BOB Eterna LTF Offer: Unlimited Lounge Access + 5X Rewards!

[nh124001]

I'm getting super Fomo for this card 🙂
Even though i know its not going to be any use

same here... bass rook kar betha hu apne aap ko

 

[HumorSimpson]

I'm getting super Fomo for this card 🙂
Even though i know its not going to be any use

Useless card 💳 please don't apply

 

[nikhilv0303]

Useless card 💳 please don't apply

But you took it!!!!!

 

[HumorSimpson]

But you took it!!!!!

Yes. Take this as my honest testimony.

 

[nh124001]

iske hidden usecases hai, joo jayda logo ko abhi pata nahi hai... jinke pass 2-3yrs se hai yeh card..unse puch raaha hu..but woh reply hi nahi kar rahe... selfish people

 

[abh1]

My use-case for this card is lounge access, I have cards for lounge access like regalia gold but it's coverage is not that great.

 

[nikhilv0303]

My use-case for this card is lounge access, I have cards for lounge access like regalia gold but it's coverage is not that great.

40k for lounge access isn’t too much?

 

[nikhilv0303]

iske hidden usecases hai, joo jayda logo ko abhi pata nahi hai... jinke pass 2-3yrs se hai yeh card..unse puch raaha hu..but woh reply hi nahi kar rahe... selfish people

Pata lage toh Mujhe dm kar Dena bhai..I’m sure there’s something

 

[abh1]

40k for lounge access isn’t too much?

it's lower as compared to other cards, with 3.75% return on online spends.

 

[nh124001]

jiss speed se ltf chipka rahe hai... no doubt devaluation is coming soon..

 

[abh1]

jiss speed se ltf chipka rahe hai... no doubt devaluation is coming soon..

not necessarily, there could be various reasons, trying to capture the overall market and premium customers, or maybe soon introduce new card in ekaa variant.

 

[HumorSimpson]

it's lower as compared to other cards, with 3.75% return on online spends.

With too many excluded categories, it's hard to spend 40K.

 

[b4bhar]

With too many excluded categories, it's hard to spend 40K.

What are the excluded categories? Customer care is clueless about them as asking to visit website

 

[nh124001]

What are the excluded categories? Customer care is clueless about them as asking to visit website

sabse baada dukh.. grocery.. ...grocery kaun exclude karta hai bhai... travel ke naam par bass ek mcc include hai 4722

 

[nkshrma]

Got BOB Eterna LTF in less than 1 hour.
Applied online it showed 2 lac limit. Did VKY approved ASAP and card got generated.
Got the rupay version

 

[abh1]

With too many excluded categories, it's hard to spend 40K.

yes, this is a major isse

What are the excluded categories? Customer care is clueless about them as asking to visit website

they should have published included categories instead of excluded 🤣

 

[panu24]

What are the excluded categories? Customer care is clueless about them as asking to visit website

check this

Post in thread 'LTF BOB Eterna Credit Card'

Dec 10, 2025

What? Really? Can anyone give the full list of exclusions?

ANNEXURE 1: LIST OF SELECT MERCHANT CATEGORIES
MCC Category MCC
Agriculture 763,780,820,821,822,823,824, 825
Contractor1520, 1711 ,1731 ,1740 ,1750 ,1761,1771 ,1799
Transportation(Passenger Transportation, PassengerRailways, Bus services, Toll and roadand Bridge Fees and TransportationServices – Not Elsewhere Classified) 4111, 4112, 4131, 4784, 4789
Telecom 4814
Rent 6513
Cleaning and Maintenance, laundry,Personal services (Beauty parlour,barber, Legal and CIVIC services etc) 7349, 7211, 7230, 7276, 8111, 8641
Government...

• theXfactor

• 
• 

 

[b4bhar]

check this

Post in thread 'LTF BOB Eterna Credit Card'

Dec 10, 2025

What? Really? Can anyone give the full list of exclusions?

ANNEXURE 1: LIST OF SELECT MERCHANT CATEGORIES
MCC Category MCC
Agriculture 763,780,820,821,822,823,824, 825
Contractor1520, 1711 ,1731 ,1740 ,1750 ,1761,1771 ,1799
Transportation(Passenger Transportation, PassengerRailways, Bus services, Toll and roadand Bridge Fees and TransportationServices – Not Elsewhere Classified) 4111, 4112, 4131, 4784, 4789
Telecom 4814
Rent 6513
Cleaning and Maintenance, laundry,Personal services (Beauty parlour,barber, Legal and CIVIC services etc) 7349, 7211, 7230, 7276, 8111, 8641
Government...

• theXfactor

• 
• 

that's a pretty long list actually

 

[theXfactor]

that's a pretty long list actually

Yes . .

 

[Abhishek012]

Can't dm you. I have bob eterna rupay variant.

DM you bro

He is fake. Admin removed him from this forum.

2 din k liye mai bahar ghumne kya gaya. Sab k pankh farfarane lage. 😛😛

Anyway, chalo ab humlog phir se RuPay vs Visa fight phir se start karenge. Round 2 ki taiyari karlo. 🤣🤣