Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Wealth is my birth right!]

Did anyone received qly 750/- vouchers for jan to march 60k spends?
When it comes usually?

 

[BhaiyaJi]

Did anyone received qly 750/- vouchers for jan to march 60k spends?
When it comes usually?

Yes, received yesterday

 

[RichieRich]

Did anyone received qly 750/- vouchers for jan to march 60k spends?
When it comes usually?

Haven't received . .

 

[Anil_SinghAnil_Singh is verified member.]

Not again. 😅😅😅

Axis clearly replied that exclusions applied to debit card gets applied to the UPI transactions as well. Even PNO replied the same over email. Period.

 

[guest_123]

Not again. 😅😅😅

Axis clearly replied that exclusions applied to debit card gets applied to the UPI transactions as well. Even PNO replied the same over email. Period.

Can you post the relevant screenshot of email reply/quote user posts here? Also, just like kotak 811 super acc recent drama, a bank can say anything incl applying T&C retrospectively but even kotak bank did publish new changed T&C for 811 super on their official website but so far I haven't seen anything similar for axis liberty upi exclusions on axis official website so is it something I missed or does it not exist at all.

 

[ritwik2000]

Not again. 😅😅😅

Axis clearly replied that exclusions applied to debit card gets applied to the UPI transactions as well. Even PNO replied the same over email. Period.

Same they replied to me as well.

 

[Manishg]

Not again. 😅😅😅

Axis clearly replied that exclusions applied to debit card gets applied to the UPI transactions as well. Even PNO replied the same over email. Period.

So complain to RBIO

 

[vasanth_ece]

Not again. 😅😅😅

Axis clearly replied that exclusions applied to debit card gets applied to the UPI transactions as well. Even PNO replied the same over email. Period.

But why in the terms, they mentioned like "Transactions done using the debit card". They even removed that word "Debit card" na, so that it'll apply to all modes.

Will they predict their terms based on their wish.

 

[Wealth is my birth right!]

Haven't received . .

I too wait for the same..

 

[Rohith-2009]

3rd statmen is wrong for UPI.. They have specific exclusion for UPI similar to Debit card, but they are not specify in T&C.

Eg:- Adding money to Demat Account is P2M Transaction. But,as per axis, it wont be considered as merchant spend.

Pathetic part is, they are not mentioned any specific t&C for UPI.

I paid cc bill using Cred, this time i am not got the voucher too.. So, its really difficult to predict.

I paid cc bills on cred and I got the voucher

 

[Anil_SinghAnil_Singh is verified member.]

Can you post the relevant screenshot of email reply/quote user posts here? Also, just like kotak 811 super acc recent drama, a bank can say anything incl applying T&C retrospectively but even kotak bank did publish new changed T&C for 811 super on their official website but so far I haven't seen anything similar for axis liberty upi exclusions on axis official website so is it something I missed or does it not exist at all.

I already shared screenshots in this thread before. You can try checking previous posts in your leisure. I don't have those emails now. I deleted them.

 

[Anil_SinghAnil_Singh is verified member.]

But why in the terms, they mentioned like "Transactions done using the debit card". They even removed that word "Debit card" na, so that it'll apply to all modes.

Will they predict their terms based on their wish.

Yes. They included terms that covers UPI transactions too.

 

[guest_123]

I already shared screenshots in this thread before. You can try checking previous posts in your leisure. I don't have those emails now. I deleted them.

Yes. They included terms that covers UPI transactions too.

Do you mean screenshots from axis website? If yes then can you tell me the general link/directions to reach that page because I can't find such link on axis liberty acc main page.

 

[Anil_SinghAnil_Singh is verified member.]

Do you mean screenshots from axis website? If yes then can you tell me the general link/directions to reach that page because I can't find such link on axis liberty acc main page.

Screenshots from PNO email, Twitter support etc.

 

[iimadarsh]

Agya Finally 💰

 

[SSV]

I too received the 750 voucher. Bothe last quarter and this quarter..only thing I did was paying CC bills thru Cred...
Thanks for this thread, I actually forgot about this lately..

 

[Strange]

I too received the 750 voucher. Bothe last quarter and this quarter..only thing I did was paying CC bills thru Cred...
Thanks for this thread, I actually forgot about this lately..

View attachment 95872

I thought you closed your 🪓 🗽 account.

 

[SSV]

I thought you closed your 🪓 🗽 account.

No, I kept this account somehow..but closed all high end CCs.
Now my 🪓 portfolio:
1) SBLBR account
2) My Zone MC LTF
3) Neo Rupay LTF
4) Airtel MC - paid.

Short and sweet..and very basic.thats how I like it 😉

 

[GizaPyramid]

Logo ne itna redeem kia k amazon voucher ne dam tod diya 😢

 

[imuntitled]

No AGV for me 😂