YES BANK CREDIT CARD

[MAHESH9D]

I WANT TO GET A LTF YES BANK CARD , WHAT IS THE BEST WAY, ONLINE OR NEAREST BRANCH
AS I WANT TO GET IT C2C COZ I HAVE INFINIA.

 

[himesh8924]

I WANT TO GET A LTF YES BANK CARD , WHAT IS THE BEST WAY, ONLINE OR NEAREST BRANCH
AS I WANT TO GET IT C2C COZ I HAVE INFINIA.

Offline way is Best For C2C

 

[TheOnlyAnkush]

As I know Yes bank have stopped sourcing LTF cards

 

[SubhankarSubhankar is verified member.]

As I know Yes bank have stopped sourcing LTF cards

Who said this? They're still accepting LTF cards from c2c.

 

[TheOnlyAnkush]

I tried one week ago and rcvd update that there is no more LTF applications from YES bank.

 

[Khaiz]

Who said this? They're still accepting LTF cards from c2c.

This is what i got as I reply when i enquired about LTF Yes First Preffered.

But the annual fee of all their cards has been reduced significantly. Yes First Exclusive & Preffered is being offered for 999rs now.

 

[yashawant.basu]

I just got an LTF Prosperity Edge CC of Yes Bank as I am a Wipro Employee. If you are a salaried person you can get based on salary or existing card limit

 

[asen]

If you are not getting LTF offer directly from Yes bank then try checking via bankbazar website. They sometime have Yes bank LTF card offer.

 

[Khaiz]

I just got an LTF Prosperity Edge CC of Yes Bank as I am a Wipro Employee. If you are a salaried person you can get based on salary or existing card limit

What’s your limit.?
And btw i also have Prosperity edge , but with a low limit of 40k.

 

[yashawant.basu]

I received a limit of 136K

What’s your limit.?
And btw i also have Prosperity edge , but with a low limit of 40k.

 

[SubhankarSubhankar is verified member.]

View attachment 5
This is what i got as I reply when i enquired about LTF Yes First Preffered.

But the annual fee of all their cards has been reduced significantly. Yes First Exclusive & Preffered is being offered for 999rs now.

Yes, later I checked with the person who was suppose to do my Exclusive card on c2c, it's 999+ GST now and waive off is happening 75k spending in first 90 days (joining fee), 1.5L for annual fee. This shows their cards are hardly being used now. Will only consider after 2 super premium cards I'm going after gets approved 🙂

 

[souvikdey2002]

Hi Guys,

So what is the ultimatum??
Are we going to get Yes First Exclusive LTF, I have the following CC for your reference, so can I apply based on C2C

IDFC First Wealth=9.28 Lakhs/LTF
Diners Black=7.73 Lakh/LTF
Amazon Pay ICICI=6.7 Lakh/LTF
Indusind Legend=5 Lakh/LTF

 

[souvikdey2002]

That and the fact they are very reluctant to give CCs to customers, it seems.

I'm maintaining 2-4L average balance since 2-3 years, yet not getting offers after telling manager and other employees. I applied twice, got rejected.

Apparently now I got offer, bank employee called and told me, yet they have not started to process my offer till now.

Can you tell me which branch please?

 

[SubhankarSubhankar is verified member.]

Hi Guys,

So what is the ultimatum??
Are we going to get Yes First Exclusive LTF, I have the following CC for your reference, so can I apply based on C2C

IDFC First Wealth=9.28 Lakhs/LTF
Diners Black=7.73 Lakh/LTF
Amazon Pay ICICI=6.7 Lakh/LTF
Indusind Legend=5 Lakh/LTF

They're not issuing YFE directly, forget LTF. They even gave me a lower variant card which falls before YFP with a horrible limit, I closed it. They'll ask for 40L ITR. If you have, go ahead

 

[souvikdey2002]

They're not issuing YFE directly, forget LTF. They even gave me a lower variant card which falls before YFP with a horrible limit, I closed it. They'll ask for 40L ITR. If you have, go ahead

I don't think so, I gave my DCB reference in February month & applied for YFE and it was approved but I rejected myself during the verification call due to the annual charges of 999 since at the time of application since the executive told me it should be LTF.

On top of that they are issuing YFE LTF if you are working with their listed companies but I exactly don't know which are the companies falls in the list.
I know IBM is one of the listed companies.

 

[souvikdey2002]

Ridiculous, seems that for some reason they are very reluctant to issue cards.

If I'm not getting my card from their 'offer' this time then I'm not applying from them anymore. Yes bank has good interest rate, else probably I wouldn't even be keeping my account there ...

For which card you got the offer? YFE or YFP?
Is it LTF?

 

[souvikdey2002]

I don't know. My branch employee told me me on Monday. No details, nothing. She told me that she told the person to process my offer, but no updates since a week.

Seems that somehow they are reluctant to proceed my CC. I don't know.

If you are ready to get YFE on 999 let me know.

 

[SubhankarSubhankar is verified member.]

I don't think so, I gave my DCB reference in February month & applied for YFE and it was approved but I rejected myself during the verification call due to the annual charges of 999 since at the time of application since the executive told me it should be LTF.

On top of that they are issuing YFE LTF if you are working with their listed companies but I exactly don't know which are the companies falls in the list.
I know IBM is one of the listed companies.

They don't tell the approved card variant. You would have been surprised like me 🙂 They approve but you never know the variant and the limit until you receive the card

PS: I applied through a very very credible person of Yes Bank, but still no help.