Year End Offer: Lifetime Free HDFC Bank Credit Cards

[pprakash11]

HDFC says they provide 1 core card and two co branded card only.

Nothings as such

I’m currently holding:
DCP
Swiggy
TNI
MBonvoy

Looking to apply for IRCTC HDFC as floater

 

[hitirfan]

And core cards can be more than 1 if we consider pixel as core card or applicant is lucky.

Yes but that is rare

 

[hitirfan]

One primary card

 

[Credit_Cards]

One primary card

Yes thats they say but exceptions are there, ask them about co-branded response shall confirm no limit on co branded cards number.

 

[makman]

ETB, NTB both are eligible... but it depends on HDFC Bank, not all ETB customers can apply, if they have applied for a card recently.

Normally 6 months was the wait time for HDFC. But for this offer it seems more than 6 months wait time. Maybe 1 year?

 

[Credit_Cards]

Normally 6 months was the wait time for HDFC. But for this offer it seems more than 6 months wait time. Maybe 1 year?

6 months should be the case, is 1 year explicitly mentioned ?

 

[DarthBrooks]

I was thinking to apply for NeuInfinity(LTF), but my card upgrade from Regalia to DCB is in progress via grievance redressal, will applying another card affect the process in some manner, I already hold Regalia Gold, UPI Rupay and Swiggy HDFC Cards.

 

[makman]

6 months should be the case, is 1 year explicitly mentioned ?

No. But I am ETB holding CC older than 6 months but still get this 'recently applied for card' error. Get the same even trying with other mobile number.

 

[Credit_Cards]

No. But I am ETB holding CC older than 6 months but still get this 'recently applied for card' error. Get the same even trying with other mobile number.

contact escalation, sometimes we need to make our way when way is not provided.

 

[Ram1]

As per my understanding,
If we have one core card we should not apply second card directly from Hdfc site.

For tataneu card, apply at tataneu app
For swiggy card, apply at swiggy app
90% approval rate

If you don't have ltf offer, use mobile number change trick temporarily

 

[DarthBrooks]

As per my understanding,
If we have one core card we should not apply second card directly from Hdfc site.

For tataneu card, apply at tataneu app
For swiggy card, apply at swiggy app
90% approval rate

If you don't have ltf offer, use mobile number change trick temporarily

Are there chance it gets rejected ? Cause last time I applied via Tata Neu app, it was FYF and they said it can't be converted to LTF, that w as card issued in Feb this year and was closed in August.

 

[Ram1]

Are there chance it gets rejected ? Cause last time I applied via Tata Neu app, it was FYF and they said it can't be converted to LTF, that w as card issued in Feb this year and was closed in August.

Yeah chances r there to reject due to kyc issues/address.
Other part of ur question is not clear

 

[DarthBrooks]

Yeah chances r there to reject due to kyc issues/address.
Other part of ur question is not clear

I meant I earlier had Neu Infinity applied via Tata Neu App and it was closed.

 

[Ram1]

I meant I earlier had Neu Infinity applied via Tata Neu App and it was closed.

Mail to tataneu support and ask them to remove ur old application and apply fresh

 

[DarthBrooks]

Mail to tataneu support and ask them to remove ur old application and apply fresh

Oh yeah this might help, thanks a lot.

 

[spacewalker024]

I have FYF upgrade offer to Millennia from LTF Business Regalia, should I consider this upgrade?

I tried asking for FYF Regalia Gold or atleast LTF Milennia but they declined both request?

Or considering current LTF offers, can i apply using different number as I'm already an existing customer

 

[Ram1]

I have FYF upgrade offer to Millennia from LTF Business Regalia, should I consider this upgrade?

I tried asking for FYF Regalia Gold or atleast LTF Milennia but they declined both request?

Or considering current LTF offers, can i apply using different number as I'm already an existing customer

Its a downgrade, don't go for it.
If u serious want Millenia, keep escalating to priority redressal with scanned copy of upgrade form and ask ltf downgrade is possible and many of my frds did it.

On other note, Millenia fee waiver is at just 1L. Even if u don't spend, u will charged 1180 and u will get 1000 points. Loss is just 180rs.

 

[Boy 07]

See it is not the first & last time where HDFC is offering Tata Neu as LTF. Many folks have procured it as LTF via Tata Neu app it self or via mail to customer care to make it LTF. But Millennia is not offered LTF specially for NTB until you have corporate salaried account with HDFC. If you wish to climb the ladder of HDFC credit cards like Regalia/RG/DCP/Infinia in near future then only core credit cards will help you to get them via upgrades. Rest you can manage as per your usages or needs. Don’t think Tata Neu can beat the perks of Millennia as TNI only offers benefits in Tata products & no discounts during the sales like BBD/GIF whereas you will get discounts in Millennia. Also, Tata Neu is blocking the accounts if your monthly neucoins/cash points goes above average & those account can’t be unblocked. Rest it is upto your discretion what you’re looking specifically while choosing a credit card.

i upgarded my money back card to maney back plus ltf in offer before 4 months with limit is 70 k now i have raised a request by emailing them to upgarde it to millenia but they declined by saying that your card account is not eligible for upgarde any other way

 

[hitirfan]

i upgarded my money back card to maney back plus ltf in offer before 4 months with limit is 70 k now i have raised a request by emailing them to upgarde it to millenia but they declined by saying that your card account is not eligible for upgarde any other way

For Millenia limit should be more than 1 lakh

 

[Boy 07]

For Millenia limit should be more than 1 lakh

Shitt there is no offer for limit ehnacement