Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

---

★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

---

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[tharun]

I still unable to redeem 🤔....

I could only redeem 500 but not 250
250 points are with axisgyftr only

 

[vasanth_ece]

I could only redeem 500 but not 250
250 points are with axisgyftr only

You can redeem either Apollo gift card or blinkit gift voucher for remaining 250.

Apollo card can be used only offline.

 

[msd07]

Dear Customer,

We hope that you are enjoying the benefits that come with your LIBERTY Debit Card ending with XX, linked to your a/c number XX.

Here's a quick glance at the benefits on your card:
• 1 Complimentary domestic airport lounge1 access per quarter.
• Earn 1 EDGE REWARD Point2 on every international spend of INR 200.
• Personal accidental cover of INR 5 lakhs.
• Air accident cover of INR 1 crore.
While you continue to make the most of your LIBERTY Debit Card, we would like to update you regarding a few changes to the features of your card, effective 25-Dec-2025:
• Complimentary lounge1 access per quarter will be applicable on a minimum spend of INR 5,000 in the previous three months.
• Domestic transactions will earn 1 EDGE REWARD Point2 for every INR 200 spent, revised from the previous rate of 8 EDGE REWARD Points2 for every INR 200 spent.
• You can now earn 5% cashback (up to INR 500) on food, shopping, travel, and entertainment on weekends.
• Your daily cash withdrawal limit has been reduced from INR 1 lakh to INR 50,000.
• Your daily purchase limit has been reduced from INR 4.5 lakhs to INR 3 lakhs.

Please make note of the charges that will be applicable:
• A 1% Dynamic Currency Conversion (DCC) fee plus GST, will be applicable on international transactions made in Indian Rupees using your card. This includes transactions at international locations and payments to Indian merchants registered abroad.
• Joining and card replacement fees# of INR 200 plus GST will be charged.
• An annual fee# of INR 300 plus GST will be applicable.
• A cash withdrawal fee of INR 125 plus GST and a balance inquiry fee of INR 25 plus GST will be applicable at international ATMs.
• A cross-currency markup of 3.5% plus GST will continue to apply on all international cash withdrawals and purchases.

For more details, please click here.

Always open to help you.

Regards,
Axis Bank Ltd.

 

[saber.mbt]

500 amazon voucher worked and redeemed

 

[SureShot]

Dear Customer,

We hope that you are enjoying the benefits that come with your LIBERTY Debit Card ending with XX, linked to your a/c number XX.

Here's a quick glance at the benefits on your card:
• 1 Complimentary domestic airport lounge1 access per quarter.
• Earn 1 EDGE REWARD Point2 on every international spend of INR 200.
• Personal accidental cover of INR 5 lakhs.
• Air accident cover of INR 1 crore.
While you continue to make the most of your LIBERTY Debit Card, we would like to update you regarding a few changes to the features of your card, effective 25-Dec-2025:
• Complimentary lounge1 access per quarter will be applicable on a minimum spend of INR 5,000 in the previous three months.
• Domestic transactions will earn 1 EDGE REWARD Point2 for every INR 200 spent, revised from the previous rate of 8 EDGE REWARD Points2 for every INR 200 spent.
• You can now earn 5% cashback (up to INR 500) on food, shopping, travel, and entertainment on weekends.
• Your daily cash withdrawal limit has been reduced from INR 1 lakh to INR 50,000.
• Your daily purchase limit has been reduced from INR 4.5 lakhs to INR 3 lakhs.

Please make note of the charges that will be applicable:
• A 1% Dynamic Currency Conversion (DCC) fee plus GST, will be applicable on international transactions made in Indian Rupees using your card. This includes transactions at international locations and payments to Indian merchants registered abroad.
• Joining and card replacement fees# of INR 200 plus GST will be charged.
• An annual fee# of INR 300 plus GST will be applicable.
• A cash withdrawal fee of INR 125 plus GST and a balance inquiry fee of INR 25 plus GST will be applicable at international ATMs.
• A cross-currency markup of 3.5% plus GST will continue to apply on all international cash withdrawals and purchases.

For more details, please click here.

Always open to help you.

Regards,
Axis Bank Ltd.

Is your account citi migrated? I too got yesterday, mine is citi migrated account.

 

[6ix9ine]

Is your account citi migrated? I too got yesterday, mine is citi migrated account.

Dear Customer,

We hope that you are enjoying the benefits that come with your LIBERTY Debit Card ending with XX, linked to your a/c number XX.

Here's a quick glance at the benefits on your card:
• 1 Complimentary domestic airport lounge1 access per quarter.
• Earn 1 EDGE REWARD Point2 on every international spend of INR 200.
• Personal accidental cover of INR 5 lakhs.
• Air accident cover of INR 1 crore.
While you continue to make the most of your LIBERTY Debit Card, we would like to update you regarding a few changes to the features of your card, effective 25-Dec-2025:
• Complimentary lounge1 access per quarter will be applicable on a minimum spend of INR 5,000 in the previous three months.
• Domestic transactions will earn 1 EDGE REWARD Point2 for every INR 200 spent, revised from the previous rate of 8 EDGE REWARD Points2 for every INR 200 spent.
• You can now earn 5% cashback (up to INR 500) on food, shopping, travel, and entertainment on weekends.
• Your daily cash withdrawal limit has been reduced from INR 1 lakh to INR 50,000.
• Your daily purchase limit has been reduced from INR 4.5 lakhs to INR 3 lakhs.

