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Which Debit Card to use for Credit Card Bill Payment in April 2025

Does Amex CC payment via this link using IDFC Rupay give IDFC rewards?
https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp
No, you won't. Use SBI VDC instead.

 
UPDATE: Standard Chartered bill payment can be done through a debit card also at the billdesk portal.
Standard Chartered Bank CardNet

P.s. I have used SBI VDC and got reward points.
Only RuPay debit card accepted. Apply SBI Virtual RuPay Debit card and get 1% cashback.

Some people told here they got rewards on IDFC RuPay DC too on Standard Chartered bill payment via billdesk (im not sure, just pay small Rs300 amount and check)
 
No, you won't. Use SBI VDC instead.

Mention SBI RuPay variant otherwise some people will apply visa/mastercard.

RuPay variant accepted on many websites/apps and no extra charges.


@nikhilv0303
 
@Abhishek012


Right now whenever I tried to pay cc bill through phonepe app via idfc rupay dc,
I got merchant name as PHONEPE PRIVATE LIMITED

And I am not getting any reward points.

I am also use freecharge for cc payment via idfc rupay dc, but I am not sure in which name I will get rewards points

Please someone help me
PhonePe is not rewarding points now. Only freecharge is giving. As of now any merchant name of freecharge is giving points
 
Hey folks so since SBI thread is not accessible, can someone confirm the step?
I have an old SBI account so request for VDC and pay my HDFC CC bill with that using sbi unipay/rewardz portal.
I should see some cashback on VDC?
Is that it?
I have recently taken VDC and did the transaction using SBI UNipay. i got the points after 2 days.
 
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