PNB launched New Range of Debit Cards

[brolu]

• Add on debit card only applicable for old RSDC
• For imperial RSDC, you have to ask them to apply additional / Duplicate debit card without blocking existing debit card.

Thanks for pointers. Can you clarify what is meant by old RSDC?
Account was opened in the month of May, 2025. This was very close to the launch of the new account type by PNB like Optima, Imperial, Elite in Apr, 2025.

I checked the ATM/Debit Card request form. There is no option for duplicate debit card there. Refer: https://pnb.bank.in/downloadprocess.aspx?fid=zD0R7dawNTaojVlAcBuJtA==

Also, Imperial is a Salary account but Elite Executive is a Savings account even though they are of the same group. Is it possible that salary accounts can issue add-on cards but not savings?

 

[Sai_Kiran]

1.Can you clarify what is meant by old RSDC?
Account was opened in the month of May, 2025. This was very close to the launch of the new account type by PNB like Optima, Imperial, Elite in Apr, 2025.

2.I checked the ATM/Debit Card request form. There is no option for duplicate debit card there. Refer: https://pnb.bank.in/downloadprocess.aspx?fid=zD0R7dawNTaojVlAcBuJtA==

3.Also, Imperial is a Salary account but Elite Executive is a Savings account even though they are of the same group. Is it possible that salary accounts can issue add-on cards but not savings?

1. The old RSDC is the PNB's first or Traditional RSDC.
 

2. addional debit card / duplicate debit card option is available in CBS / Pinacle [ options are there in branch Employees computer ]

3. Debit card which is given for imperial Salary account or Executive Savings account is same. [ in their Systems , DC name is PNB Rupay Select imperial DC with short name / Code as SAI ].

• Old accounts has add on debit cards, while new accounts has additional debit cards, we calling / treating New additional debit cards as old name [ add ons ]
• They [ Bank Employees ] can only able to apply as additional DC for new set of debit cards , but for end users Additional debit card or Add on debit cards are same.

 

[Glock17]

Hello TF members, I need your help. I want to gift a necklace or ring to my mother. Right now I have six Kalyan jewellers GV and soon I'll get four more. This way, I can use 10 GV on the jewellery bill for a maximum discount. Can anyone tell me what the starting price of a Kalyan gold necklace or ring is? I don't have any idea. And please share the details about how to apply all 10 coupons at the Kalyan jewellers store or provide information on the buying process. Anything will help.

 

[zomatoo]

Hello TF members, I need your help. I want to gift a necklace or ring to my mother. Right now I have six Kalyan jewellers GV and soon I'll get four more. This way, I can use 10 GV on the jewellery bill for a maximum discount. Can anyone tell me what the starting price of a Kalyan gold necklace or ring is? I don't have any idea. And please share the details about how to apply all 10 coupons at the Kalyan jewellers store or provide information on the buying process. Anything will help.

@Dhudu bata sakte hai shayad

 

[nh124001]

current savings account convert hojayega?

 

[Thomas244]

Please read the post again, I am transacting and withdrawing money without any issues still its not showing in net banking from last 3 months. Now the bank official is saying you should have applied the addon with the primary card, you have to cancel the card and apply all 3 together, as per information received from headquarters, tomorrow I am going to visit branch tomorrow to give him a piece of mind. these guys are moron

EDIT: After reading last few posts, it seems to be an issue because I have activated my card and set ATM pin via netbaking and not through ATM or IVR. Will IVR activation work or ATM is the only option for this. @hdebnath @Thomas244

But on a second note, I have withdrawn money successfully from ATM, the ATM would not have dispensed if it would been activation issue, correct?

IVR works. Bcos after activation it comes in pnb app as another card

 

[Thomas244]

Hello TF members, I need your help. I want to gift a necklace or ring to my mother. Right now I have six Kalyan jewellers GV and soon I'll get four more. This way, I can use 10 GV on the jewellery bill for a maximum discount. Can anyone tell me what the starting price of a Kalyan gold necklace or ring is? I don't have any idea. And please share the details about how to apply all 10 coupons at the Kalyan jewellers store or provide information on the buying process. Anything will help.

Goto kalyan store tell them u want to redeem vouchers. Once they say ok u select what u want slightly more than voucher value. Then at billing they will ask u to email all vouchers to them. They will apply one by one. Pay remainder

 

[koinahi]

Hello TF members, I need your help. I want to gift a necklace or ring to my mother. Right now I have six Kalyan jewellers GV and soon I'll get four more. This way, I can use 10 GV on the jewellery bill for a maximum discount. Can anyone tell me what the starting price of a Kalyan gold necklace or ring is? I don't have any idea. And please share the details about how to apply all 10 coupons at the Kalyan jewellers store or provide information on the buying process. Anything will help.

Limit is 20 not 10.

