Your most used 3 credit cards?

[kiwi]

KIWI UPI /offline
SBI CB online

 

[nh124001]

UPI : KIWI
OFFLINE / TRAVEL / HOTEL / DINNING : ATLAS
APAY VOUCHERS( UTILITY / DMRC / FASTAG RECHARGE) / MISCELLANEOUS ONLINE : SBI CASHBACK
SMART BUY( PHARMEASY / TRAVEL / IRCTC ) / MYNTRA / SHOPPING VOUCHERS / INSURANCE : REGALIA GOLD
FUEL : ICICI HPCL SUPER SAVER

GOVT SPENDS : ABHI TOH ICICI CORAL RUPAY 🫣, LOOKING FOR AMEX GOLD CHARGE OR PLATINUM TRAVEL

 

[draja-cc]

UPI : KIWI
OFFLINE / TRAVEL / HOTEL / DINNING : ATLAS
APAY VOUCHERS( UTILITY / DMRC / FASTAG RECHARGE) / MISCELLANEOUS ONLINE : SBI CASHBACK
SMART BUY( PHARMEASY / TRAVEL / IRCTC ) / MYNTRA / SHOPPING VOUCHERS / INSURANCE : REGALIA GOLD
FUEL : ICICI HPCL SUPER SAVER

GOVT SPENDS : ABHI TOH ICICI CORAL RUPAY 🫣, LOOKING FOR AMEX GOLD CHARGE OR PLATINUM TRAVEL

You have specified your complete card strategy 😇

 

[althafvly]

1. Kiwi Yes bank
2. HDFC swiggy
3. Bob snapdeal

 

[lijov]

DCB - For all spends except the below ones
Atlas - Flight & Hotels
HSBC Live - Grocery/Dining
SC smart- Govt
BPCL Octane - Fuel

The first 3 are my primary cards.

 

[hitirfan]

1. HDFC IOCL - UPI, Fuel
2. Airtel Axis - airtel and electricity
3. HDFC Swiggy/ ICICI APay - Amazon/ Flipkart

 

[akiratoriyama]

SBI Cashback
Swiggy HDFC
Kiwi RuPay/AMEX MRCC

 

[R_A_J]

SBI Cashback & HDFC Swiggy - For all online, ecomm and swiggy (food, dineout, instamart)
HSBC Live+ - all Offline, including groceries, etc
UPI - HDFC Regalia (had the rupay variant)
Amex PT, Atlas - Any other place, wherever possible.

 

[ashwinikumar900]

Hi Everyone,

I know most of us have multiple credit cards. An average around 10-15 credit cards as we all are CC enthusiast. But we also have our workhorses; the cards that we use the most. Let us list are top 3 most used cards and where they are put for used. This will help people to reevaluate their credit card portfolio and update it if needed.

For me the primary cards are:

1. HDFC Infinia - Smartbuy+ generic spends
2. Axis Airtel - Utility, Swiggy, Zomato, Bigbasket, BB Daily
3. IndusInd Easydiner - Dining+ Movie Tickets.

HDFC DCB METAL, HDFC BIZ BLACK, and ICICI TIMES BLACK. NOTE - For RUPAY on UPI-tata net infinity/kotak Myntra

 

[viruss]

SBI CB
Axis Airtel
ITB (mostly for vouchers)
Coral (Rupay) for UPI payment as I have closed my TNI (LTF)

 

[akiratoriyama]

SBI CB
Axis Airtel
ITB (mostly for vouchers)
Coral (Rupay) for UPI payment as I have closed my TNI (LTF)

Which one is ITB? Icici times black?

 

[Sufishaikh]

Axis Atlas - For All Retail Spends and Flight Bookings
AMEX Platinum Travel - For Fuel and other online spends for Milestone Benefits
Axis Airtel - For all utilities

 

[ashwinikumar900]

Which one is ITB? Icici times black?

These abbreviations are really hard to follow 😆. Once I saw EPM, started to scratch my head then after some brainstorming 😄 realised EMERALD PRIVATE METAL.

 

[sunit123]

These abbreviations are really hard to follow 😆. Once I saw EPM, started to scratch my head then after some brainstorming 😄 realised EMERALD PRIVATE METAL.

अमीर लोग ऐसे ही लिखते हैं...उनके पास इतना टाइम नहीं हैं की पूरा लिखें

 

[mayankcse10]

1. SBI Cashback: Everything Online/Apay Vouchers
2. SC Smart: School Fees & other excluded categories
3. HSBC Live+: Groceries/Dining/Food Delivery

 

[Fini7777]

SBI Cashback - Online Txns
Axis Airtel - UPI & Bills
HDFC TNI - Offline Txns

 

[callsignmaverick]

For ultra high spender who likes to travel this probably is a dream collection...

Yes it actually makes logical sense also for me since I travel a lot. Even when I had little money I would travel all the time.
Frankly if you have Axis Magnus Burgundy you don't need the other 2. Its the perfect allrounder, so much so that I haven't used my Amex Plat Charge at all since getting it. I only use the other 2 for either vouchers or in months when I won't cross the 1.5L limit for accelerated points.

 

[SplendorSuperman]

Hi Everyone,

I know most of us have multiple credit cards. An average around 10-15 credit cards as we all are CC enthusiast. But we also have our workhorses; the cards that we use the most. Let us list are top 3 most used cards and where they are put for used. This will help people to reevaluate their credit card portfolio and update it if needed.

For me the primary cards are:

1. HDFC Infinia - Smartbuy+ generic spends
2. Axis Airtel - Utility, Swiggy, Zomato, Bigbasket, BB Daily
3. IndusInd Easydiner - Dining+ Movie Tickets.

Airtel Axis - Zomato , Airtel Recharges and Utility.

HDFC Swiggy - Swiggy & Instamart

SBI CB - Rest of the Online Stuffs.

TNI - offline

 

[HagridSingh]

Axis M4B, Axis Atlas, Amex Platinum Corporate

 

[RAMESH BABU N]

SBI CB (Visa)
Axis Airtel (Visa)
Any of the 5 RuPay cards thru Bhim.

Selecting a particular RuPay card depends on the offers of that day and special time-bound offers from banks.

It could be Utkarsh/SuperMoney or IndusInd/Platinum or ICICI/Coral or
Yes/Rio or Axis/Neo.

(PNB/Select and Kotak/IOCL closed this week).