Yes Bank and/or Kiwi Credit Card - Help

[2025]

Friends,
1. Can I get the Kiwi card option in the Yes Bank CC application process from the webpage?
2. How to get a Yes bank core card LTF (for cc Loan)?
3. Do I get the option to choose Yes Bank while applying for a Kiwi card from the Kiwi website/ app? (I have three axis cards, hence, want Yes only)
4. Does a Kiwi card get me a low-interest CC loan at Yes Bank?
5. Is there any good LTF offer ongoing for yes bank credit card?
6. Do Kiwi (for Kiwi cards) and Yes Bank (for other cards) take longer to approve? or very quick?
I am NTB.

There are multiple threads, and I visited many of them. None of them has a convincing answer to many of these questions. I require a quick answer. Please help.

The best answer will be awarded as a solution.

 

[Fini7777]

Friends,
1. Can I get the Kiwi card option in the Yes Bank CC application process from the webpage?

No, u've to apply from kiwi app

2. How to get a Yes bank core card LTF (for cc Loan)?

Take any entry level cc with fee
u will get their virtual card free
After sometime close paid card, ur virtual card will be active and LTF and u can use this card for loan , offers etc

3. Do I get the option to choose Yes Bank while applying for a Kiwi card from the Kiwi website/ app? (I have three axis cards, hence, want Yes only)

currently most of the ppl r getting yes kiwi cc from kiwi app not axis

4. Does a Kiwi card get me a low-interest CC loan at Yes Bank?

Loan - yes
low interest - don't know

5. Is there any good LTF offer ongoing for yes bank credit card?

through some ads on amazon or any other apps they r offering yes ACE, elite + LTF

6. Do Kiwi (for Kiwi cards) and Yes Bank (for other cards) take longer to approve? or very quick?

2-3 days for kiwi
max 7 days for yes bank core cc based on my experience

I am NTB.

There are multiple threads, and I visited many of them. None of them has a convincing answer to many of these questions. I require a quick answer. Please help.

The best answer will be awarded as a solution.

Remember if u have yes core cc u cant get kiwi
So before applying decide carefully

Mark this as solution if ur queries r resolved

 

[Fini7777]

Currentli I'm using yes rupay cc
Getting offer for PLCC within & above cc limit
But haven't checked int rates

 

[2025]

Your post is a perfect candidate for marking solutions.

A few add-on clarifications. U can update them in the previous post itself.

4. Is the kiwi card CC loan provided by Kiwi in their app, or in the Yes Bank app by Yes Bank?, or both?
5. Any link to that advertisement/web link, if available. (If not available, it is still okay; I will check myself.) (at Amazon, I was getting those before, but have ignored them)

-- What do you suggest? I mean, preference? If u able to figure it out. (My priority is PLCC, as interest rates are on the lower side)
Thank you.

 

[Fini7777]

Your post is a perfect candidate for marking solutions.

A few add-on clarifications. U can update them in the previous post itself.

4. Is the kiwi card CC loan provided by Kiwi in their app, or in the Yes Bank app by Yes Bank?, or both?

In YES bank App u get these loan offers even for kiwi cc
But in Kiwi App I did not notice such loan offers Anytime so, I'm not sure - some other members should confirm this

5. Any link to that advertisement/web link, if available. (If not available, it is still okay; I will check myself.) (at Amazon, I was getting those before, but have ignored them)

usually, I come across those ADs on flipkart, Instagram, and Amazon but now I couldn't find any such sponsored ADs

-- What do you suggest? I mean, preference? If u able to figure it out. (My priority is PLCC, as interest rates are on the lower side)
Thank you.

If u r strictly looking for PLCC it's better to get an LTF card possibly yes Rupay cc

Go to Yes Bank website and apply for any core card (possibly A good card with a fee, Later we can deal with the retention team )
once u get that card Apply for YES Rupay virtual CC

or if u don't have any good Rupay credit cards you can also consider kiwi cc

you've to wait for few months after getting cc to be eligible for PLCC

 

[Fini7777]

I'll update you If I find any yes bank LTF card ADs

 

[Anupama_Jha]

Mine inputs is exactly same as @Fini7777

Adding: I regularly receives loan offer on my yes virtual rupay card. Recently received for 103k at 18% interest rate and 1.5% processing fee.

Never received below 15% ROI

 

[2025]

Mine inputs is exactly same as @Fini7777

Adding: I regularly receives loan offer on my yes virtual rupay card. Recently received for 103k at 18% interest rate and 1.5% processing fee.

