Zero Balance AMB Account from IDFC First Bank, Is It Worth It? Need Advice!

[redcar69]

They don't set Autopay for you. You have to do it yourself. For a safer side, do it for all cards initially then after sometime, as confirmed by many TFians too, you can set off Autopay while enjoying Zero Mab a/c.

Wdym? In this thread the email screenshot says you need Autopay enabled to waive off the AMB right?

 

[saber.mbt]

After Devaluation from Oct 10, Now the question should be, whether it is worth to open a IDFC account😂

 

[Jatayu]

Wdym? In this thread the email screenshot says you need Autopay enabled to waive off the AMB right?

I also got similar mail but still a few months ago in a similar thread, I saw many people sharing their experiences of setting Autopay off still getting the Amb waiver. I have to search it deeply to find those comments or you also can.
Though I didn't try it for my case as my usage of my only Idfc cc Wealth is almost Nil. So Autopay On or Off doesn't matter to me.

 

[Jatayu]

After Devaluation from Oct 10, Now the question should be, whether it is worth to open a IDFC account😂

What further devaluation. Did I miss something ?
Let me search it too

 

[redcar69]

What devaluation? 😕I just opened the account 😞

 

[saber.mbt]

🚨 Devaluation alert: Above changes will come in to effect from 10 Oct 2025

IDFC FIRST Bank did a third update in list of excluded MCC codes in last 1 month, here is the full list 👇🏻

All earned Reward points will reflect and be ready for redemption post 30 working days from the date of transaction.

View attachment 109510

Kindly check this for Devaluation alerts..