YES BANK Virtual RuPay Credit Card launched

[shashiishot2007]

Yes bank has launched virtual Rupay Credit card. Got email 15 mins back. Check your mails if u have yes bank credit card already.

Get Reward Points for every INR 200 spent on UPI transactions above INR 2000

Earn 2 Reward Points for every INR 200 spent on non-UPI transactions

Earn 2 Reward Points for every INR 200 spent on non-UPI transactions

Attached screenshots of features

 

[Strange]

In CIBIL ?

Yep, just checked.

Btw HDFC has changed credit card numbers to credit card account numbers in cibil.

 

[pprakash11]

Yep, just checked.

Btw HDFC has changed credit card numbers to credit card account numbers in cibil.

Yeah I noticed that instead of CC number they now showing A/C nos.

But my YES BANK Virtual Rupay CC not showing any limit in CIBIL. Just " - " is mentioned under credit limit section

 

[Sanskar]

Yeah I noticed that instead of CC number they now showing A/C nos.

But my YES BANK Virtual Rupay CC not showing any limit in CIBIL. Just " - " is mentioned under credit limit section

How old your Rupay card? And have you use it for big amounts?

 

[pprakash11]

How old your Rupay card? And have you use it for big amounts?

Hardly 2 months old
Yes I have used it for big amounts

 

[unusedbrain1]

can anyone comfirm are these Real link . i got a call . stating these offer .. i just wanna reconfirm are these real link or scam type

 

[Ram1]

Somebody tried to close paid primary card after getting ltf rupay card?

 

[Tejo]

View attachment 29204can anyone comfirm are these Real link . i got a call . stating these offer .. i just wanna reconfirm are these real link or scam type

TF rupay specialist, @Abhishek012 will clarify your doubts.

 

[CardTox]

What will happen if I close my Yes First Exclusive card and want to keep my rupay virtual cc?

 

[Abhishek012]

Dnt forget to use this offer using your YES BANK Virtual RuPay Credit Card too.

 

[raghu.rokda]

Dnt forget to use this offer using your YES BANK Virtual RuPay Credit Card too.

View attachment 29326

Max 30 hi milta hai

 

[Harry1]

Dnt forget to use this offer using your YES BANK Virtual RuPay Credit Card too.

View attachment 29326

What is the value of each reward points and what is best option to redeem it?

I see there is option to transfer reward points to another card. I have yes first exclusive card also. Shall I transfer points to that and redeem it together at 0.25 rs for flight? Or there are better options?

Also, for some reason, I got charged 0.59% of wallet loading charge for using UPI transaction. Is everyone getting that? I did a credit card bill payment on snapay, which should be ideally under utility.

 

[unusedbrain1]

wait what ? can we add money to wallet from rupay card ?

how & where or i m reading it wrong

What is the value of each reward points and what is best option to redeem it?

I see there is option to transfer reward points to another card. I have yes first exclusive card also. Shall I transfer points to that and redeem it together at 0.25 rs for flight? Or there are better options?

Also, for some reason, I got charged 0.59% of wallet loading charge for using UPI transaction. Is everyone getting that? I did a credit card bill payment on snapay, which should be ideally under utility

 

[Harry1]

wait what ? can we add money to wallet from rupay card ?

how & where or i m reading it wrong

I didn't write what u read. And what i wrote is already fixed.

 

[Abhishek012]

What is the value of each reward points and what is best option to redeem it?

I see there is option to transfer reward points to another card. I have yes first exclusive card also. Shall I transfer points to that and redeem it together at 0.25 rs for flight? Or there are better options?

Also, for some reason, I got charged 0.59% of wallet loading charge for using UPI transaction. Is everyone getting that? I did a credit card bill payment on snapay, which should be ideally under utility.

Yes bank charge 0.50%+GST for wallet spend and soon they will increase the charges to 0.75%+GST.

Nothing to be surprised. Snapay cc bill pay via CC UPI, count under wallet category that's why yes bank charge you. Clearly mentioned on Yes bank MITC file or Yes bank website.

 

[Harry1]

Yes bank charge 0.50%+GST for wallet spend and soon they will increase the charges to 0.75%+GST.

Nothing to be surprised. Snapay cc bill pay via CC UPI, count under wallet category that's why yes bank charge you. Cleary mentioned on Yes bank MITC file or Yes bank website.

Snapay changed mcc? Or they have different mcc for UPI mode and different for debit/credit card ?

I was getting utility mcc when I was using debit cards earlier and getting 1% on hdfc platinum debit card.

Even in other utility payments, it is still 4900 mcc.

 

[Abhishek012]

Snapay changed mcc? Or they have different mcc for UPI mode and different for debit/credit card ?

I was getting utility mcc when I was using debit cards earlier and getting 1% on hdfc platinum debit card.

Even in other utility payments, it is still 4900 mcc.

Snapay - credit card to bank option, got utlity category and i think UPI option here also give you utility category

but snapay - credit card bill pay through link UPI option - i think here wallet category.

 

[askrahul]

Thanks, Applied.

 

[Harry1]

Snapay - credit card to bank option, got utlity category and i think UPI option here also give you utility category

but snapay - credit card bill pay through link UPI option - i think here wallet category.

Any idea on reward points value?

 

[Abhishek012]

Any idea on reward points value?

Yes bank aur uske Reward points. LOL 🤣🤣

 

[Ram1]

What to do if upgrade request declined?