Never received below 15% ROI

Do u have kiwi rupay or yes Rupay? (I assume yes Rupay).

 

[Anupama_Jha]

I'll update you If I find any yes bank LTF card ADs

Here it is.

S

Thread 'Is this actually LTF(Elite)'

Monday at 8:28 PM

I saw this ad recently in fb.
I wonder its actually LTF?
Then ill close my bankbazar yes bank finbooster to apply for the same.. after 3 months from closing i guess?

• shariqAzim
• Replies: 3
• Forum: Yes Bank Credit Card

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[Anupama_Jha]

Do u have kiwi rupay or yes Rupay? (I assume yes Rupay).

Yes Virtual Rupay. Closed BYOC

 

[2025]

Yes Virtual Rupay. Closed BYOC

What is ur net suggestion then kiwi or any yes? I am NTB so have option. Unless kiwi kicked me out.

 

[Anupama_Jha]

What is ur net suggestion then kiwi or any yes? I am NTB so have option. Unless kiwi kicked me out.

Depends upon usage.

Tbh, I don't like(understood) kiwi RPs structure. Plus, Fintech app+yes bank (very deadly combination)

So I will prefer any core LTF physical card.

For upi spends, I have BOB Snapdeal, sbi paytm and neu infinity.

 

[2025]

Depends upon usage.

Tbh, I don't like(understood) kiwi RPs structure. Plus, Fintech app+yes bank (very deadly combination)

So I will prefer any core LTF physical card.

For upi spends, I have BOB Snapdeal, sbi paytm and neu infinity.

Bob ka kya scene hay? Should I apply?

 

[2025]

About eterna. 1.5 saal pahale try Kiya tha 2 mahina latka k reject kar diya. Reason aj tak samajh nehi aya. Now it lost its charm. Koy v LTF rupay bob card chalega. Iss par v NTB hun. Par mann nehi hay. Rejection pasand nehi hay. Indusind same case. Pahale wo reject kiya. Baad mein main.

Ok. Thank you.
Let's see. Which card destined to come towards me.

 

[Anupama_Jha]

Bob ka kya scene hay? Should I apply?

Yeah, apply Premier.

Home and office verification is required. Sometimes waive off as @Anindya98 managed.

 

[Anupama_Jha]

About eterna. 1.5 saal pahale try Kiya tha 2 mahina latka k reject kar diya. Reason aj tak samajh nehi aya. Now it lost its charm. Koy v LTF rupay bob card chalega. Iss par v NTB hun. Par mann nehi hay. Rejection pasand nehi hay. Indusind same case. Pahale wo reject kiya. Baad mein main.

Ok thank you.
Let's see. Which card destined to come towards me.

I don't mind rejections TBH. I neither have to took any car/home/personal loan in next 3-4 yrs. Only 2-3 remaining cards in portfolio, so I am rough with CIBIL.

Last 2 years 36-40 enquiries, this year most probably 5-6.

 

[Fini7777]

What is ur net suggestion then kiwi or any yes? I am NTB so have option. Unless kiwi kicked me out.

Kiwi is like a girlfriend—you never know when it might break up with you.

Yes Rupay is like a wife—stable and peaceful.

You can't have both 🤣 🤣 , so decide for yourself.

 

[2025]

Screenshot taken ✅

Spoiler

just kidding

He he.
@Fini7777 U got a job. Clean it up. Don't worry @Kushagra_ is a gentleman.

 

[Anupama_Jha]

He he.
@Fini7777 U got a job. Clean it up. Don't worry @Kushagra_ is a gentleman.

But not my gallery🤣

 

[Anindya98]

Home and office verification is required. Sometimes waive off as @Anindya98 managed.

Shared my journey

Thread 'BOB Credit Card Approval: My Card-to-Card Application Journey!'

Jan 30, 2025

I wanted to share my recent experience of applying for a BOB Credit Card using the card-to-card method. Here's how it went:

I called the credit card representative at my BOB Home branch and inquired about applying for a BOB credit card through the C2C method without requiring physical verification.
C2C Criteria: Minimum 1-year-old CC with 1L limit. I used my ICICI Apay Card with 4.2L which is 1 yr 10 months old.
Application Timeline: Application Date (10/01/2025) -> Document Required (13/01/2025) & I uploaded the doc same day -> Got...

• Anindya98
• approval bank of baroda bob bob card bob credit card bob eterna bob premier credit card credit card 2025 ltf credit card
• Replies: 189
• Forum: BOB Cards

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