Year End Offer: Lifetime Free HDFC Bank Credit Cards

[Anupam222001]

I am still getting same problem , otp page not loading after entering number and DOB. Any idea how to solve this?

 

[desiviru]

A friend of mine living in Hyderabad recently opened account with HDFC (precisely in June, 2024) and have received his first LTF offer from HDFC as Biz Grow Visa and Biz Grow (Rupay) with 1L limit only. Was extensively using his Platinum card for 75K every month since June and having Savings Max. acc. with profile being Self Employed as he runs an IT business and yearly income Above 10L. So DC charges also waived due to Savings Max.

I checked Biz Grow benefits and it is okay card for Biz people or individual tax payers with 10X pts on Tax Payments incl. GST payments and on Payzapp Billpay also 10X pts. Normal is 2 pts/150. So max. it can give is 3.33-4% to him. I suggested him to go for Biz Grow RuPay so that UPI goes well with this card as this seems a core HDFC card. He already have SBI SimplySave RuPay. Later he can expect upgrade next year but LTF cards rarely give upgrades. LE will be possible for him (say after 6-9 months) as he will use it extensively for GST payments and advance taxes mostly.

Anyone having this card or HDFC Biz Cards like Power Biz which has same benefits or any suggesstion whether it will be a good choice or he should wait more?

Tagging @SSV @HumorSimpson @Centurion_wala @6ix9ine @VISHESH_BANSAL @Abhishek012 @D₹V and all others who have any idea share here.

 

[HumorSimpson]

A friend of mine living in Hyderabad recently opened account with HDFC (precisely in June, 2024) and have received his first LTF offer from HDFC as Biz Grow Visa and Biz Grow (Rupay) with 1L limit only. Was extensively using his Platinum card for 75K every month since June and having Savings Max. acc. with profile being Self Employed as he runs an IT business and yearly income Above 10L. So DC charges also waived due to Savings Max.

I checked Biz Grow benefits and it is okay card for Biz people or individual tax payers with 10X pts on Tax Payments incl. GST payments and on Payzapp Billpay also 10X pts. Normal is 2 pts/150. So max. it can give is 3.33-4% to him. I suggested him to go for Biz Grow RuPay so that UPI goes well with this card as this seems a core HDFC card. He already have SBI SimplySave RuPay. Later he can expect upgrade next year but LTF cards rarely give upgrades. LE will be possible for him (say after 6-9 months) as he will use it extensively for GST payments and advance taxes mostly.

Anyone having this card or HDFC Biz Cards like Power Biz which has same benefits or any suggesstion whether it will be a good choice or he should wait more?

Tagging @SSV @HumorSimpson @Centurion_wala @6ix9ine @VISHESH_BANSAL @Abhishek012 @D₹V and all others who have any idea share here.

I am an aspirant not a recipient

 

[6ix9ine]

A friend of mine living in Hyderabad recently opened account with HDFC (precisely in June, 2024) and have received his first LTF offer from HDFC as Biz Grow Visa and Biz Grow (Rupay) with 1L limit only. Was extensively using his Platinum card for 75K every month since June and having Savings Max. acc. with profile being Self Employed as he runs an IT business and yearly income Above 10L. So DC charges also waived due to Savings Max.

I checked Biz Grow benefits and it is okay card for Biz people or individual tax payers with 10X pts on Tax Payments incl. GST payments and on Payzapp Billpay also 10X pts. Normal is 2 pts/150. So max. it can give is 3.33-4% to him. I suggested him to go for Biz Grow RuPay so that UPI goes well with this card as this seems a core HDFC card. He already have SBI SimplySave RuPay. Later he can expect upgrade next year but LTF cards rarely give upgrades. LE will be possible for him (say after 6-9 months) as he will use it extensively for GST payments and advance taxes mostly.

Anyone having this card or HDFC Biz Cards like Power Biz which has same benefits or any suggesstion whether it will be a good choice or he should wait more?

Tagging @SSV @HumorSimpson @Centurion_wala @6ix9ine @VISHESH_BANSAL @Abhishek012 @D₹V and all others who have any idea share here.

No idea about biz cards :/

 

[bkext]

View attachment 77927

Which link you have used sir?

 

[roygarg]

what is the TnC and breakdown of 2750 voucher ?

Were you able to find out?

 

[Shubham Yadav]

Were you able to find out?

Still searching like water in Registhan

 

[roygarg]

Still searching like water in Registhan

I have asked HDFC grievance redressal for the TnCs along with a screenshot of the email. Lets see what they say.

 

[Shubham Yadav]

I have asked HDFC grievance redressal for the TnCs along with a screenshot of the email. Lets see what they say.

Please share whenever you get.

