From Generous to Gone: IDFC FIRST Bank's Debit Card Rewards End from 1st January 2026

[nikhilv0303]

Amazon Shopping Voucher can be used to buy any product on Amazon, right?

Yes can be used to buy any physical products

For vouchers it’s limited ones. Recently I bought one for Crossword books store. I was buying since it’s at 7% off and saw that it allowed to pay via ASV

 

[sahil1033]

Yes can be used to buy any physical products

For vouchers it’s limited ones. Recently I bought one for Crossword books store. I was buying since it’s at 7% off and saw that it allowed to pay via ASV

okay, so, let me buy Rs. 10 worth ASV and by doing this, I would be able to check which vouchers can be purchased using ASV. This shall give me an idea whether to redeem ASV from IDFC Rewards portal or not.

Validity of ASV is 1 year from the date I redeem and add to my Amazon account?

 

[nikhilv0303]

okay, so, let me buy Rs. 10 worth ASV and by doing this, I would be able to check which vouchers can be purchased using ASV. This shall give me an idea whether to redeem ASV from IDFC Rewards portal or not.

Validity of ASV is 1 year from the date I redeem and add to my Amazon account?

1 year from ASV generation I think

 

[some1anywhere]

IDFC could and should have placed lower caps instead of killing the program altogether for Select and Wealth banking. e.g. ₹500 per month for Select and ₹5000 per month of Wealth or something. Just an example.

 

[moglibhai]

IDFC could and should have placed lower caps instead of killing the program altogether for Select and Wealth banking. e.g. ₹500 per month for Select and ₹5000 per month of Wealth or something. Just an example.

+1
Atleast for HNI user they should give some relaxation but IDFC is IDFC shaana for a reason

 

[rrsji]

So now IDFC is for good FD rates only

 

[chem620]

i thought private customer could be spared but that isn't the case i received the same mail but i won't close my account cause of 7% interest on SB. with that said i'm not sure if there would be any future of "DC Reward" once in every year is excluded cause they will spend email to low spender and high spender get unbelievable amount needed to be spend.

agreed @vaibhav111 i dont think any debit card exists that gives rewards on tax payment, property stamp duty payments! do you know any other debit card close to IDFC!!

 

[vaibhav111vaibhav111 is verified member.]

agreed @vaibhav111 i dont think any debit card exists that gives rewards on tax payment, property stamp duty payments! do you know any other debit card close to IDFC!!

No dc I'm aware would give rp on tax payment.

 

[vihar]

IDFC also started debit card annual fees from 1st January.

For 25k account 300+ gst
For 10k account 200+ gst

 

[KGSIPO]

We have to move on

 

[kvndsz512]

IDFC also started debit card annual fees from 1st January.

For 25k account 300+ gst
For 10k account 200+ gst

for wealth dc also? i havent received any such update

 

[some1anywhere]

for wealth dc also? i havent received any such update

No charges for Wealth account

 

[Abhishek012]

agreed @vaibhav111 i dont think any debit card exists that gives rewards on tax payment, property stamp duty payments! do you know any other debit card close to IDFC!!

No dc I'm aware would give rp on tax payment.

RBL Signature+ DC and RBL Enterprise DC -

CC billpay, Tax payment, Insurance payment, Govt payments, Rent payment, Property Tax, Society payment, Education payment etc all eligible for cashback.

 

[himanshverma]

RBL Signature+ DC and RBL Enterprise DC -

CC billpay, Tax payment, Insurance payment, Govt payments, Rent payment, Property Tax, Society payment, Education payment etc all eligible for cashback.

what all variants are there in RBL
Can you share any link which shows their reward structure.

 

[Strange]

From Jan 1,2026 Rs.200+GST on card anniversary.

Source: EMail

Account: Select

FD maturing next month with maturity instruction credit to account and then fund tfr and account closure.

Will keep funds back in PNB.

I have received a link in the SMS from IDFC and there is no mention about annual fee for Select Debit card.
Can you share the screenshot of your email?

 

[Abhishek012]

what all variants are there in RBL
Can you share any link which shows their reward structure.

Here -

A

Thread 'Why RBL Bank Debit Card becoming the new IDFC Bank — for CC bill pay to tax payments, society fee to insurance pay, Govt to NPS etc'

Nov 16, 2025

Why is the RBL Bank Debit Card becoming the new IDFC Bank — for everything from credit card bill payments to tax payments, society fees to insurance bills, government payments to NPS, rent to education, FASTag to utilities:

Many people don’t know that the RBL Signature+ Debit Card and the RBL Enterprise Debit Card are both high reward debit cards — and they have almost no restrictions.

I’ll try to explain the information about both debit cards in a very short way.

1) RBL Signature+ Debit card -

Fee Structure​

• Joining Fee: 5000+GST = 5900/- (but 5000...

• Abhishek012
• debit card enterprise idfc rbl bank signature
• Replies: 27
• Forum: Debit Card

•