From Generous to Gone: IDFC FIRST Bank's Debit Card Rewards End from 1st January 2026

[iamdhamo]

Whats your account type?

It's regular saving acc where I maintain 25k mab

 

[Strange]

It's regular saving acc where I maintain 25k mab

Then it's applicable for you.

Post in thread 'From Generous to Gone: IDFC FIRST Bank's Debit Card Rewards End from 1st January 2026'

Nov 5, 2025

Read here -

View attachment 113685

I didn't receive such email. I think it's not applicable for Select and higher variant account holders.

• Strange

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[nikhilv0303]

It's regular saving acc where I maintain 25k mab

Yes these charges are basis account type now

 

[Dragon_slayer]

New 🆕 FDR rate card.,(04.11.25)

Have they reduced the 0-5L range, if i remember correctly it used to be higher than 3

 

[Dr.AMAN]

Have they reduced the 0-5L range, if i remember correctly it used to be higher than 3

They reduced it few quarters back. Part of their cost cutting measures

 

[Dashanan]

DC was free and from now 300rs per year for IDFC debit cards

Website updated with dc charges

Savings Account Fees, Service & AMB Charges

Check the latest savings account fees and charges, including AMB/MAB charges, maintenance fees, minimum balance requirements, and service charges for ATM withdrawals, IMPS, fund transfers, and more.

www.idfcfirst.bank.in

Please read the email again as it's still zero.

View attachment 113681

 

[n69b]

Almost
3-4 lakh rs 💀

What? How? .

 

[HumorSimpson]

Forum par snaap 🐍 pal rakhe hai humne, yeh toh hona hi tha 🤣

Roar bank owners raised many 🐍 as pets and now they bit us 😭

 

[6ix9ine]

Roar bank owners raised many 🐍 as pets and now they bit us 😭

We are in the era where even lion 🦁 get scared and devaluation occurs.

 

[Strange]

Website updated with dc charges

Savings Account Fees, Service & AMB Charges

Check the latest savings account fees and charges, including AMB/MAB charges, maintenance fees, minimum balance requirements, and service charges for ATM withdrawals, IMPS, fund transfers, and more.

www.idfcfirst.bank.in

View attachment 113704

Not for everyone.

Post in thread 'From Generous to Gone: IDFC FIRST Bank's Debit Card Rewards End from 1st January 2026'

Nov 5, 2025

Read here -

View attachment 113685

I didn't receive such email. I think it's not applicable for Select and higher variant account holders.

• Strange

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• 

 

[iamdhamo]

Have sent a mail to permanently block my DC as I don't use it. So I can avoid the charge and is there virtual card like sbi which is free?

 

[VasukiVasuki is verified member.]

What? How? .

2 account
25k per month
For a year
Before that one account
Before that in wallet loading

 

[Aniket]

Bol toh ayese rahe hain jaise aap hi IDFC's ka Top Level Management hain ya DC/Sales Department/ any another concerned department ka Head

Aapka baat NPCI, Rupay, BHIM, etc. toh sunta hi nahi inta andha promotion karne ke baad bhi 🤣 pehle uska prabandh karye 🙂

 

[DesiAnkit]

Kl hi savings account khulaywaya tha 🥲🥲🥲

 

[Hope]

Kl hi savings account khulaywaya tha 🥲🥲🥲

15 day ke andar close kar dakte hai shayad without any charges

 

[DesiAnkit]

15 day ke andar close kar dakte hai shayad without any charges

Tho close krwadu ya reward points milne ke koi chance hai.
10k mab zero charges me mil rha kyuki credit card hai unka already,

 

[shazansalim]

15 day ke andar close kar dakte hai shayad without any charges

Should I use IDFC credit cards for reward points or any other credit card. Kindly suggest the best debit and credit card for reward points with monthly spends of around 4 lac

 

[2025]

Should I use IDFC credit cards for reward points or any other credit card. Kindly suggest the best debit and credit card for reward points with monthly spends of around 4 lac

For CC,
Very few people here have that much monthly spend, so you have to check yourself which one fit you. Also depends on where you spend.

Have you checked below thread?

Thread 'Best Credit Cards 2025 | Category-wise Credit Card Recommendation By TechnoFino'

Dec 31, 2024

Hello TFCians,

First of all, Happy New Year to all our wonderful members! I wish that 2025 brings happiness and prosperity to you and your family.

As we do every year, we will discuss the best credit cards for 2025 in this article. I have compiled a list of some excellent credit cards, categorized to suit various needs. You can check the complete list here and select a credit card that aligns with your spending patterns and requirements. This will help you maximize value from your spending in 2025.

In each category, I will be suggesting a range of credit cards, spanning from lifetime...

• TechnoFino
• best cards credit cards
• Replies: 154
• Forum: Informative Threads

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For DC, I think you only made below thread. Even though there was nothing new for us. Now you yourself asking same question.

Thread 'The most rewarding debit card! PNB Imperial RSDC'

Oct 14, 2025

Today, I’m sharing my experience of getting the PNB Rupay Select Imperial Debit Card — and honestly, this isn’t just another debit card, it’s one of the most rewarding ones currently available in India.

Let me start from the beginning — I had applied for this Debit Card recently (the only reason I opened an account with PNB) The benefits and vouchers that come bundled with the Imperial variant easily exceed ₹16,000 in total value (maybe even more, I haven’t done the exact math yet!).

What makes it even more interesting is that PNB allows up to two add-on cards, meaning you...

• shazansalim
• card debit card pnb rsdc
• Replies: 421
• Forum: PNB Card

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[Rakshitk99]

Boht mehnat se ek raasta dhundha tha offline spend k through karne ka to woh bhi band karwa dia Boht hi ghatiya kismat hai. Total gin k 2-3 lakh hi points hue the sirf. Yeh saal hi account open kara and close bhi karna pdega ab. IDFC barbaad Hai ab their casa should fall to 25-30% tab pta chalega.

 

[Abhishek012]

Boht mehnat se ek raasta dhundha tha offline spend k through karne ka to woh bhi band karwa dia Boht hi ghatiya kismat hai. Total gin k 2-3 lakh hi points hue the sirf. Yeh saal hi account open kara and close bhi karna pdega ab. IDFC barbaad Hai ab their casa should fall to 25-30% tab pta chalega.

Offline kaha se loot rahe the ?

10th Oct k devaluation k karan maine phir koi post nahi daala September k end se he.