Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

[La pasión]

Not just kotak 811 super, my friend also didn't get cb on amazon GV purchase from amazon using his hdfc swiggy card either & in both cases the GV amt wasn't even much (around 1k in 811 super case & around 5k in swiggy card case). Looks like many banks have started assigning a different mcc to GV purchases on amazon.

I don't know kotak has only exclusion list of mcc. Your friend should have got the cb for amazon.

 

[RajdeepMaity]

I tried to open Kotak 811 super account online, but it was unsuccessful after Aadhar verification and got a message to visit branch for further processing. Anyone faced this issue?

 

[guest_123]

I don't have hdfc Swiggy. But afaik, that card is not eligible for 5% rewards on agv purchase. I may be wrong, because I am not following that card.

HDFC swiggy card official T&C does say GV purchase not eligible for 5% cb but then hdfc millennia credit card T&C says the same but ppl still get 5% there so it all comes down to which mcc hdfc consider for GV purchase on amazon for a card & they clearly don't consider swiggy card for it but do consider millennia card for it (likely something to do with millennia being a core card vs swiggy being a co-branded card).

I don't know kotak has only exclusion list of mcc. Your friend should have got the cb for amazon.

What will kotak do if amazon GV payment gateway itself has a mcc related to wallet/money transfer category? This is assuming kotak did not follow the example of HDFC above to assign wallet/unique mcc to amazon GV payment gateway on amazon.

 

[MrJJ]

Buy from GYFTR portal for Kotak bank directly for 5% cashback and end this discussion. For millennia, swiggy or any other card do the discussion on dedicated threads for those cards. This thread has already become too big so please spare us some peace here.

 

[VISION]

Buy from GYFTR portal for Kotak bank directly for 5% cashback and end this discussion. For millennia, swiggy or any other card do the discussion on dedicated threads for those cards. This thread has already become too big so please spare us some peace here.

ru sure that it gives 5% cashback for super-dc

 

[Harsha896]

ru sure that it gives 5% cashback for super-dc

Yes it does, gift cards are not exclused in super dc. I have bought gift cards last month and got cashback.

 

[muk9998]

I went to a gasoline station 😆 to take out cash using card.
The guy was very happy because he didn’t have to carry so much cash, which can be risky.
There was an MDR charge of ₹88 on ₹10,000.
I told him to keep ₹100, and he got really happy!.
And Even asked me that i can cashout as much as I want 😆 (charges de dena sir extra nahi chahiye kuch).

 

[diwakernori]

I went to a gasoline station 😆 to take out cash using card.
The guy was very happy because he didn’t have to carry so much cash, which can be risky.
There was an MDR charge of ₹88 on ₹10,000.
I told him to keep ₹100, and he got really happy!.
And Even asked me that i can cashout as much as I want 😆 (charges de dena sir extra nahi chahiye kuch).

Is it give 5% cb ?

 

[La pasión]

Is it give 5% cb ?

Yes have received cb for last month

 

[diwakernori]

Yes have received cb for last month

Ooh.tq.for update.
At where locations they exists. ? Pan India..
Like ATM s.