid it.
They already earn around $400M in profits. XD
 
telescope said:
really? can you share any link for this?
Click to expand...
No link, just personal experience (ik sounds like trust me bro 😆 but I went there 2 weeks ago)

I had 2 debit cards with me
1. Indusind Exclusive
2. SBI Rupay JCB Platinum

Indusind one charged me flat fee of 220 Baht but Rupay-JCB one waived it off explicitly stating it on atm screen
 
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