Which Debit Card to use for Credit Card Bill Payment in April 2025

[ritziveer]

How many points we earn maximum with SBI virtual debit card in a month/year.Is there any capping of reward points ?

Maximum you earn is 10K points per month. So 5L payments can be made. But in Birthday month 2.5L.

 

[nikhilv0303]

One hour back i paid around 20k and got the points.

Do rewards come instantly? In my experience of using IDFC Visa earlier on Unipay, rewards used to come after 14 days

 

[harshraj013]

Do rewards come instantly? In my experience of using IDFC Visa earlier on Unipay, rewards used to come after 14 days

Yes, now gets credited instantly

 

[LordSpymaster]

What's the best way to pay a 4.2L DCB bill via Indusind without extra charges? CRED drops the transaction (tried twice) and I don't see any other option over there beyond net banking.

 

[raghumahajan]

Good but abhishek was telling this since 2-3months

I must have missed that in thread as I had SBI visa platinum and recently issued Virtual rupay

 

[ritziveer]

Most Probably everyone knows this but now MCC Code for PhonePe is 6012 which is not eligible for rewards for IDFC. But we can still pay with SBI VDC