Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[BMR]

Devalued :

Dear Customer,

We thank you for banking with us and hope you are enjoying the exclusive benefits of your LIBERTY Savings Account.

Your LIBERTY Savings Account comes packed with these valuable features:

• Spend INR 25,000 per month* to waive off the minimum balance requirement.
• Get 5% cashback every weekend on spends across food, entertainment, shopping, and travel**.
• Total annual benefits worth up to:
  • INR 6,000 in weekend cashback
  • INR 4,800 in dining privileges
  • INR 2,820 in banking benefits

While you continue to enjoy the exciting features of your LIBERTY Savings account, please note that effective 31-12-2025, the gift voucher benefit on quarterly spends of INR 60,000 will be discontinued.

If you meet the eligibility criteria before 31-12-2025, you will continue to enjoy the gift voucher benefit.

While this change takes effect, all other privileges of your LIBERTY Savings Account remain just as rewarding.

For any queries, please contact us at:

• 18001035577 (Toll Free) or
• 18604195555 (Charges Apply) or
• Visit your nearest Axis Bank branch

Game over for Liberty now :-(

 

[6ix9ine]

Devalued :

Dear Customer,

We thank you for banking with us and hope you are enjoying the exclusive benefits of your LIBERTY Savings Account.

Your LIBERTY Savings Account comes packed with these valuable features:

• Spend INR 25,000 per month* to waive off the minimum balance requirement.
• Get 5% cashback every weekend on spends across food, entertainment, shopping, and travel**.
• Total annual benefits worth up to:
  • INR 6,000 in weekend cashback
  • INR 4,800 in dining privileges
  • INR 2,820 in banking benefits

While you continue to enjoy the exciting features of your LIBERTY Savings account, please note that effective 31-12-2025, the gift voucher benefit on quarterly spends of INR 60,000 will be discontinued.

If you meet the eligibility criteria before 31-12-2025, you will continue to enjoy the gift voucher benefit.

While this change takes effect, all other privileges of your LIBERTY Savings Account remain just as rewarding.

For any queries, please contact us at:

• 18001035577 (Toll Free) or
• 18604195555 (Charges Apply) or
• Visit your nearest Axis Bank branch

Game over for Liberty now :-(

You are way late, we got to know back in October end.

First post is updated with all the important information.

 

[SureShot]

You are way late, we got to know back in October end.

First post is updated with all the important information.

this is the latest communication sent via sms & mail today. Previous official communication states till 15th Nov right? Now it's till 31st Dec.

 

[CopyNinja]

Even I received this now

 

[Bhauka23]

this is the latest communication sent via sms & mail today. Previous official communication states till 15th Nov right? Now it's till 31st Dec.

@SSV you can complete milestone now if deadline is pushed till 31st Dec...

 

[SSV]

@SSV you can complete milestone now if deadline is pushed till 31st Dec...

Yes, I will and
I received this SMS from 🪓 13 minutes ago ..

 

[Jatayu]

So they changed the MCC on Amazon for Apay GC ?

Yes. Got to know it after 2 months cb loss.

 

[BMR]

Is your account citi migrated? I too got yesterday, mine is citi migrated account.

Yes

Is your account citi migrated? I too got yesterday, mine is citi migrated account.

yes, but i guess it is applicable to all liberty accounts, right ?

 

[SureShot]

Yes

yes, but i guess it is applicable to all liberty accounts, right ?

Yes, it’s applicable for all liberty account holders now.

Previously, weekend cashback was not applicable for citi migrated users, only quarterly vouchers. But now, quarterly vouchers has been removed and weekend cashback made available for all the liberty variants.

 

[Jatayu]

This is correct..
But I missed this opportunity.. forgot to maximise this last opportunity..
I was very busy for the last few months…

Hey bro. You can still cash in on this opportunity. Last day extended till 31st. Just got below sms. Enjoy last 750 cb.
I remembered this message of yours so searched specifically to reply.

 

[6ix9ine]

this is the latest communication sent via sms & mail today. Previous official communication states till 15th Nov right? Now it's till 31st Dec.

Axis didn't release official communication for 15th nov 2025, it's just people randomly checked t&c and found the change.

There is a high chance of someone must've reported to PNO/RBIO for the 30 days notice period. That's when Axis realised they made a mistake by doing silent changes.

 

[MusicalMind]

This is expected, since they lost so much money by forcefully upgrading ₹5k minimum balance easy access savings account holders to this account. They got hit with minimum balance charges and these people filed cases on court bank repaid so much amount of money as fine. They now need to recover money

 

[Abhishek012]

This is expected, since they lost so much money by forcefully upgrading ₹5k minimum balance easy access savings account holders to this account. They got hit with minimum balance charges and these people filed cases on court bank repaid so much amount of money as fine. They now need to recover money

Ee kab hoil gawa ? 😲😲

 

[finforgo]

How to close this account now 😅..

 

[uipolo]

How to close this account now 😅..

One more quarterly gv is remaining 😂

 

[SSV]

Hey bro. You can still cash in on this opportunity. Last day extended till 31st. Just got below sms. Enjoy last 750 cb.
I remembered this message of yours so searched specifically to reply.View attachment 115254

One more quarterly gv is remaining 😂

@SSV you can complete milestone now if deadline is pushed till 31st Dec...

Okay guys, just now realised that I already paid my CCs via CRED upi for about 57k since October 1..so only 3k left for this quarter to get the last 750 gv...
Need to think about what should I do with this account after Jan 1st

 

[tharun]

CCs via CRED upi for about 57k since October 1..so only 3k left for this quarter to get the last 750 gv...

With new additions of rules and my money changing the categories
Do you think we will receive 750 for credit bill payments via cred or other ?

 

[SSV]

With new additions of rules and my money changing the categories
Do you think we will receive 750 for credit bill payments via cred or other ?

I haven't looked into it deeply.. but I received the 750 GV for all entirety of life of this account thru this method only.. even the last gv expenses are also same..has anything changed from last quarter to this quarter?

 

[tharun]

I haven't looked into it deeply.. but I received the 750 GV for all entirety of life now this account thru this method only.. even the last gv expenses are also same..has anything changed from last quarter to this quarter?

Idk
But just before removal of quarterly voucher some new tand c were added according to this forum and i didn't personally check

 

[saber.mbt]

I don't think new term and condition will be applicable, as they are closing the quarterly voucher. They will send their customers with Happy note. Extension is sign of it.