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Year End Offer: Lifetime Free HDFC Bank Credit Cards

I have a Swiggy LTF CC and applied for the HDFC Millennia CC on 4 Jan via the HDFC website (currently offered as LTF). However, I got an error: “It seems you have recently applied for a credit card. Hence, we are unable to proceed with your current application.” I emailed HDFC explaining that I applied for the Swiggy CC in June but still got this error. They replied that they will look into it and respond by 10 Jan.

Today, I saw a Reddit post where a user suggested applying via Paytm:

“You can apply for a core credit card via Paytm if you already have cobranded card, and get approved for many people. Later you can upgrade it.”

I noticed Paytm is offering the HDFC Freedom Rupay CC as LTF. Should I apply for it? Is it considered a core CC? My reason for wanting a core CC is to get discounts on Amazon and Flipkart sales.

I can’t close my Swiggy card because it’s LTF, and I spend ₹5-7k on Swiggy Instamart every month.
 

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I have a Swiggy LTF CC and applied for the HDFC Millennia CC on 4 Jan via the HDFC website (currently offered as LTF). However, I got an error: “It seems you have recently applied for a credit card. Hence, we are unable to proceed with your current application.” I emailed HDFC explaining that I applied for the Swiggy CC in June but still got this error. They replied that they will look into it and respond by 10 Jan.

Today, I saw a Reddit post where a user suggested applying via Paytm:

“You can apply for a core credit card via Paytm if you already have cobranded card, and get approved for many people. Later you can upgrade it.”

I noticed Paytm is offering the HDFC Freedom Rupay CC as LTF. Should I apply for it? Is it considered a core CC? My reason for wanting a core CC is to get discounts on Amazon and Flipkart sales.

I can’t close my Swiggy card because it’s LTF, and I spend ₹5-7k on Swiggy Instamart every month.
Try with alternate mobile number
 
Can someone confirm me what can I do considering i lready have LTF swiggy and that hdfc link says thebsame error which everyone is getting. What are my options to apply for LTF DCB/ Regalia gold/DCP LTF via some special link/ trick? I only hold swiggy hdfx LTF from hdfc and no other card.

I really need annhdfc card as my swiggy card has shitty 15K limit only.
 
Can someone confirm me what can I do considering i lready have LTF swiggy and that hdfc link says thebsame error which everyone is getting. What are my options to apply for LTF DCB/ Regalia gold/DCP LTF via some special link/ trick? I only hold swiggy hdfx LTF from hdfc and no other card.

I really need annhdfc card as my swiggy card has shitty 15K limit only.
You need a curated link for dcb/DCP/rg
But I need for swiggy hdfc card
Same error Was showed why I tried to apply
 
HDFC Bank is offering select credit cards as lifetime free under a limited-period offer.

Offer valid until 31st December 2024.

The offer has been extended until 16th January 2025.
Grab your lifetime free HDFC Bank credit card today!


View attachment 77798

Here are the credit cards available under the lifetime free offer:
  • Tata Neu Plus HDFC Bank Credit Card
  • Tata Neu Infinity HDFC Bank Credit Card
  • Diners Club Privilege Credit Card
  • Swiggy HDFC Bank Credit Card
  • PIXEL Play Credit Card
  • PIXEL Go Credit Card
  • Biz Grow Credit Card
  • Millennia Credit Card

Application Links:​

  • Apply for LTF HDFC Millennia Credit Cards and other HDFC Bank's core credit cards:
    Click here
  • Apply for LTF Tata Neu Credit Cards:
    Click here
  • Apply for the LTF Swiggy Credit Card:
    Click here
When I apply for Swiggy card through HDFC website, it’s getting rejected every time. So this time I applied through Swiggy app, It’s approved with the same limit. But it’s first year free only showing. Can I convert it to Lifetime free as I applied this card on this offer period? Anyway for that?
 
When I apply for Swiggy card through HDFC website, it’s getting rejected every time. So this time I applied through Swiggy app, It’s approved with the same limit. But it’s first year free only showing. Can I convert it to Lifetime free as I applied this card on this offer period? Anyway for that?
Share ltf offer screenshot from Swiggy app to hdfc team and ask whether it's ltf or not
 
Don't have lifetime free screenshot. Anyone please share
Sean Connery Enjoy GIF by The Academy Awards
 

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The post says extended till 16 Jan but when I apply now, it is not showing LTF.
 

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