Forex markup:Yes: -1.18% (redemption through flight or hotel booking or food vouchers)
BOb: -2.36% (redemption through cashback)
Yes marque reward rate:
Thread 'YES Marquee vs YES Reserv 3x vs YES Reserv 5x' https://www.technofino.in/community/threads/yes-marquee-vs-yes-reserv-3x-vs-yes-reserv-5x.24652/
Bob reward rate: 3.75% (unless mcc messed up).
What do you mean messed up MCCs?Yes: -1.18% (redemption through flight or hotel booking or food vouchers)
BOb: -2.36% (redemption through cashback)
Yes marque reward rate:
Thread 'YES Marquee vs YES Reserv 3x vs YES Reserv 5x' https://www.technofino.in/community/threads/yes-marquee-vs-yes-reserv-3x-vs-yes-reserv-5x.24652/
Bob reward rate: 3.75% (unless mcc messed up).
So on an average the net return is better in BoB Eterna Card than on Yes Bank Marquee Card.Forex markup:
Yes : 1.18%
Bob : 2.36%
Reward rate:
Yes : 2.25% (offline), 4.5% (online)
Bob : 3.75% (both)
Effective return:
Yes: 1.1% (offline), 3.3% (online)
Bob: 1.4% (both)
https://www.technofino.in/community/threads/no-cashback-on-apollo-247.19666/post-425696What do you mean messed up MCCs?
If your transactions are mostly offline then ETERNA is the way to goSo on an average the net return is better in BoB Eterna Card than on Yes Bank Marquee Card.