if you don't have any ICICI card, then get it as its ltf and will give you 1 railway lounge access (along with occasional bank specific offers)
reward structure is quite bad and so, I would suggest you dont use it as primary cc-upi and get tataneu cc's and use them as primary cc-upi as the benefits are better
reward structure is quite bad and so, I would suggest you dont use it as primary cc-upi and get tataneu cc's and use them as primary cc-upi as the benefits are better