AlooDum
TF Premier
So I applied for Federal Scapia card in August 2025 & was rejected instantly without proper reason ( also CIBIL enquiry was done).
I don't hold any relationship with Federal Bank. I mailed them for exact reason but keep getting generic response of internal criteria.
Then filed a complaint with RBI BO, then banks response was they rejected my application based on Hunter check on my profile in Experian.
My CIBIL is 790 & Experian is 804 with 0 default & 5 years long history of timely payments.
Then I responded to RBI mail that even with clean CIBIL record bank is so hell bent on checking experian then why the hell they do CIBIL check at first place if experian is what really matters to them.
Then I received mail from Federal Bank that they are ready to provide me compensation but compensation amount was not mentioned in the mail. Is this normal?? Because I have seen many of you got compensation & amount was already mentioned before asking bank details.
Also what is Hunter Check in Experian if anyone has any Idea pleas tell thanxx
I don't hold any relationship with Federal Bank. I mailed them for exact reason but keep getting generic response of internal criteria.
Then filed a complaint with RBI BO, then banks response was they rejected my application based on Hunter check on my profile in Experian.
My CIBIL is 790 & Experian is 804 with 0 default & 5 years long history of timely payments.
Then I responded to RBI mail that even with clean CIBIL record bank is so hell bent on checking experian then why the hell they do CIBIL check at first place if experian is what really matters to them.
Then I received mail from Federal Bank that they are ready to provide me compensation but compensation amount was not mentioned in the mail. Is this normal?? Because I have seen many of you got compensation & amount was already mentioned before asking bank details.
Also what is Hunter Check in Experian if anyone has any Idea pleas tell thanxx
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