Too many UPI apps which one do you use - why its better

[littlefinger]

I started using UPI only lately, as tracking was messy with UPI for me . But now in the market there are lot of apps - clueless on which one to use.
I currently use the one provided by my savings back (icici) - yes is provides any name as label for upi id

Then used flipkart UPI linked to my UPI credit card - by default it pickedup my mobile number as label for upi id . But most transactions linked to creditcard fail as merchant is denying credit card based UPIs for me.

I have not used any other app to link my savings bank account for UPI transactions.

Any recommendations for a good UPI app which can offer cashbacks and not bloatware.

 

[Hope]

rn phonepay since its giving cb on every txn.
or supermoney it also gives on every merchant txn
and slice if above two over

 

[littlefinger]

rn phonepay since its giving cb on every txn.
or supermoney it also gives on every merchant txn
and slice if above two over

does phonepay give custom UPI id ? never used it till date.

 

[praful1947]

does phonepay give custom UPI id ? never used it till date.

Yes . .

 

[littlefinger]

Yes . .

Is full kyc needed for phonepe to use UPI ?

 

[praful1947]

Is full kyc needed for phonepe to use UPI ?

No .. .

 

[Bhokaal]

I use supermoney pro card for all merchant transaction for the 3% cashback and been using Bhim for P2P or account transfer some time it will give few rupee cashback.
Mobikwik stopped working on my phone saying it will not work on jail broken phone (idiots losing out on business)

 

[amitamit is verified member.]

Personal choice -
Mobikwik/Bhim - for CC UPI - clean and minimal UI
Amazon pay - for Bank UPI - all in one, no need to install an extra app.

I dont like -

GPay - worst UI
Paytm/PhonePay - all clutter, try to sell everything on app.

 

[shenoyanil98]

I use supermoney pro card for all merchant transaction for the 3% cashback and been using Bhim for P2P or account transfer some time it will give few rupee cashback.
Mobikwik stopped working on my phone saying it will not work on jail broken phone (idiots losing out on business)

I have got supermoney pro card recently and statement is not yet generated, can you please tell me if we get 3% on upi payment done by selecting supermoney app and paid using pro card? ( Without scan and pay)

 

[Abhishek012]

Is full kyc needed for phonepe to use UPI ?

No KYC is required to make UPI transactions. Bank-linked UPI and CC UPI have nothing to do with KYC. Use any UPI app — there is no KYC required.

 

[praful1947]

I have got supermoney pro card recently and statement is not yet generated, can you please tell me if we get 3% on upi payment done by selecting supermoney app and paid using pro card? ( Without scan and pay)

Without scan and pay , what do you mean ?

 

[praful1947]

Without scan and pay , what do you mean ?

Like for normal online and offline payments using card numbers you will get 1%

 

[hender]

Any recommendations for a good UPI app which can offer cashbacks and not bloatware.

B H I M ☝️

 

[shenoyanil98]

Without scan and pay , what do you mean ?

I mean paying online merchants by selecting supermoney app and paying by credit card on upi

 

[GABBA₹]

I have got supermoney pro card recently and statement is not yet generated, can you please tell me if we get 3% on upi payment done by selecting supermoney app and paid using pro card? ( Without scan and pay)

Yes.

Without scan and pay , what do you mean ?

For eg I bought a flight ticket from cleartrip. In payment page I selected supermoney upi. It redirected me to supermoney app. I paid through supermoney pro card upi. Got 3%.

 

[Amit_]

Supermoney App & BHIM

 

[praful1947]

I mean paying online merchants by selecting supermoney app and paying by credit card on upi

For Flipkart it's possible others don't know.

 

[praful1947]

Personal choice -
Mobikwik/Bhim - for CC UPI - clean and minimal UI
Amazon pay - for Bank UPI - all in one, no need to install an extra app.

I dont like -

GPay - worst UI
Paytm/PhonePay - all clutter, try to sell everything on app.

WHich credit score company mobiwik fetches cibil or Experian ?
Customised UPI id available?

 

[Lobogris]

I generally don't use UPI much but when I do, I use HDFC PayZapp.

 

[fradela]

BHIM and super money.