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I received an downgrade notice email from ICICI for wealth account downgrade so should I close the account now? As I don't require an account with them I just kept it as it was 0 NMC and 0 AMB but once downgraded ig it's 15k AMB so I don't need it thereafter. What's your suggestion?
i purchase something no amazon suppose of1000 rs by sbi cb card on 5 decemeber and my order was cancelled refund come on 8 december but problem is that still outstanding of 1000 rs still showing on card i checked transaction details in settled section 1000 rs debit and credit is showing but in progess or unsettled section a memo debit of the same amount 1000 rs and same merchant is showing how . and i have only spent 1000 rs from my card only .
Dr.AMAN
Dr.AMAN
Been there done that; dont worry the memo debit will be removed automatically. Common issue in SBI CB card.
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Kumar93196
Kumar93196
Wait till credit date which is provided by merchant it will be updated automatically
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Happy birthday @kuchbhi
Happy Birthday Bday GIF by Lucas and Friends by RV AppStudios
Many Many and Many Happy Returns of the Day @kuchbhi !!
Enjoy your day...
Have fun !!

Celebrate Happy Birthday GIF by ConEquip Parts
hi i applied for fi federal magnify credit card but instantly rejected so i asked the main reason federal bank said that your income assessment as per banks proprietary process does not meet the criteria required by the bank's credit card policy.
what does it mean they did not asked income docs or itr during application
Beyond
Beyond
If you already hold a Federal CC then high chance of rejection. Only scapia being the exception
Boy 07
Boy 07
No federal card i have still they rejected ,but i am happy they did not do cibil hit ,so first i will the get the raeson of rejection then apply for core card
Beyond
Beyond
If you want scapia, then get that first, because in federal that is the only card which has more rejection rate consistantly
Can we remove an added card from HDFC MyCards? Can't find any option. Looks like once a card is added, its there for ever.
As I recently got the eterna,
one noob question regarding lounge acess.
I know that 40k spend needed in previous quarter for lounge acess activation.
But how do BoB handle the first quarter, do I get lounge access without spends ? and also how the consider quarters - is it 3 consecutive statement periods or linked with calendar quarters ?
kaka11
kaka11
Its calendar quarters like oct to dec

1st quarter lounge excess without any spends for primary and add on card holders
krishc
krishc
thanks
so for December, I can use freely
but for Jan onwards need to spend 40k this month
kaka11
kaka11
Yes
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Has Amazon removed the limit on AGV purchase from CC?
Today I checked that I had purchased AGV worth approx 2.7 L since april 2025 and still not getting any message that I can't buy anymore via credit cards
s1t2y3a3m6
s1t2y3a3m6
@2025 yes, you are right.
Max possible is 50k X 4 =2L only

Sometimes due to bug go over the 50k quarterly limit, but this is rare. However, you can’t exceed the yearly maximum limit
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s1t2y3a3m6
s1t2y3a3m6
Riya
Riya
@2025 that's the more surprising reason that I feel like I am on a GV buying spree and there's no stopping...
My brother bought so much GV that now he's not getting option to buy anymore
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