Zero Balance ICICI Wealth Management Account

[bimanpaul]

My Salary Account has been upgraded to Wealth Management account with Zero MAB requirement.
I did not request for any upgrade. It appears that ICICI Bank did it on their own. Although, customer care confirmed that it is a Zero Balance account, do I need to be wary of other hidden charges? Has any have come accross such auto upgrade to Wealth Management account from ICICI?

 

[bimanpaul]

you can download cibil report daily.

I hope this is a soft enquiry.

 

[panu24]

I hope this is a soft enquiry.

I do not understand your reply but if you mean downloading cibil report creates any enquiry then no it does not.

 

[seekndestroy99]

I do not understand your reply but if you mean downloading cibil report creates any enquiry then no it does not.

Does it give detailed CIBIL Report like Credit Card Utilization for all cards?

 

[thanix]

Does it give detailed CIBIL Report like Credit Card Utilization for all cards?

Yes it is a full report mailed to your ICICI registered email id.

 

[panu24]

Does it give detailed CIBIL Report like Credit Card Utilization for all cards?

Yes, its better as its directly from TransUnion.

 

[bimanpaul]

you can download cibil report daily.

Download can be done daily from app but refresh can be done after 45 days.

Also, I was not able to see the report from internet banking. It was asking for 440 Rs.

 

[panu24]

Download can be done daily from app but refresh can be done after 45 days.

Also, I was not able to see the report from internet banking. It was asking for 440 Rs.

Yes for me also not possible to freely check cibil score from netbanking.
Refresh happens only when your cibil report changes otherwise in app it will show as refreshed but report remain same.

 

[Bugs Bunny]

Bro you can refresh daily free of cost. That's why people are after wealth account these days 🤣

can you please tell me how to refresh it daily? I too have the 45 days refresh option

 

[Bugs Bunny]

Yes for me also not possible to freely check cibil score from netbanking.
Refresh happens only when your cibil report changes otherwise in app it will show as refreshed but report remain same.

I'm having cibil membership my score is changed still there's no option to refresh before 45 days

 

[panu24]

I'm having cibil membership my score is changed still there's no option to refresh before 45 days

How do you think you are not able to refresh it? Does daily downloaded cibil report pdf from iMobile is same for you? Not changing?

 

[Bugs Bunny]

How do you think you are not able to refresh it? Does daily downloaded cibil report pdf from iMobile is same for you? Not changing?

yes it is same ie of 07/05/2023

 

[panu24]

yes it is same ie of 07/05/2023

Not sure what is wrong at your end. This week I successfully downloaded different reports by date and control number for 3 days though content of report remain same.
When you click on Manage button, you get pdf downloaded and then next refresh date also changed. So next refresh date is not changing for you?

 

[Bugs Bunny]

Not sure what is wrong at your end. This week I successfully downloaded different reports by date and control number for 3 days though content of report remain same.
When you click on Manage button, you get pdf downloaded and then next refresh date also changed. So next refresh date is not changing for you?

Please see this

 

[Bugs Bunny]

Not sure what is wrong at your end. This week I successfully downloaded different reports by date and control number for 3 days though content of report remain same.
When you click on Manage button, you get pdf downloaded and then next refresh date also changed. So next refresh date is not changing for you?

yes it isn't changing

 

[bimanpaul]

Not sure what is wrong at your end. This week I successfully downloaded different reports by date and control number for 3 days though content of report remain same.
When you click on Manage button, you get pdf downloaded and then next refresh date also changed. So next refresh date is not changing for you?

Just checked. Last updated on is shown todays date. Thanks for guiding.

 

[Bugs Bunny]

Just checked. Last updated on is shown todays date. Thanks for guiding.

can you please guide me? It shows I can refresh after 45 days in my app. Called customer care they said it is paid. How do I get refresh every day?

 

[bimanpaul]

can you please guide me? It shows I can refresh after 45 days in my app. Called customer care they said it is paid. How do I get refresh every day?

Click on manage in the card. If there is any change in the report, it will get updated.

 

[Bugs Bunny]

Click on manage in the card. If there is any change in the report, it will get updated.
View attachment 17589

Actually I've done that still it shows the report of earlier days. I can confirm because I have the cibil subscription also so enquiries change in report nothing is happening

 

[bimanpaul]

Actually I've done that still it shows the report of earlier days. I can confirm because I have the cibil subscription also so enquiries change in report nothing is happening

@paresh22 can you put your insight here?

 

[panu24]

@paresh22 can you put your insight here?

Sorry but i really don't know what more to suggest. I suspect something wrong with wealth management setup of his account.
If we search here, people have replied that they can refresh cibil daily. I also learnt from them and found working for me. I think it's more than 2 months now since I am using this benefit.