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Wrong SBI Card Received ??

Apply For Lifetime Free IDFC First Credit Card
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Hello Everyone

Today I talk to SBI Card Customer care then they said you are downgrade to SimplySave credit card after 4-5days but this card is convert only visa Varient if you want to Rupay Credit Card then close this card and re applying but I don't want to close card.


Can I signup in SBI card application or Not?? Please reply
 
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sudhirsiddhi said:
Hello Everyone

Today I talk to SBI Card Customer care then they said you are downgrade to SimplySave credit card after 4-5days but this card is convert only visa Varient if you want to Rupay Credit Card then close this card and re applying but I don't want to close card.


Can I signup in SBI card application or Not?? Please reply
Click to expand...
Wdym by signup?
 
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sudhirsiddhi said:
Hello Everyone Please help
SBI Team deny to downgrade in lower Varient card they said no offer available in Your Card To downgrade and also I received mail regarding my request View attachment 31252
Click to expand...
Request closure from app .. They will call you .. Say them ‘ either downgrade or close ’

Do this only if you are prepared for it .. They can directly close the card (you dont have any other choice ig)
 
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sudhirsiddhi said:
I don't want to take a risk because I want to have a SBI credit card for BBD Sale
Click to expand...
To raise a closure request you shouldnt have any outstanding .. Raise a request then make a small payment ... You get a call from retention team after 2-3 hrs .. They cant close the card with an outstanding
 
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Dhruvit.S said:
You've been scammed. Don't activate imo. 5k+gst is steep. You'll be going unnecessarily going to movies just to get your money's worth.
Click to expand...
I raised request for card closure after I received call then I said for card downgrade they offer isn't available

After that I said close my card then they said if Even if joining charge is imposed, you can get it reversed.
 
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sudhirsiddhi said:
I raised request for card closure after I received call then I said for card downgrade they offer isn't available

After that I said close my card then they said if Even if joining charge is imposed, you can get it reversed.
Click to expand...
Get it in written via mail. If you get that lucky go ahead activate card. If not DO NOT proceed. SBI card will raise hands. You won't be able to connect with anyone with SOP answers.

PS: Lastly it's your wish. I don't want to influence you into something that you don't want to do.
 
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sudhirsiddhi said:
I raised request for card closure after I received call then I said for card downgrade they offer isn't available

After that I said close my card then they said if Even if joining charge is imposed, you can get it reversed.
Click to expand...
Once the Joining fee is charged they will ask you to pay the fee first then they will entertain your card closure request. Better close the card. Don't trust them
 
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sudhirsiddhi said:
I raised request for card closure after I received call then I said for card downgrade they offer isn't available

After that I said close my card then they said if Even if joining charge is imposed, you can get it reversed.
Click to expand...
same thing happens with me but i got fee reversal and so no joining fees for me.
 
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Update

After First Credit Card statement and after repayment

I call to customer care for downgrade they downgraded my credit card sucessful in Simply Save Credit Card but in Visa Varient

After Downloading my Credit Card joining charges is reversed successfully.

If you have any way to convert visa to rupay card
 
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