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Your most used 3 credit cards?

UPI : KIWI
OFFLINE / TRAVEL / HOTEL / DINNING : ATLAS
APAY VOUCHERS( UTILITY / DMRC / FASTAG RECHARGE) / MISCELLANEOUS ONLINE : SBI CASHBACK
SMART BUY( PHARMEASY / TRAVEL / IRCTC ) / MYNTRA / SHOPPING VOUCHERS / INSURANCE : REGALIA GOLD
FUEL : ICICI HPCL SUPER SAVER

GOVT SPENDS : ABHI TOH ICICI CORAL RUPAY 🫣, LOOKING FOR AMEX GOLD CHARGE OR PLATINUM TRAVEL
 
UPI : KIWI
OFFLINE / TRAVEL / HOTEL / DINNING : ATLAS
APAY VOUCHERS( UTILITY / DMRC / FASTAG RECHARGE) / MISCELLANEOUS ONLINE : SBI CASHBACK
SMART BUY( PHARMEASY / TRAVEL / IRCTC ) / MYNTRA / SHOPPING VOUCHERS / INSURANCE : REGALIA GOLD
FUEL : ICICI HPCL SUPER SAVER

GOVT SPENDS : ABHI TOH ICICI CORAL RUPAY 🫣, LOOKING FOR AMEX GOLD CHARGE OR PLATINUM TRAVEL
You have specified your complete card strategy 😇
 
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Hi Everyone,

I know most of us have multiple credit cards. An average around 10-15 credit cards as we all are CC enthusiast. But we also have our workhorses; the cards that we use the most. Let us list are top 3 most used cards and where they are put for used. This will help people to reevaluate their credit card portfolio and update it if needed.

For me the primary cards are:

1. HDFC Infinia - Smartbuy+ generic spends
2. Axis Airtel - Utility, Swiggy, Zomato, Bigbasket, BB Daily
3. IndusInd Easydiner - Dining+ Movie Tickets.
HDFC DCB METAL, HDFC BIZ BLACK, and ICICI TIMES BLACK. NOTE - For RUPAY on UPI-tata net infinity/kotak Myntra
 
1. SBI Cashback: Everything Online/Apay Vouchers
2. SC Smart: School Fees & other excluded categories
3. HSBC Live+: Groceries/Dining/Food Delivery
 
For ultra high spender who likes to travel this probably is a dream collection...
Yes it actually makes logical sense also for me since I travel a lot. Even when I had little money I would travel all the time.
Frankly if you have Axis Magnus Burgundy you don't need the other 2. Its the perfect allrounder, so much so that I haven't used my Amex Plat Charge at all since getting it. I only use the other 2 for either vouchers or in months when I won't cross the 1.5L limit for accelerated points.
 
Hi Everyone,

I know most of us have multiple credit cards. An average around 10-15 credit cards as we all are CC enthusiast. But we also have our workhorses; the cards that we use the most. Let us list are top 3 most used cards and where they are put for used. This will help people to reevaluate their credit card portfolio and update it if needed.

For me the primary cards are:

1. HDFC Infinia - Smartbuy+ generic spends
2. Axis Airtel - Utility, Swiggy, Zomato, Bigbasket, BB Daily
3. IndusInd Easydiner - Dining+ Movie Tickets.
Airtel Axis - Zomato , Airtel Recharges and Utility.

HDFC Swiggy - Swiggy & Instamart

SBI CB - Rest of the Online Stuffs.

TNI - offline
 
SBI CB (Visa)
Axis Airtel (Visa)
Any of the 5 RuPay cards thru Bhim.

Selecting a particular RuPay card depends on the offers of that day and special time-bound offers from banks.

It could be Utkarsh/SuperMoney or IndusInd/Platinum or ICICI/Coral or
Yes/Rio or Axis/Neo.

(PNB/Select and Kotak/IOCL closed this week).
 
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