 

[Glock17]

Limit is 20 not 10.

But here it's written A maximum of 10 GV or GC can be applied
in one bill. Please show me where, where did you saw it.

 

[Glock17]

Goto kalyan store tell them u want to redeem vouchers. Once they say ok u select what u want slightly more than voucher value. Then at billing they will ask u to email all vouchers to them. They will apply one by one. Pay remainder

Can you also share what's the starting price of gold ring or necklace.

 

[Dhudu]

But here it's written A maximum of 10 GV or GC can be applied
in one bill. Please show me where, where did you saw it.

I have redeemed 17 in one bill last month, chek my Kalyan experience thread

 

[koinahi]

Can you also share what's the starting price of gold ring or necklace.

Its all about weight, design and making charges.
You have to visit and have look and feel to decide.

I Have bought light weight diamond ring of 2.9gms gold also. Lower the weight stiffness is required so more impurities required, kalyan charges more making charges for 750 jewellery then 916.

 

[Dhudu]

Hello TF members, I need your help. I want to gift a necklace or ring to my mother. Right now I have six Kalyan jewellers GV and soon I'll get four more. This way, I can use 10 GV on the jewellery bill for a maximum discount. Can anyone tell me what the starting price of a Kalyan gold necklace or ring is? I don't have any idea. And please share the details about how to apply all 10 coupons at the Kalyan jewellers store or provide information on the buying process. Anything will help.

Please go through my experience thred - https://technofino.in/community/threads/kalyan-vouchers-pnb-redeem-experience.42334/

Rings I have checked but no idea about necklace. Rings are available from 3-4 grams, some are even available from 1gm - with low carrets. Ask for different % of making charges, they vary from 18 to 27% I think, based on it select what suits you. Call them before going, for me I found all staff to be friendly and supportive.

 

[sahmad]

I have a PNB account that has had only ₹2,000 balance for the last year. I received a RuPay Select Debit Card, even though I haven’t maintained the required quarterly balance. I also applied for an add-on card.


My question is: Can I also apply for an Imperial Card, or do I first need to upgrade my account type? Is it mandatory to upgrade, or has anyone tried applying without upgrading? If I have to upgrade, then which account type should I choose? Also, will my existing RuPay Select Debit Card remain active, or will it be blocked?

 

[hdebnath]

I have a PNB account that has had only ₹2,000 balance for the last year. I received a RuPay Select Debit Card, even though I haven’t maintained the required quarterly balance. I also applied for an add-on card.


My question is: Can I also apply for an Imperial Card, or do I first need to upgrade my account type? Is it mandatory to upgrade, or has anyone tried applying without upgrading? If I have to upgrade, then which account type should I choose? Also, will my existing RuPay Select Debit Card remain active, or will it be blocked?

Card can be issue without upgrading the account scheme.

 

[Lordkk]

Card can be issue without upgrading the account scheme.

Are you sure? If i open a normal account I can get rupay select card?

 

[hdebnath]

Are you sure? If i open a normal account I can get rupay select card?

Bro totally depends on branch for card apply.
But eligibility = yes
I am having select dc on normal account. Branch asked no question only said amc will be 650₹

 

[sahmad]

Bro totally depends on branch for card apply.
But eligibility = yes
I am having select dc on normal account. Branch asked no question only said amc will be 650₹

I have had the old RSDC for the past 2–3 years without maintaining any balance in my PNB account. Three days ago, I applied for an add-on RSDC when my account had around 2.5k, and the card was successfully applied.

At that time, I wasn’t aware of the Imperial Card otherwise, I would have tried applying for it instead. Now my question is, can I apply for the Imperial Card without maintaining any minimum balance? Since I didn’t maintain the required balance for RSDC but still got the card, I’m wondering if the same is possible for Imperial. Has anyone here tried applying without maintaining the 1L balance, or is it mandatory to maintain it for this card?

 

[hdebnath]

I have had the old RSDC for the past 2–3 years without maintaining any balance in my PNB account. Three days ago, I applied for an add-on RSDC when my account had around 2.5k, and the card was successfully applied.

At that time, I wasn’t aware of the Imperial Card otherwise, I would have tried applying for it instead. Now my question is, can I apply for the Imperial Card without maintaining any minimum balance? Since I didn’t maintain the required balance for RSDC but still got the card, I’m wondering if the same is possible for Imperial. Has anyone here tried applying without maintaining the 1L balance, or is it mandatory to maintain it for this card

MAB Maintain= no card fee
MAB NOT Maintain= chargeable card
Both cases no issuance charges

 

[Sai_Kiran]

MAB Maintain= no card fee
MAB NOT Maintain= chargeable card
Both cases no issuance charges

FYF* only for Elite Executive account

* That FYF is only for 1 st card , Remaining Chargeable