Offer Fulfilled! Yes First Savings Account

[jpr]

A question for the people who opened an account with Yes Bank online:

Are you able to connect with customer care? After the Voice IVR when it asks you to enter your registered number, I get an error stating invalid selection after I enter my number.

call this number 02250795101

 

[Dazzwilliams]

call this number 02250795101

For? Can you clarify

 

[jpr]

yes customer care 02250795101

 

[Pissant]

call this number 02250795101

Still getting the same error when told to enter registered number. ‘You have entered an incorrect selection’

 

[amitt319]

• Average Monthly Balance (AMB) of INR 10 Lakhs & above, across Savings and Current Accounts OR
• Net Relationship Value (NRV) of INR 40 Lakhs & above OR
• Net Salary credit of INR 3 Lakhs & above per month in YES First Salary account OR
• Based on loan relationship

But I have heard that Yes Bank does not downgrade account even if you keep less than 10k in it.

The Debit Card has Zero Charges as long as you are a Yes First Customer.

Wrong.. they'll downgrade for sure. And the problem is you can't upgrade it back even if you start maintaining the threshold criteria. 😕 However, I agree that their system and digital interfaces have improved a lot.

 

[jpr]

I registered priority pass website and showing two free visit . 83.60 debited and credited back within 2 minutes ( also registered lounge key through my sbm visa debitcard only debited 83.43 (yesterday visa rate), yes bank charging 17 paise more than visa rate

 

[Dazzwilliams]

Still getting the same error when told to enter registered number. ‘You have entered an incorrect selection’

Could you register and access the IRIS app by generating debit card pin?
Im not able to generate debit card pin online. It says incorrect pin entered

 

[Pissant]

Could you register and access the IRIS app by generating debit card pin?
Im not able to generate debit card pin online. It says incorrect pin entered

Yes. First login into the iris app using customer id and then use the app to reset DC pin.

 

[Dazzwilliams]

Yes. First login into the iris app using customer id and then use the app to reset DC pin.

After glitching all day, it finally worked now.
Was able to login into app and set DC pin

 

[Pissant]

Update: Received 4500 Yes Rewardz.
1 Rewardz point = 1inr

I redeemed for Amazon Pay.

Note: You can only redeem 70% of the total from points. You have to pay 30% from DC/Netbanking.

 

[talktoaloke]

Update: Received 4500 Yes Rewardz.
1 Rewardz point = 1inr

I redeemed for Amazon Pay.

Note: You can only redeem 70% of the total from points. You have to pay 30% from DC/Netbanking.

I have received only 1500 reward points for new Yes First account opened purpose till now. How u got total 4500 yes rewards?

 

[Pissant]

I have received only 1500 reward points for new Yes First account opened purpose till now. How u got total 4500 yes rewards?

Make a transfer IMPS/NEFT

 

[talktoaloke]

Make a transfer IMPS/NEFT

Okay. Thank you

 

[runzone]

Make a transfer IMPS/NEFT

How much have you maintained from the acc opening date?

 

[Pissant]

How much have you maintained from the acc opening date?

around 1lk .

 

[Dazzwilliams]

around 1lk .

I maintained around 70k from the beginning.

I already got a phone call from the branch manager. He was under the impression that some agent had opened the account on my behalf and had unknowingly chosen the wrong account variant.
He asked twice if I opened the account myself and was telling me to maintain atleast 5L too keep the account status active.
He went on to explain benefits of Eclectic DC before which I cut him short asking for any credit card offers on holding the 5L balance. He said you'll be eligible for Marquee CC for which I asked if he can make it LTF. He said he can try if I add funds with 20L FD (not lien).

 

[Dazzwilliams]

I have received only 1500 reward points for new Yes First account opened purpose till now. How u got total 4500 yes rewards?

How do we get these? Its been more than 2 weeks but I haven't received any points

 

[Pissant]

How do we get these? Its been more than 2 weeks but I haven't received any points

Keep maintaining and you should get in another week or two.

 

[talktoaloke]

How do we get these? Its been more than 2 weeks but I haven't received any points

Nothing. Automatically got. I think within 1 week you will also get the reward points

 

[Luxe]

I recently opened up a Yes First Savings account for smaller transactions and to get approved for Marquee/Reserv

I did it online via:

https://yesrapido.yesbank.in/sdcss/d/retail-banking/account-opening/savings

(not a referral link)


I just had to do 50,000 funding to be able to open the Yes First Savings account which I found surprising. I received the Yes Eclectic Debit Card which has really good offers on Blinkit, Zomato and BMS.

But it also comes with 0 forex fee, Complimentary access to Domestic airport lounges, thrice per quarter and International airport lounges, twice per year, 4 complimentary rounds of green fees per calendar year & 12 complimentary golf lessons per calendar year. Discounted golf services at 50% of the green fee beyond complimentary sessions and is on the Visa Infinite platform.

And, it has a reward rate of 3x on Domestic Spends (not sure if you can get rewarded for paying CC bills with it) and 4x on International Spends

Now, coming back to the account. I was actually pleasantly surprised with the iris by Yes Bank app and their Netbanking interface. It has a bunch of useful features and is quick and responsive.

I also decided to open up a Yes Securities Demat account since they were offering decent fees for Yes First customers and since I had heard good things about it from a friend. I plan to move around 30-40lk into this demat account if I am happy with it after a couple of months. I will provide updates on this in the future since I have been unable to find any information at all about Yes Securities on here and the internet. Nobody seems to have written a review on them. If anybody here has experience with them I would really appreciate your insight.

Overall, I would have to say that Yes Bank has really polished up their act recently and I hope they can continue their efforts.

Here are some pictures of the Welcome Kit I received. The quality of the leather sleeve/case/bag is actually pretty good.





View attachment 68964View attachment 68968View attachment 68967


Note: UPI is the only way to do the initial funding online. When I tried using HDFC via GPay they kept blocking the transaction as fraud and calling me repeatedly, even after approving it on the IVR twice. Then, when I funded it using my Axis account via GPay it went through, but the account has been put in Debit Freeze and they are requesting me to come to the branch to unfreeze the account. Which I will not be doing anyways since that account was pretty much Dormant.

Tried opening this account, but was unable to do upi, the transaction getting rejected everytime, tried from sbi and IDFC phone pe and sbi gpay. It failed. Got a call from yes bank customer care, who after failing to get the process going, connected me with the nearest branch executive (25 km away) he asked for 10L IP which I already told the customer care that he would. And I am not going to fund 10L initially. So the customer care asks me to go for premia or gradeur. But I insisted that I would do it digitally. So he said he will try to resolve the issue and get back to me.

That's all still stuck. Unable to UPI