YES BANK Virtual RuPay Credit Card launched

[shashiishot2007]

Yes bank has launched virtual Rupay Credit card. Got email 15 mins back. Check your mails if u have yes bank credit card already.

Get Reward Points for every INR 200 spent on UPI transactions above INR 2000

Earn 2 Reward Points for every INR 200 spent on non-UPI transactions

Earn 2 Reward Points for every INR 200 spent on non-UPI transactions

Attached screenshots of features

 

[Abhishek012]

First I activated

Then do transaction on second day of card approval

Try again. Yes bank virtual RuPay credit card supported on online e-com transactions.

 

[raghu.rokda]

Try again. Yes bank virtual RuPay credit card supported on online e-com transactions.

Okay boss let’s try again

 

[Akash Topder]

Even after 3 working days it's not there in Iris app!

 

[funatlearn]

But why you want to use? It has very less reward points

 

[maverick]

Is it eligible for 10% instant discount on current flipkart sale(11-15 august).

 

[pprakash11]

Is it eligible for 10% instant discount on current flipkart sale(11-15 august).

Yes eligible

 

[SSV]

A bit off-topic ,
How is the banking experience of YES bank lately, especially after the near death event
.

 

[zealsid]

A bit off-topic ,
How is the banking experience of YES bank lately, especially after the near death event
.

Horrendous experience, I wanted a locker and Yes bank representative said they can provide but I have to take policy first from them. After negotiation, they offered discount on locker and I went ahead. I asked them to give me in writing that locker is available at the said branch. He panicked and said this is a new branch and locker will only be available after 3 months.

Their only intrest is to sell policies, nothing else. Please be extremely cautious while dealing with Yes Bank.

 

[SSV]

Horrendous experience, I wanted a locker and Yes bank representative said they can provide but I have to take policy first from them. After negotiation, they offered discount on locker and I went ahead. I asked them to give me in writing that locker is available at the said branch. He panicked and said this is a new branch and locker will only be available after 3 months.

Their only intrest is to sell policies, nothing else. Please be extremely cautious while dealing with Yes Bank.

Thank you for the heads up... just want to know their general performance from the horses mouth than reading in newspaper... No intention to open any kind of relationship with them...

 

[funatlearn]

I have an yes first account since 8 years. For me the experience is always good. No spam calls, for any work they have a runner who pickup docs when needed.
Except an year , it was always decent for me. Never required locker so can't comment.
Their floating rate fd is the best one i found. For sr citizen it gives 8.6 %. ( It depends on repo rate).

The only issue I have is low rewards on cc, which were very good initially.

 

[yolofino]

Horrendous experience, I wanted a locker and Yes bank representative said they can provide but I have to take policy first from them. After negotiation, they offered discount on locker and I went ahead. I asked them to give me in writing that locker is available at the said branch. He panicked and said this is a new branch and locker will only be available after 3 months.

Their only intrest is to sell policies, nothing else. Please be extremely cautious while dealing with Yes Bank.

If you have taken the policy, make sure to cancel it within the next 15 days. Full refund will be issued.

 

[Sanskar]

How does share limit to work on yes bank Rupay card?
Like it’s a 50-50 of existing limit, or they sign something particular limit? Or is it the same limit of existing card limit and total of both the card will be old limit?

 

[Abhishek012]

How does share limit to work on yes bank Rupay card?
Like it’s a 50-50 of existing limit, or they sign something particular limit? Or is it the same limit of existing card limit and total of both the card will be old limit?

It's the same limit of existing card limit and total of both the card will be old limit.

 

[Strange]

It's the same limit of existing card limit and total of both the card will be old limit.

And they will create a new account in CIBIL for your new rupay card.

 

[pprakash11]

And they will create a new account in CIBIL for rhe new rupay card.

Limit of that virtual yes rupay card not showing in CIBIL right ?

 

[Strange]

Limit of that virtual yes rupay card not showing in CIBIL right ?

It's showing the same credit limit as first yes Bank credit card.

 

[Abhishek012]

And they will create a new account in CIBIL for rhe new rupay card.

I dnt think so. because RuPay virtual credit card is linked to your primary card.

 

[pprakash11]

I dnt think so. because RuPay virtual credit card is linked to your primary card.

They already have created a new account in Cibil

 

[pprakash11]

It's showing the same credit limit as first yes Bank credit card.

In CIBIL ?

 

[Tejo]

I dnt think so. because RuPay virtual credit card is linked to your primary card.

Every bank doing that, even hdfc.

* new credit card, even for virtual rupay cc (shared or linked card)