Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

★ A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

★ A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

★ 5% upto 500 INR Cashback Per Month (Weekends Only)

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
● Txns Done on Saturday and Sunday will only be Considered.

★ Redemption can be done via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or

Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback

★ *Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

★ One Domestic Lounge Access Per Quarter.

★ ** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:- ₹9075 INR

 

[Rohith-2009]

Same here as well. But no apay voucher

Wait, they'll restock it

 

[AllThatStuff]

I just redeemed Apay 250 x 3 vouchers !!

 

[Credit_Cards]

I just redeemed Apay 250 x 3 vouchers !!

All Great Stuff

 

[Lalsingh22]

Which is best way to open Axis Liberty Saving Account Offline or Online ??

 

[SSV]

Which is best way to open Axis Liberty Saving Account Offline or Online ??

I opened it online about two years ago and is working nicely without any issues as of now …
Touchwood…

Post in thread 'Axis Bank Liberty Savings Account Benefits'
https://www.technofino.in/community...rty-savings-account-benefits.1504/post-298584

 

[Lalsingh22]

I opened it online about two years ago and is working nicely without any issues as of now …
Touchwood…

Post in thread 'Axis Bank Liberty Savings Account Benefits'
https://www.technofino.in/community...rty-savings-account-benefits.1504/post-298584

Thanks for Reply..
I like to ask some more questions.
1. There is Issuance fee as well as Annual Fees for Debit Card. Is Issuance fee is 1st Year Fee or something else. Did Annual Fees also charged with Issuance Fee or Annual Fees will charged from 2nd year ?

2. If I block my Debit Card within a year, Will Axis going to re-issue my Card or I need to reapply for Card ?

 

[SSV]

Thanks for Reply..
I like to ask some more questions.
1. There is Issuance fee as well as Annual Fees for Debit Card. Is Issuance fee is 1st Year Fee or something else. Did Annual Fees also charged with Issuance Fee or Annual Fees will charged from 2nd year ?

2. If I block my Debit Card within a year, Will Axis going to re-issue my Card or I need to reapply for Card ?

1) issuance fee is valid for 1st year. Annual fee will be effective from 2nd year onwards.

2) I have canceled my DC and hence no more charges are levied from the 2nd year onwards. I don5 have a physical DC now but virtual DC still exists with 0 fee.
I use this account mainly for CC payments via cred thru UPI mode to get 750 GV quarterly..

 

[Lalsingh22]

use this account mainly for CC payments via cred thru UPI mode to get 750 GV quarterly..

UPI ??
Can you explain this point?

 

[Jatayu]

UPI ??
Can you explain this point?

Upi to any merchant qr or pay cc bill - Do any one thru Cred or any app totalling 60k & get 750 gv qtrly

 

[Lalsingh22]

Upi to any merchant qr or pay cc bill - Do any one thru Cred or any app totalling 60k & get 750 gv qtrly

Under which mode of transaction (UPI/NET Banking/Debit Card) 5% upto ₹500 cashback comes ?

 

[Jatayu]

Under which mode of transaction (UPI/NET Banking/Debit Card) 5% upto ₹500 cashback comes ?

DC only.
Details: Liberty Dc flat 5% cashback on weekend spending across Food, Entertainment, Shopping, and Travel. This cashback is capped at Rs. 500 per month and up to Rs. 1,000 in the customer's birthday month

 

[Lalsingh22]

DC only.
Details: Liberty Dc flat 5% cashback on weekend spending across Food, Entertainment, Shopping, and Travel. This cashback is capped at Rs. 500 per month and up to Rs. 1,000 in the customer's birthday month

Is VDC eligible ?
Also, Are E-Debit Card & Virtual Debit Card is same?

 

[Jatayu]

Is VDC eligible ?
Also, Are E-Debit Card & Virtual Debit Card is same?

I have only physical dc so can't comment on this. Others please answer this. Even I am thinking of shifting to Vdc to save dc fee.

 

[Lalsingh22]

@SSV Is VDC eligible for all Cashback (5% upto ₹500 & ₹750 Voucher for 60k) which are for Physical DC ?
Also, Is 60k milestones through UPI on Small merchant eligible for offer or not ?

 

[Credit_Cards]

@SSV Is VDC eligible for all Cashback (5% upto ₹500 & ₹750 Voucher for 60k) which are for Physical DC ?
Also, Is 60k milestones through UPI on Small merchant eligible for offer or not ?

only Liberty DC is eligible which is a physical debit card period

 

[Lalsingh22]

@Credit_Cards

Also, Is 60k milestones through UPI on Small merchant eligible for offer or not ?

About this ???

 

[6ix9ine]

@Credit_Cards

About this ???

There are exclusions mentioned on the website as well as on that thread which SSV mentioned. Read the first page of that given thread.

 

[surojitLaha]

April DC dihadi credited 😜

 

[6ix9ine]

April DC dihadi credited 😜

Redeem bhi ho rhi? 😏

 

[tharun]

April DC dihadi credited 😜

Received mine too😁