Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[kshitij_0]

I don't have a CRED a/c so I can't be 100% sure; but from what I've read there is zero benefit to be derived by paying via CRED with an HDFC Platinum card. After 75K using the HDFC card, an IndusInd card will give you benefits if you use it on Mobikwik (tested). An RBL Signature+ card will give you benefits everywhere, so this one can be used on CRED. I use the RBL card as it gives a straightforward 1% unlike the IndusInd card that gives a maximum of 0.93% at the highest tier.

What's the maximum limit of cashback in RBL Card? Is it verified that it's giving cashback on Cred? How to get that RBL card? I don't have an RBL account. Which account variant is practically good to open? Are there other benefits of having RBL Account? Is it also giving 1% CB in Cheq?

 

[Copycat]

What's the maximum limit of cashback in RBL Card? Is it verified that it's giving cashback on Cred? How to get that RBL card? I don't have an RBL account. Which account variant is practically good to open? Are there other benefits of having RBL Account? Is it also giving 1% CB in Cheq?

RBL Signature+ Card:
Joining Fee: 5K+900 GST
Welcome benefit: 5K points can be converted 1:1, no redemption fee to 5K Amazon or other vouchers
Monthly benefit: 1%, Maximum 1K points = 1K voucher, minimum cumulative spend required: 10K
Annual milestone benefit: 5K points on 5L spends
Annual fee: 1.5K waived on annual spends of 3L
No one has verified for CRED but there is no reason you won't get
Please read this thread it has everything including personal experiences & entertainment: https://www.technofino.in/community...card-benefits-best-debit-card-ever-seen.4476/
I opted for the 25K MAB a/c. Opened at branch. No complaints. Spent 2L, got 6K points, next 1K should come within 10-12 days

 

[Rahul Gupta]

Anyone tried to pay via paytm? Do we get reward points for indusind visa dc?

 

[churn]

Anyone tried to pay via paytm? Do we get reward points for indusind visa dc?

Yes. I did.

 

[Karvanna]

Anyone tried to pay via paytm? Do we get reward points for indusind visa dc?

Yes Confim It works I am doing that for the past 5 months

 

[Rahul Gupta]

Yes Confim It works I am doing that for the past 5 months

So, for mastercard dc = mobikwik and for visa = paytm.

 

[ak93]

Got cashback for using SBI Intouch DC in cheq.

So effectively 1% in cheq and 0.25% in sbi rewards (1 point = ₹0.25).

Main thing to note is that there is a cap of 100 points per transaction. So best to pay in multiples of ₹10000.

 

[jack333]

So, for mastercard dc = mobikwik and for visa = paytm.

Visa is giving in mobikwik also. Not giving in cheq

 

[mojo_jojo123]

any leads on hdfc millenia debit card + cheQ relationship ? 1% or 2.5% or 0% ?

 

[sanju8486]

any leads on hdfc millenia debit card + cheQ relationship ? 1% or 2.5% or 0% ?

those who paid will be able to get back to this query by 90 days...

further if someone paid 40000 or more.. he wont even be able to tell in case he gets 400 cb

 

[mojo_jojo123]

those who paid will be able to get back to this query by 90 days...

further if someone paid 40000 or more.. he wont even be able to tell in case he gets 400 cb

hmm any one who did pay 90 days back ?

 

[hks789]

hmm any one who did pay 90 days back ?

Intial version of Cheq was available for beta testers around dec mid to Jan first week. So chances are low for 90 days completion.

 

[TheMentalist]

Yes. I did.

Yes Confim It works I am doing that for the past 5 months

Merchant name for Paytm which is giving RP for IndusInd Visa DC??

Visa is giving in mobikwik also. Not giving in cheq

Merchant name - Mobikwik or One Mobikwik??

those who paid will be able to get back to this query by 90 days...

further if someone paid 40000 or more.. he wont even be able to tell in case he gets 400 cb

hmm any one who did pay 90 days back ?

Intial version of Cheq was available for beta testers around dec mid to Jan first week. So chances are low for 90 days completion.

Here : https://www.technofino.in/community...bit-cards-for-cc-bill-payers.6923/post-141199

 

[churn]

Merchant name for Paytm which is giving RP for IndusInd Visa DC??

Paytm CCBILLPAYMENT Noida

 

[jack333]

Merchant name for Paytm which is giving RP for IndusInd Visa DC??


Merchant name - Mobikwik or One Mobikwik??




Here : https://www.technofino.in/community...bit-cards-for-cc-bill-payers.6923/post-141199

I got for both mobikwik and one mobikwik

 

[rockyBalboa]

Today I tried paying CC bill through HDFC netbanking billpay using debit card but not getting otp for transaction. Tried many times but no otp. Is anyone facing this issue?

 

[harsh42s]

Today I tried paying CC bill through HDFC netbanking billpay using debit card but not getting otp for transaction. Tried many times but no otp. Is anyone facing this issue?

Same issue - got Otp very late.

 

[rockyBalboa]

Yeah I also received after like 3 hours.

Same issue - got Otp very late.

 

[federer.reddevil]

Do we get RP for Jupiter Debit Card for paying on Cheq any one tried that?

 

[dungeonMaster]

RBL Signature+ Card:
Joining Fee: 5K+900 GST
Welcome benefit: 5K points can be converted 1:1, no redemption fee to 5K Amazon or other vouchers
Monthly benefit: 1%, Maximum 1K points = 1K voucher, minimum cumulative spend required: 10K
Annual milestone benefit: 5K points on 5L spends
Annual fee: 1.5K waived on annual spends of 3L
No one has verified for CRED but there is no reason you won't get
Please read this thread it has everything including personal experiences & entertainment: https://www.technofino.in/community...card-benefits-best-debit-card-ever-seen.4476/
I opted for the 25K MAB a/c. Opened at branch. No complaints. Spent 2L, got 6K points, next 1K should come within 10-12 days

Did you closed the debit card you get with the account?