HDFC account Frozen - Cybercrime Harassment

[hender]

Kisi ne khub kaha tha: Desh chunauteeyo se nahi chutyo se bhara.

Why to freeze A/c? Just put a lien mark man, for mere 1500, why 60k of a common man needs to be freezed? And what the hell, freezing is made for a failed transaction, transaction which wasn't even successful. Full of deficiency in service and misusing power.

Also, if the same amount is available in L1,L2..., then just put a lien mark to such levels only why to go forward, whereas if there's only partial amount in first then only it make sense to move to another layer that too for remaining balance. But the irony is that most of the times, they instruct/order bank to put a lien mark/freeze account with a view to earn money through corruption, they order then goes to hibernation, can't even virtually contact or resolve the matter to prove non involvement in unlawful/illegal things. Not only that even if somehow someone of L1 gets his/her lien/ freezed removed, imposition of lien/freeze doesn't get automatically revoked for all other layers. Sad state of affairs.

How one is supposed to make day to day transactions or in emergency if required?

Gov, judiciary (especially SC Suo Moto Cognizance), even RBI is not taking this matter in serious consideration to make a good framework or amend available laws to combat fraud/scam and safeguard or not to put trouble to bonafide account holder and repeal all available provisions by which Cyber Bureau or any other concerned department/ agency abuse their power.

My suggestion would be:
Firstly try to contact your IO, through digital channels (email), I guess most likely you won't get reply or if they do, they will ask you to visit their station/place, may be in another state.

Exchange the things which you had verbally communicated with bank in writing, which can be done using e-mail, document it for further reference or to back your claim.

And then make a writ petition under Article 21 (right to life & livelihood) &/or 226 (illegal or arbitrary freezing of a bank A/c) of Const. of India directly before your HC, get a order and that's all. If you're capable enough then represent yourself before court or take a help of lawyer appointed by gov (free of cost) or pvt. if well off (without much expectations, even request to even compensate atleast for litigation costs).

Wish you good luck, bro. 🙂

Obviously, hence they issued notice, but the thing is they are misusing the power & loopholes of flawed laws (hence I mentioned the same not contradictory statements) by freezing complete account, also by not investigating case & action properly (just issue notice of freezing, then go to sleep), not trying to be friendly (also most of the time non contactable over digital mode) with the bonafide account holder who also becomes the victim, they don't give a damn how layer 3/4 person will make day to day transactions or in case of emergency. Also, they don't revoke such restrictions if former layer account holder gets NOC. Most of the times, they seek corruption to issue NOC.

Even several HCs had multiple times made it clear that it's unlawful to freeze the whole account in such cases.

P.S: But here even money is not credited, it's unbelievable, how freezing made for a failed/ unsuccessful cr. transaction.

Someone should file a PIL against the misuse of this act. Cybercrime police are knowingly harassing people every day in the name of investigation and fully freezing bank accounts. People are facing serious problems because of such actions.

That's the irony, May be few people of the nation are engaged in Grey Activities...
But lots of innocent people - Home Maker Sr Citizen or other people...
Using/keeping bank accounts ONLY for saving, investment and Emergency ...

This kind of situation can shake/disheartened them fully.. and they are not familiar or that active into Laws /Police etc...and can't handle situation alone...

Can we do something together as Community !?

 

[Aniket]

unfortunately, the case can be filed only in the state where the account is frozen....Example, if someone is in Maharashtra and account is frozen in Allahabad then case can be filed only in UP.

If amount is 1 or 2 lakh then better to forego rather spending lakhs to recover the same.

Yes… but it won’t cost you lakhs, just a few thousand rupees. Just hire a local lawyer in the area where you need to file the case... you don’t have to travel. Simply send your documents to the lawyer and the process can be completed.

No, not necessarily needs to file case from where the complaint is made or from where freezing notice came.

One can use the legal remedy from his residence state as well.

 

[drvirag]

HC bars freezing of accounts involved in cyber fraud

In a significant ruling, the Bombay high court has held that probe agencies can not 'debit freeze' a bank account allegedly involved in cyber fraud transactions under the

m.rediff.com

 

[Moulidharan]

My kotak account was freezed for cyber case involving crypto where I sold him crypto but still they filed a case (Layer 1) I went to bank,cyber head quarters in Chennai , nothing works ..they even didnt give complaint copy of acknowledgement number from bank . Suddenly 25000 transferred through NEFT from bank due to court order without my knowledge. I sent mail that time itself still I am getting reply from bank,sorry for delay m we assure you solution bla bla bla .....

It's been more than a month ... I tried contacting police, emailed them, bank everything... But no response .....

How to deal with this?

 

[Moulidharan]

With more than 2.5 lakhs being hold in multiple accounts, even though I have my money,i need to get loan to repay the bills and life is like a hell during the 30th date till 8 for repaying through rotation . Help me out

 

[Moulidharan]

So i have planned to bring this pain to show the world what this system does . So i bought a camera for making this as a film but it's not working for me as my voice is like a baby ...and no one is coming forward to act in camera and I am afraid to even ask the price of parotta in nearby shop . So i started acting myself by cloning . But still don't know how to bring it on screen youtube ........

That police behaved just like how the police are in cinemas .. he was leg crossed with arrogant ... Rude ...

Like some weight on this earth ...just as a useless weight

 

[Moulidharan]

As my father is supporting me and i have grown up watching Rajini films , I don't get hated on this system and I am controlling and still being a good boy in this society and time by time, my heart is becoming a stone , I am losing my emotional senses . But still the spark is searching in my eyes for the flames of hope and passing this situation. Hope is all i have and some dreams . I am not capable of running in this society with these kind of useless weighs but still I am hoping and keeping up the nose like a drowning elephant in the water ..... The system doesn't know the consequences once that drowning elephant reaches the land ... I want to talk like this ... But this is a public forum .. so I cannot

If you are reading till , you are great ... Seems like I am blabbering ...morning height

 

[ashwinikumar900]

After seeing these stories, a precaution we can take is to separate the UPI transactions account from the main accounts. If someone receives a high amount in this UPI-linked account, transfer it as soon as possible to another account. This way, even if our account is flagged, we won’t be stuck with a large sum in it.

 

[Moulidharan]

After seeing these stories, a precaution we can take is to separate the UPI transactions account from the main accounts. If someone receives a high amount in this UPI-linked account, transfer it as soon as possible to another account. This way, even if our account is flagged, we won’t be stuck with a large sum in it.

I transferred to kotak-> rbl >dbs ...so all are freezed

 

[Moulidharan]

After seeing these stories, a precaution we can take is to separate the UPI transactions account from the main accounts. If someone receives a high amount in this UPI-linked account, transfer it as soon as possible to another account. This way, even if our account is flagged, we won’t be stuck with a large sum in it.

Take in atm

 

[hedgehog2122]

Hi everyone I hold a savings account in HDFC in which hold of 1135 has been put by cybercrime on 5 November then on 10 November my account was frozen having 60K in that I when to branch for details they told it has been frozen by cybercrime MHA and they provide me a complaint copy in which details of police station and transition was mentioned amount was 1500 disputed amount was 1135 layer 4 upon checking my account statement I did not found that transaction in my account then I have contacted customer care and they have also confirmed that there is no such transaction with this amount and UTR number then they check that UTR number which was mentioned on completion copy they told it is an failed transaction anyone was trying to send you but it has failed not credited to your account I have shared that details with my nearby Cyber police station and mentioned police station they don't help told me go to court can anyone help me what to do.

Which savings account variant you have? Basic, Max, Preferred etc