Zero balance account with Lounge access?

[cardex]

Looking for a zero balance one which issues debit cards with domestic lounge access, for wifey as she is a housewife with no credit cards. She does have a SBI Global debit card but no access to that, No Neo /Equitas bank accounts are interested.

 

[SpiesCan'tCatchMe]

My best bet would be get yourself an idfc wealth or select account and then add your wife in family banking ( her account becomes zero balance and only you need to maintain the MAB)
This is also applicable for any HNI account under family banking

 

[Akashn]

ICICI WM (1-5L IP)
IDFC Future First
SBM wealth
HDFC Rupay Platinum DC (Not Zero balance but you atleast you can maintain 5k-10k)

Baki you can search forum for other options

 

[cardex]

My best bet would be get yourself an idfc wealth or select account and then add your wife in family banking ( her account becomes zero balance and only you need to maintain the MAB)
This is also applicable for any HNI account under family banking

MAB for these?

 

[Quantum]

Looking for a zero balance one which issues debit cards with domestic lounge access, for wifey as she is a housewife with no credit cards. She does have a SBI Global debit card but no access to that, No Neo /Equitas bank accounts are interested.

If SFBs are not in your consideration list, then I'm not aware of any such account that provides free lounge access with zero balance.
If you both travel together, then there are many DC/CC where you can avail the lounge facility with a companion/guest, I assume you might be already aware of this.

However, there are bunch of accounts (HDFC, IDFC, etc. to name a few) out there where with 10k-25k MAB she can avail lounge facility. You could consider this too.

 

[Quantum]

IDFC Future First

isn't this for students... ?

 

[Akashn]

isn't this for students... ?

Yeah but i think they dont check. Depends on negotiation skills ofc

 

[SpiesCan'tCatchMe]

MAB for these?

10k or 25k depends on what account you choose

 

[Quantum]

MAB for these?

However, to upgrade to IDFC Select you would need 2L to 5L MAB, and to IDFC Wealth 5L to 10L MAB first, post that you could withdraw the funds.

 

[cardex]

Is it possible to change to Rupay platinum international sbi card ? That offers lounge access.

 

[WinSuperb7251]

Looking for a zero balance one which issues debit cards with domestic lounge access, for wifey as she is a housewife with no credit cards. She does have a SBI Global debit card but no access to that, No Neo /Equitas bank accounts are interested.

Indie megastar account