Hello every,
The first credit card is special for everyone. We all remember the experience of getting our first card![Grinning face with big eyes :smiley: 😃](https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f603.png)
Let's share our first credit card experience...
My experience-
My first credit card was ICICI HPCL Coral, which I received in 2015. My home address at that time did not fall within any bank's serviceable area, so they asked me to apply for credit card against FD. But I needed an unsecured credit card, so I talked to my branch manager and I told him I needed an unsecured card.
He told me that... we can give you an unsecured card but for that you have to purchase an ICICI Prudential Ulip policy of Rs. 2 lakhs (minimum).
At that time I desperately needed a credit card because my business was in USA and I needed a credit card for its payment. I was unemployed that time with zero CIBIL score, No bank was offering me a credit card so I had purchased a policy of two lakh rupees at that time and got my first ever credit card ICICI HPCL coral credit card (chargeable), later icici converted that card to a lifetime free hpcl coral credit card and I'm still holding that one![Grinning face with smiling eyes :smile: 😄](https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f604.png)
The first credit card is special for everyone. We all remember the experience of getting our first card
![Grinning face with big eyes :smiley: 😃](https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f603.png)
Let's share our first credit card experience...
My experience-
My first credit card was ICICI HPCL Coral, which I received in 2015. My home address at that time did not fall within any bank's serviceable area, so they asked me to apply for credit card against FD. But I needed an unsecured credit card, so I talked to my branch manager and I told him I needed an unsecured card.
He told me that... we can give you an unsecured card but for that you have to purchase an ICICI Prudential Ulip policy of Rs. 2 lakhs (minimum).
At that time I desperately needed a credit card because my business was in USA and I needed a credit card for its payment. I was unemployed that time with zero CIBIL score, No bank was offering me a credit card so I had purchased a policy of two lakh rupees at that time and got my first ever credit card ICICI HPCL coral credit card (chargeable), later icici converted that card to a lifetime free hpcl coral credit card and I'm still holding that one
![Grinning face with smiling eyes :smile: 😄](https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f604.png)
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