Please make note of the charges that will be applicable:
• A 1% Dynamic Currency Conversion (DCC) fee plus GST, will be applicable on international transactions made in Indian Rupees using your card. This includes transactions at international locations and payments to Indian merchants registered abroad.
• Joining and card replacement fees# of INR 200 plus GST will be charged.
• An annual fee# of INR 300 plus GST will be applicable.
• A cash withdrawal fee of INR 125 plus GST and a balance inquiry fee of INR 25 plus GST will be applicable at international ATMs.
• A cross-currency markup of 3.5% plus GST will continue to apply on all international cash withdrawals and purchases.

For more details, please click here.

Always open to help you.

Regards,
Axis Bank Ltd.

That 5% weekend offer is good for citi users now. Basically, they removed the quarterly vouchers for everyone and started giving the 5% offer to citi users as well.

I still consider that a heavy devaluation 😂

 

[6ix9ine]

I still unable to redeem 🤔....

Try now, 500 apay is working fine.

250 Amazon, Myntra, Flipkart still not working.

 

[frugalSr]

Reddemed 500 AGV
Thank you 👍

is this the weekend cashback?

 

[frugalSr]

Dear Customer,

We hope that you are enjoying the benefits that come with your LIBERTY Debit Card ending with XX, linked to your a/c number XX.

Here's a quick glance at the benefits on your card:
• 1 Complimentary domestic airport lounge1 access per quarter.
• Earn 1 EDGE REWARD Point2 on every international spend of INR 200.
• Personal accidental cover of INR 5 lakhs.
• Air accident cover of INR 1 crore.
While you continue to make the most of your LIBERTY Debit Card, we would like to update you regarding a few changes to the features of your card, effective 25-Dec-2025:
• Complimentary lounge1 access per quarter will be applicable on a minimum spend of INR 5,000 in the previous three months.
• Domestic transactions will earn 1 EDGE REWARD Point2 for every INR 200 spent, revised from the previous rate of 8 EDGE REWARD Points2 for every INR 200 spent.
• You can now earn 5% cashback (up to INR 500) on food, shopping, travel, and entertainment on weekends.
• Your daily cash withdrawal limit has been reduced from INR 1 lakh to INR 50,000.
• Your daily purchase limit has been reduced from INR 4.5 lakhs to INR 3 lakhs.

Please make note of the charges that will be applicable:
• A 1% Dynamic Currency Conversion (DCC) fee plus GST, will be applicable on international transactions made in Indian Rupees using your card. This includes transactions at international locations and payments to Indian merchants registered abroad.
• Joining and card replacement fees# of INR 200 plus GST will be charged.
• An annual fee# of INR 300 plus GST will be applicable.
• A cash withdrawal fee of INR 125 plus GST and a balance inquiry fee of INR 25 plus GST will be applicable at international ATMs.
• A cross-currency markup of 3.5% plus GST will continue to apply on all international cash withdrawals and purchases.

For more details, please click here.

Always open to help you.

Regards,
Axis Bank Ltd.

can you share the axis link for the new deval update which is there on the email which says to click here?

 

[msd07]

Is your account citi migrated? I too got yesterday, mine is citi migrated account.

yes mine is citi migrated acct

 

[6ix9ine]

is this the weekend cashback?

Quarterly milestone.

can you share the axis link for the new deval update which is there on the email which says to click here?

I believe it might be the latest terms and conditions, you can find it directly on the first page of this post. It's updated.

 

[gowthamv]

Since buying Amazon pay GV from Amazon is useless considering the MCC.

Where to buy Amazon Pay GV for Liberty Debit Card weekend cashback?

 

[frugalSr]

Since buying Amazon pay GV from Amazon is useless considering the MCC.

Where to buy Amazon Pay GV for Liberty Debit Card weekend cashback?

is this only for liberty card or with any credit card aswell? i mean the cashback not getting credited.

 

[soccer]

is this only for liberty card or with any credit card aswell? i mean the cashback not getting credited.

MCC is card dependent (AZ have a number of gateways and merchant ID's), but I tried with an Axis CC and also got 5262 for the same type of transaction.

If your CC also gives 5262, and doesn't give reward points for 5262, then it's probably time to look at alternatives.

 

[frugalSr]

MCC is card dependent (AZ have a number of gateways and merchant ID's), but I tried with an Axis CC and also got 5262 for the same type of transaction.

If your CC also gives 5262, and doesn't give reward points for 5262, then it's probably time to look at alternatives.

if thats the case then even sbi casbhack will also not work

 

[CopyNinja]

if thats the case then even sbi casbhack will also not work

What about hdfc millenia cc

 

[6ix9ine]

What about hdfc millenia cc

It should work since millennia works on merchant name rather than merchant category codes.

 

[Lalsingh22]

Is transaction done through DC for PhonePe GC for weekly Cashback also changed or it is still applicable ?

 

[Jatayu]

Is transaction done through DC for PhonePe GC for weekly Cashback also changed or it is still applicable ?

My ques too

 

[Lalsingh22]

My ques too

So they changed the MCC on Amazon for Apay GC ?