Worst Credit Card Of The Year 2024 Award Goes To...

[TechnoFinoTechnoFino is verified member.]

2024 is about to end in just three days, and it has been a year of several new credit card launches. As we do every year, we are presenting the Worst Credit Card of the Year award to a card that failed to garner interest and doesn't seem to offer value for money.

Here’s the list of contenders:

1. HSBC Taj Credit Card: You can read the full review here.
2. ICICI Times Black Credit Card: You can read the full review here.
3. IDFC First Mayura Credit Card: You can read the full review here.
4. IDFC First Ashva Credit Card

And the winners of the Worst Credit Card of the Year 2024 are... HSBC Taj Credit Card and ICICI Times Black Credit Card! It’s a tie!

 

[Shubham330]

Agree.
Both of them are worst with over created hype.

 

[nh124001]

very true ICICI Times Black Credit Card.. 20k annual fees ka dokha hai yeh

 

[tachniki]

No poll for this? 😀

 

[LUKA]

No poll for this? 😀

Why poll if direct Answers available

 

[bigbyte]

Actually if you make a liat of top 10 worst credit cards, ICICI name will dominate the list.

 

[LUKA]

Actually if you make a liat of top 10 worst credit cards, ICICI name will dominate the list.

Yes even 20k card also worst

One and one lucky card is Amazon

 

[cardio_guy]

Most of the premium card launches this year was a flop. Heavy fees and no value
Even sub premium ones like SBI Kris Flyer, SBI Reliance, some of the citi migrated axis cards, ICICI emeralde pvc paid etc are not worth the fees paid.

 

[helloworld]

Actually if you make a liat of top 10 worst credit cards, ICICI name will dominate the list.

ICICI has unique strategy in credit card and that works endlessly without any devaluation worries. Moreover, it satisfies the people who get the cards from these banks majorly from rural and semi-urban..

i.e., Credit card is for temporary loan purpose to delay payment upto 40 days or avail EMI on your favourite products, along with "INSTANT DISCOUNT".

So, its always 10% discount type with this bank, like indirectly saying "get upfront discount, and don't worry about further devaluation of rewards or redemptions etc."

 

[risingphoenix24]

ICICI name will dominate the list.

only thing saving them is apay card but soon that will also go with sbi cb

 

[xlr8]

What do you guys think about Axis Olympus? Any idea when it’ll open up for regular / non-Citi customers?

 

[Anupam222001]

Congratulations ICICI and HSBC for achieving this huge milestone. This award is only given to the lowest of the lows, and you both has been selected for this position for this year.
Your contribution to the economy for the betterment of this society is really appreciated by everyone.
We really think that you are going to come super powerful next year also with a fees not less than 50k with a massive rewards rate of 0.5%.

 

[anujdit]

ICICI Emerald PVC can also be added as candidate

 

[Farhad sekh]

2024 is about to end in just three days, and it has been a year of several new credit card launches. As we do every year, we are presenting the Worst Credit Card of the Year award to a card that failed to garner interest and doesn't seem to offer value for money.

Here’s the list of contenders:

1. HSBC Taj Credit Card: You can read the full review here.
2. ICICI Times Black Credit Card: You can read the full review here.
3. IDFC First Mayura Credit Card: You can read the full review here.
4. IDFC First Ashva Credit Card

And the winners of the Worst Credit Card of the Year 2024 are... HSBC Taj Credit Card and ICICI Times Black Credit Card! It’s a tie!

1st time prize lege dukh hoga bechare ko !!

 

[TechnoFinoTechnoFino is verified member.]

ICICI Emerald PVC can also be added as candidate

Only cards launched in 2024 were considered.

 

[moneyMaker]

Axis edge miles 😭

 

[sumit_yadav]

Axis stopped launching new cards after seeing this thread

 

[iamdhamo]

The 10% dc also has cap right upto 1k or 1?5k during offer season.

ICICI has unique strategy in credit card and that works endlessly without any devaluation worries. Moreover, it satisfies the people who get the cards from these banks majorly from rural and semi-urban..

i.e., Credit card is for temporary loan purpose to delay payment upto 40 days or avail EMI on your favourite products, along with "INSTANT DISCOUNT".

So, its always 10% discount type with this bank, like indirectly saying "get upfront discount, and don't worry about further devaluation of rewards or redemptions etc."

 

[Tonymathew]

Just like Raspberry awards, you guys should come with all categories for cards, depending on range, depending on services, depending on dhokebazies..

An annual Card-Razies (CRazies)awards could be conducted online, via polls.

Could be first of its kind, and mi8 knock the doors of some banks

 

[helloworld]

The 10% dc also has cap right upto 1k or 1?5k during offer season.

for every bank same cap. I don't think any bank has less or more. Its usually (sample)

1K upto 10000
+ Extra 1.5K if spends >25K
+ Extra 2.5K if spends > 50K