Year End Offer: Lifetime Free HDFC Bank Credit Cards

[metal_heart]

Card Approved?

use it for 10-11 months and Req for LTF conversion
if they disagree then downgrade ur RG To Millennia

Yes approved & delivered but not activated.

Downgrading may not work that time; if they don't have any ongoing LTF offer. They'll rather downgrade to a paid version.

 

[Rohith-2009]

Yes approved & delivered but not activated.

Downgrading may not work that time; if they don't have any ongoing LTF offer. They'll rather downgrade to a paid version.

They'll only offer fyf millenia

 

[Fini7777]

Yes approved & delivered but not activated.

Downgrading may not work that time; if they don't have any ongoing LTF offer. They'll rather downgrade to a paid version.

yes, they offer fyf millennia but later u can conv millennia to ltf easily so it's better to activate it and req for ltf later IMO

 

[adnanpasha3711]

If pre-approved upgrade offer: Yes
Manual Upgrade Req: No

please suggest the best course of action


Get LTF Tata Neu Plus now and hope for LTF upgrade to Infinity later
Or dont apply now and wait for LE on Millenia, and wait for another LTF offer on Tata Neu Infinity

 

[pprakash11]

please suggest the best course of action


Get LTF Tata Neu Plus now and hope for LTF upgrade to Infinity later
Or dont apply now and wait for LE on Millenia, and wait for another LTF offer on Tata Neu Infinity

Get LTF Tata Neu Plus now and hope for LTF upgrade to Infinity later

 

[Fini7777]

please suggest the best course of action


Or dont apply now and wait for LE on Millenia, and wait for another LTF offer on Tata Neu Infinity

2nd option is better in my opinion

 

[satish0987]

I got ltf hdfc Swiggy card
I m not using money back+ card paid card
Can I close it and keep Swiggy LTF card
Any suggestions ?

 

[pprakash11]

Get LTF Tata Neu Plus now and hope for LTF upgrade to Infinity later

telling you how I took

 

[Pako118]

please suggest the best course of action


Get LTF Tata Neu Plus now and hope for LTF upgrade to Infinity later
Or dont apply now and wait for LE on Millenia, and wait for another LTF offer on Tata Neu Infinity

I have also faced the same issue and decided the second option

 

[nemesis23]

Please help. So I asked grievance for a core card DCB through mail (I have swiggy and TATA infinity with shared limit,) I am surprised that they have replied with positive, and may consider once i give all my details of ITR and salary slip (I am not very hopeful though).

Now question is they have asked to "confirm vi e-mail whether you are requesting for a new card as a floater card with existing credit limit Or an additional card with separate credit limit". My other 2 card share limit of 4.6 Lakh , so should I reply with floter card with shared limit of all 3 card (is it even possible ) or to have separate credit limit.

 

[pprakash11]

Please help. So I asked grievance for a core card DCB through mail (I have swiggy and TATA infinity with shared limit,) I am surprised that they have replied with positive, and may consider once i give all my details of ITR and salary slip (I am not very hopeful though).

Now question is they have asked to "confirm vi e-mail whether you are requesting for a new card as a floater card with existing credit limit Or an additional card with separate credit limit". My other 2 card share limit of 4.6 Lakh , so should I reply with floter card with shared limit of all 3 card (is it even possible ) or to have separate credit limit.

If u can share snap of response rcvd it would be great

 

[bhavik886151]

I have bizz power with 3l limit get at launch of the card

try online but received below attached photo error
visit bank branch and they said i can only get pixal play with share limit with bizpower

is there any way i get any card like millinia or diners privilege

any one can help me how to get the other card

 

[vihar]

After Video KYC , HDFC takes time to issue a card. While others issue it almost instantly !

 

[CoolGeek]

I have DCB, Neu plus, Pixel Play.... For both Hdfc Swiggy & Hdfc millennia it says you have recently applied, though i have last applied in 2023. Anyone else facing this issue?

 

[tharun]

I have DCB, Neu plus, Pixel Play.... For both Hdfc Swiggy & Hdfc millennia it says you have recently applied, though i have last applied in 2023. Anyone else facing this issue?

Many are facing the issue
If you contact CS they will let you know that duel cards are not available at the moment

 

[Rohith-2009]

I got ltf hdfc Swiggy card
I m not using money back+ card paid card
Can I close it and keep Swiggy LTF card
Any suggestions ?

If you close money back plus, you may never get a core hdfc card because. So, try to upgrade it by sending mail to grievance.redressalcc@hdfcbank.com or keep it.

I heard Bank offers won't work on Swiggy card

 

[metal_heart]

If you close money back plus, you may never get a core hdfc card

That's not true. I had regalia which I closed last year. I recently applied and got Regalia Gold.

If you close Core card; but not the co-branded; then one may not get core card again. (Strange, but that's what I have read across forum)

 

[Rohith-2009]

That's not true. I had regalia which I closed last year. I recently applied and got Regalia Gold.

If you close Core card; but not the co-branded; then one may not get core card again. (Strange, but that's what I have read across forum)

I only responded to him only. He wants to close money back plus only. So I'm right.

 

[jarunbalaji91]

Its an usual practice from HDFC to do a CIBIL inquiry whenever we check for Card Eligibility. You can see my CIBIL below, these are all instances when i checked for Upgrade Eligibility offer for my then HDFC Regalia to see if i am able to see Regalia GOLD LTF.

 

[vihar]

After Video KYC , HDFC takes time to issue a card. While others issue it almost instantly !

"An Insta card was issued. However, there is no mention of the Swiggy card that I applied for.

Additionally, how can I check if it is a lifetime-free card?"