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Yes Bank Marquee vs BoB Eterna for international spends.
- Thread starter avijith7
- Start date
helloworld
TF Legend
Yes: -1.18% (redemption through flight or hotel booking or food vouchers)
BOb: -2.36% (redemption through cashback)
Yes marque reward rate:
Thread 'YES Marquee vs YES Reserv 3x vs YES Reserv 5x' https://www.technofino.in/community/threads/yes-marquee-vs-yes-reserv-3x-vs-yes-reserv-5x.24652/
Bob reward rate: 3.75% (unless mcc messed up).
BOb: -2.36% (redemption through cashback)
Yes marque reward rate:
Thread 'YES Marquee vs YES Reserv 3x vs YES Reserv 5x' https://www.technofino.in/community/threads/yes-marquee-vs-yes-reserv-3x-vs-yes-reserv-5x.24652/
Bob reward rate: 3.75% (unless mcc messed up).
Forex markup:
Yes : 1.18%
Bob : 2.36%
Reward rate:
Yes : 2.25% (offline), 4.5% (online)
Bob : 3.75% (both)
Effective return:
Yes: 1.1% (offline), 3.3% (online)
Bob: 1.4% (both)
What do you mean messed up MCCs?
So on an average the net return is better in BoB Eterna Card than on Yes Bank Marquee Card.
helloworld
TF Legend
https://www.technofino.in/community/threads/no-cashback-on-apollo-247.19666/post-425696
Depends on where you purchase and what mcc they provide. To be safe always do test transaction.
If your transactions are mostly offline then ETERNA is the way to go
But even if the split is 75-25 between offline and online then MARQUEE could be better
And you can also check Yes RESERV with subscriptions… that would be the best choice
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