This is first time that No Tnc was provided by HDFC

 

[Centurion_wala]

A friend of mine living in Hyderabad recently opened account with HDFC (precisely in June, 2024) and have received his first LTF offer from HDFC as Biz Grow Visa and Biz Grow (Rupay) with 1L limit only. Was extensively using his Platinum card for 75K every month since June and having Savings Max. acc. with profile being Self Employed as he runs an IT business and yearly income Above 10L. So DC charges also waived due to Savings Max.

I checked Biz Grow benefits and it is okay card for Biz people or individual tax payers with 10X pts on Tax Payments incl. GST payments and on Payzapp Billpay also 10X pts. Normal is 2 pts/150. So max. it can give is 3.33-4% to him. I suggested him to go for Biz Grow RuPay so that UPI goes well with this card as this seems a core HDFC card. He already have SBI SimplySave RuPay. Later he can expect upgrade next year but LTF cards rarely give upgrades. LE will be possible for him (say after 6-9 months) as he will use it extensively for GST payments and advance taxes mostly.

Anyone having this card or HDFC Biz Cards like Power Biz which has same benefits or any suggesstion whether it will be a good choice or he should wait more?

Tagging @SSV @HumorSimpson @Centurion_wala @6ix9ine @VISHESH_BANSAL @Abhishek012 @D₹V and all others who have any idea share here.

My suggestion- ask him to get a core card like Millennia, DCP or RG right now under year end offers and later apply a biz card as a floater

 

[desiviru]

My suggestion- ask him to get a core card like Millennia, DCP or RG right now under year end offers and later apply a biz card as a floater

This is also a core card but I get your point. The only cards showig for him are BizFirst (worst of all and having 500+GST as issuance and renewal) and BizGrow (VISA) LTF and BizGrow (RuPay) LTF.

I asked him to visit Millennia page and click on Apply. After entering through it, same cards shown by HDFC. So seems for Millennia or other cards he will have to go to branch.

 

[avinab]

Which link you have used sir?

Apply for Lifetime Free Credit Card Online - No Annual Fees | HDFC Bank

Apply for HDFC Bank Lifetime Free Credit Card online. Enjoy zero annual fees, exclusive rewards, cashback offers, and seamless transactions. Simplify your financial journey today!

www.hdfcbank.com

Use the above link

 

[tharun]

Apply for Lifetime Free Credit Card Online - No Annual Fees | HDFC Bank

Apply for HDFC Bank Lifetime Free Credit Card online. Enjoy zero annual fees, exclusive rewards, cashback offers, and seamless transactions. Simplify your financial journey today!

www.hdfcbank.com

Use the above link

I tried techofino's link and hdfc net banking link both didn't work for me

 

[Rohith-2009]

Any ETB customer tried applying for LTF Swiggy card and got it approved?

I tried many times so priority redressal team said they'll process my card but still no update I only got verification call

 

[Abhishek012]

I suggested him to go for Biz Grow RuPay so that UPI goes well with this card

 

[fageriaji]

Millennia is better than Regalia, but not better than Regalia Gold.

Both cards are for different usecase. One is more like a shopping card, while the other is a lifestyle card. Regalia Gold has its own catalog in smartbuy and offers decent rewards.

People just need to learn how to use regalia gold as a substitute for millennia. There are many threads on TF regarding that as well.

But, if one doesn't travel much and doesn't care about flights/hotels. Definitely, millennia is the better choice.

Can you compare Millennia and Regalia ?
If one person use 4 L in a year then which card have best outcome ?

 

[6ix9ine]

Can you compare Millennia and Regalia ?
If one person use 4 L in a year then which card have best outcome ?

Definitely millennia.

You will receive better rewards, and it also offers a 1K voucher per quarter with spends of 1L. You’ll get a 4K voucher and no fees, as your spending will already cover it. Plus, you’ll get a straight 5% discount on few merchants Flipkart/Amazon/Myntra/Uber/Zomato etc.

With the 5% on Amazon, you can pay most bills directly through Amazon. Win-win for you.

 

[fageriaji]

Definitely millennia.

You will receive better rewards, and it also offers a 1K voucher per quarter with spends of 1L. You’ll get a 4K voucher and no fees, as your spending will already cover it. Plus, you’ll get a straight 5% discount on few merchants Flipkart/Amazon/Myntra/Uber/Zomato etc.

With the 5% on Amazon, you can pay most bills directly through Amazon. Win-win for you.

And 1% flat cb on every online and offline transaction.
That's why I am not going to upgrade my LFT millinnia to FYF RG.
CC also refused to change my upgrade offer from FYF to LTF RG

 

[6ix9ine]

And 1% flat cb on every online and offline transaction.
That's why I am not going to upgrade my LFT millinnia to FYF RG.
CC also refused to change my upgrade offer from FYF to LTF RG

Yea, lately upgrades are not LTF anymore, especially from regalia gold to upper cards.

 

[fageriaji]

Yea, lately upgrades are not LTF anymore, especially from regalia gold to upper cards.

Hmmm... my RM also confirmed that LTF RG and above are closed since last 3 months.