YES BANK Virtual RuPay Credit Card launched

[shashiishot2007]

Yes bank has launched virtual Rupay Credit card. Got email 15 mins back. Check your mails if u have yes bank credit card already.

Get Reward Points for every INR 200 spent on UPI transactions above INR 2000

Earn 2 Reward Points for every INR 200 spent on non-UPI transactions

Earn 2 Reward Points for every INR 200 spent on non-UPI transactions

Attached screenshots of features

 

[RishiKiDev]

Got it. Thanks for clarification.
So, it will not show as additional card in Credit Report.

It will show as an additional card dude in CIBIL dude

 

[aayusharyan]

It will show as an additional card dude in CIBIL dude

Okay, lol. Then it's final. I will wait for a few months. Hehehehehe

 

[Abhishek012]

Got it. Thanks for clarification.
So, it will not show as additional card in Credit Report.

it will show as additional card in Credit Report.

 

[RishiKiDev]

Okay, lol. Then it's final. I will wait for a few months. Hehehehehe

Yep. Wait for core card LTF offers, which are coming soon. Mostly in Jan. Then you can grab 'em by the..

You can better visit a branch, they will guide you better with insider information. Atleast in my city the branch is very helpful.

 

[iscoopicecreams]

Yes bank has launched virtual Rupay Credit card. Got email 15 mins back. Check your mails if u have yes bank credit card already.

Get Reward Points for every INR 200 spent on UPI transactions above INR 2000

Earn 2 Reward Points for every INR 200 spent on non-UPI transactions

Earn 2 Reward Points for every INR 200 spent on non-UPI transactions

Attached screenshots of features

I didn't understand the reward structure here. Is it like every 200rs you spend over the overall 2k limit then only you would get rp? Meaning you won't get a single rp until you spend atleast 2k in one month?

 

[Chaitanya-a]

It should take maximum 3-4 working days

They haven't generated Rupay virtual cc for me yet against Finbooster card.

Applied on 23 November through app. Customer care says it didn't went even in processing stage.

Then Applied again on 30 November through their website. Its still showing "in process" in their system.

 

[Abhishek012]

They haven't generated Rupay virtual cc for me yet against Finbooster card.

Applied on 23 November through app. Customer care says it didn't went even in processing stage.

Then Applied again on 30 November through their website. Its still showing "in process" in their system.

Few people already got virtual RuPay CC against Yes bank Finbooster card.

 

[Deleted member 21549]

I didn't understand the reward structure here. Is it like every 200rs you spend over the overall 2k limit then only you would get rp? Meaning you won't get a single rp until you spend atleast 2k in one month?

It's minimum 2k per transaction... If the tx is of 1999 the RP earned is 0.
If tx is of 2000 RP earned is 80.

And 8 RP per 200 above 2000

 

[krishg]

I got two Rupay cards for some reason after I requested in the app. Anyone else has experienced the same. Anyway I am closing one of them.

 

[RishiKiDev]

I got two Rupay cards for some reason after I requested in the app. Anyone else has experienced the same. Anyway I am closing one of them.

Can you share the screenshot of the same?
Please do hide the card details before sharing here

 

[krishg]

Can you share the screenshot of the same?
Please do hide the card details before sharing here

 

[Rohan]

I got two Rupay cards for some reason after I requested in the app. Anyone else has experienced the same. Anyway I am closing one of them.

Yes I got same & closed one upi card.

I selected yes for upi card while applying for yes bank credit card. Later after card approval in app it asked me again so don't wanna risk it so accepted.

 

[krishg]

Yes I got same & closed one upi card.

I selected yes for upi card while applying for yes bank credit card. Later after card approval in app it asked me again so don't wanna risk it so accepted.

I see. It also prompted me in app which I clicked.

 

[amantyagi9]

I applied for Virtual Rupay card on 7th December but till now it's not generated. Very slow process 🙂
How much time it'll take?
Also the available limit in my existing card is showing 50% of total limit.
Will they split limit from existing card?

 

[Chaitanya-a]

I applied for Virtual Rupay card on 7th December but till now it's not generated. Very slow process 🙂
How much time it'll take?
Also the available limit in my existing card is showing 50% of total limit.
Will they split limit from existing card?

Have you applied via app or website?

 

[amantyagi9]

Have you applied via app or website?

Applied via app

 

[Chaitanya-a]

Applied via app

Apply via website. Their app applications aren't getting professed. This is the link:

https://campaignweb.yesbank.in/webApp/yblAPP3052

 

[Deleted member 21549]

One can apply Virtual Rupay card from "iris by YES BANK" App.

 

[Chaitanya-a]

One can apply Virtual Rupay card from "iris by YES BANK" App.

One can apply from app but application doesn't get processed for most of the people. We have to apply via their website for rupay card generation.

 

[Deleted member 21549]

One can apply from app but application doesn't get processed for most of the people. We have to apply via their website for rupay card generation.

In Oct I applied using "iris by YES BANK" app and the card was generated within 2 working days... Things might have changed now