Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Copycat]

Dose HDFC Platinum Debit Card give 1% Cashback upto ₹750 on CRED as well ?

No. I don't think so, but I am not 100% sure. If you scan this thread and the HDFC 1% BillPay thread you should have your answer. I believe someone tried it recently

 

[anish1516]

Dose HDFC Platinum Debit Card give 1% Cashback upto ₹750 on CRED as well ?

Does CRED allow payments through debit card? I don’t see debit card option in my app that’s why I shifted to MobiKwik.

 

[Copycat]

Does CRED allow payments through debit card? I don’t see debit card option in my app that’s why I shifted to MobiKwik.

CRED allows DCs for payments greater than 50K

 

[jack333]

Cred does not gives points for hdfc easyshop platinum debit card

 

[ak93]

Only hdfc billpay and mobikwik are the confirmed methods which give 1% cashback right now.

 

[mojo_jojo123]

Only hdfc billpay and mobikwik are the confirmed methods which give 1% cashback right now.

so its time for millenia debt card holders to upgrade to hdfc platinum debit card ?

 

[mojo_jojo123]

any offers on indusind bank accont opening now .. like no commitment on balances with high intitial funding ?

 

[mojo_jojo123]

It is taking 1-5 days to credit points

did u got points ?

 

[tsj49]

Is it possible to get multiple HDFC debit cards?

 

[Batmanbaba]

did u got points ?

Yes

 

[tsj49]

CRED allows DCs for payments greater than 50K

Is there any advantage of paying through DC using CRED? (considering 75k has already been paid through BillPay)

 

[Copycat]

Is there any advantage of paying through DC using CRED? (considering 75k has already been paid through BillPay)

I don't have a CRED a/c so I can't be 100% sure; but from what I've read there is zero benefit to be derived by paying via CRED with an HDFC Platinum card. After 75K using the HDFC card, an IndusInd card will give you benefits if you use it on Mobikwik (tested). An RBL Signature+ card will give you benefits everywhere, so this one can be used on CRED. I use the RBL card as it gives a straightforward 1% unlike the IndusInd card that gives a maximum of 0.93% at the highest tier.

 

[Copycat]

Is it possible to get multiple HDFC debit cards?

Only 1 person has claimed that he has 2 working HDFC debit cards on a single a/c. No one else has managed to get something like that
You can have multiple Savings Max accounts and get multiple cards that way. I have 2 Platinum cards because I have 2 Savings Max accounts with the same branch

 

[kshitij_0]

I don't have a CRED a/c so I can't be 100% sure; but from what I've read there is zero benefit to be derived by paying via CRED with an HDFC Platinum card. After 75K using the HDFC card, an IndusInd card will give you benefits if you use it on Mobikwik (tested). An RBL Signature+ card will give you benefits everywhere, so this one can be used on CRED. I use the RBL card as it gives a straightforward 1% unlike the IndusInd card that gives a maximum of 0.93% at the highest tier.

What's the maximum limit of cashback in RBL Card? Is it verified that it's giving cashback on Cred? How to get that RBL card? I don't have an RBL account. Which account variant is practically good to open? Are there other benefits of having RBL Account? Is it also giving 1% CB in Cheq?

 

[Copycat]

What's the maximum limit of cashback in RBL Card? Is it verified that it's giving cashback on Cred? How to get that RBL card? I don't have an RBL account. Which account variant is practically good to open? Are there other benefits of having RBL Account? Is it also giving 1% CB in Cheq?

RBL Signature+ Card:
Joining Fee: 5K+900 GST
Welcome benefit: 5K points can be converted 1:1, no redemption fee to 5K Amazon or other vouchers
Monthly benefit: 1%, Maximum 1K points = 1K voucher, minimum cumulative spend required: 10K
Annual milestone benefit: 5K points on 5L spends
Annual fee: 1.5K waived on annual spends of 3L
No one has verified for CRED but there is no reason you won't get
Please read this thread it has everything including personal experiences & entertainment: https://www.technofino.in/community...card-benefits-best-debit-card-ever-seen.4476/
I opted for the 25K MAB a/c. Opened at branch. No complaints. Spent 2L, got 6K points, next 1K should come within 10-12 days

 

[Rahul Gupta]

Anyone tried to pay via paytm? Do we get reward points for indusind visa dc?

 

[churn]

Anyone tried to pay via paytm? Do we get reward points for indusind visa dc?

Yes. I did.

 

[Karvanna]

Anyone tried to pay via paytm? Do we get reward points for indusind visa dc?

Yes Confim It works I am doing that for the past 5 months

 

[Rahul Gupta]

Yes Confim It works I am doing that for the past 5 months

So, for mastercard dc = mobikwik and for visa = paytm.

 

[ak93]

Got cashback for using SBI Intouch DC in cheq.

So effectively 1% in cheq and 0.25% in sbi rewards (1 point = ₹0.25).

Main thing to note is that there is a cap of 100 points per transaction. So best to pay in multiples of ₹10000.