Year End Offer: Lifetime Free HDFC Bank Credit Cards

[singhsaab]

I completed my application on Sunday, today on application tracking it shows approved.
No KYC or any verification as I'm ETB.

Yes same happened with me. I applied and on t+2 day it showed approved and also visible in mycards site.
No KYC or verification. ETB customer

 

[desiviru]

Wait for good offer

Yeah, I stopped him from applying already. Now same thing will be back with better offering in March end between 15-31 where they will throw good things to end year on a high. But who knows RBI's curbing bug give surpise and we may not see LTF CC again. RBI is tightening the screw too fat now ehen screw actually stopped to rotate. Now both screwdriver and the screwholder will break.

 

[Rohith-2009]

Yeah, I stopped him from applying already. Now same thing will be back with better offering in March end between 15-31 where they will throw good things to end year on a high. But who knows RBI's curbing bug give surpise and we may not see LTF CC again. RBI is tightening the screw too fat now ehen screw actually stopped to rotate. Now both screwdriver and the screwholder will break.

What did rbi do

 

[kumars_001]

I am ETB and not eligibile when i use my RMN. So I used a different mobile number and I saw Milliniea LTF and applied and complete VKYC too.. Lets see if they approve.

Rejected saying "We cant provide a card at this moment"

 

[desiviru]

What did rbi do

RBI tightening of norms and compliance are making it harder to get what you need or want. More stringent checks will be implemented starting next FY to make customer life hell. RBI is actually looking to discourage CC culture and want people with good income to use them because in many cases some people even without income getting CC. They use it and get into debt trap and taking worst steps or just destroying their lives. Most og Gen Z don't even know how to use a CC with care and take benefit of it. They end up spending on unnecessary things Also non-payment leading to bank NPAs as being unsecured loans CC are not good for bank's health over longer time.

 

[AlgoTrader]

So ETB folks are also getting LTF co branded cards now, is that right?

 

[avinab]

Can anyone please help me a link to apply for DCP LTF?
The usual process via the website throws the same error always that you have recently applied !🙁

Here is the link-

Apply for Lifetime Free Credit Card Online - No Annual Fees | HDFC Bank

Apply for HDFC Bank Lifetime Free Credit Card online. Enjoy zero annual fees, exclusive rewards, cashback offers, and seamless transactions. Simplify your financial journey today!

www.hdfcbank.com

 

[Perxhere]

If you’re getting the pre approved offer then very seldom they would ask for income documents during the application process but it is advisable that if this is your 1st credit card from HDFC then you should get the core credit card first then move to co-branded credit cards like Tata Neu, Swiggy etc. because you will face lots of difficulty if you get the co-branded cards first because during the sale only core cards will offer the discounts you won’t get sales discounts in co-branded cards.
If you’re still willing to apply then just apply for Millennia credit card it is offered as LTF currently and HDFC is giving it LTF to new to bank customers.

If I apply for the Millennia Credit Card as a lifetime-free (LTF) option now and get it, but in the future, the Tata Neu Infinity Card is offered under a similar LTF scheme exclusively for new customers, wouldn't I lose the opportunity to get a better card like Tata Neu Infinity? I believe the Tata Neu Infinity Card is superior to the Millennia. Also, considering the uncertainty around the core vs. non-core cards, will these terms change in the future?

 

[shado7333]

Did you get a application successful message on screen!
Are you an ETB customer to HDFC? that could explain no KYC!

I have hdfc account, but I applied with another number. Had cc rejection in August with the account linked number.

 

[nomad]

For some reason, once I completed the process with Anumati for providing my bank statement, it just takes me back to the first step where mobile number is asked.

CIBIL hit(s) happened but not able to proceed further than that.

Waste of hits 😞 with no rewards in sight. Don't even have any application number that I can use.

 

[Humanbeing]

If I apply for the Millennia Credit Card as a lifetime-free (LTF) option now and get it, but in the future, the Tata Neu Infinity Card is offered under a similar LTF scheme exclusively for new customers, wouldn't I lose the opportunity to get a better card like Tata Neu Infinity? I believe the Tata Neu Infinity Card is superior to the Millennia. Also, considering the uncertainty around the core vs. non-core cards, will these terms change in the future?

See it is not the first & last time where HDFC is offering Tata Neu as LTF. Many folks have procured it as LTF via Tata Neu app it self or via mail to customer care to make it LTF. But Millennia is not offered LTF specially for NTB until you have corporate salaried account with HDFC. If you wish to climb the ladder of HDFC credit cards like Regalia/RG/DCP/Infinia in near future then only core credit cards will help you to get them via upgrades. Rest you can manage as per your usages or needs. Don’t think Tata Neu can beat the perks of Millennia as TNI only offers benefits in Tata products & no discounts during the sales like BBD/GIF whereas you will get discounts in Millennia. Also, Tata Neu is blocking the accounts if your monthly neucoins/cash points goes above average & those account can’t be unblocked. Rest it is upto your discretion what you’re looking specifically while choosing a credit card.