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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
They have bird brain only. I think bustard is very appropriate for them 🤣
That is why I use bustard not bastard so that I can proof my intentions are not wrong.
I just compared you with a Bird

They do not have any problem when I call them Shameless Idiots. So axis employees Accept they are idiots but do not accept they are bustard or someone is comparing them with a bird
 
Last edited:
Ek "u" ne bacha liya nahi to manhani ka case lag jana tha tere pe🤣. Dekh rahul ko apne ghar aur kursi se hath dhona pada. Tujhe chetavni de rahe the woh by saying "unparliamentary" 🤣
Hindi Translation kare toh meaning toh same hi hai
Idiot बेवकूफ़ and bustard उल्लू का पट्टा

Why axis employee have problem with bustard not with idiot
 
Voucher Received after Complaint yeh mention Karo.
Date konsi btayi thi ?
by this date or on this date E-mailer would be sent to you
I open account in February month and spent more than 60K and I haven't received 750 voucher. Yesterday I complained on Twitter axis support today got call from my axis branch agent saying that " you've opened in account in Feb thus you're not eligible for 750 voucher" is it true?
 
I open account in February month and spent more than 60K and I haven't received 750 voucher. Yesterday I complained on Twitter axis support today got call from my axis branch agent saying that " you've opened in account in Feb thus you're not eligible for 750 voucher" is it true?
No.
They are not financially capable to give 750 voucher to everyone.
So they are giving to those who raised the complaint.

And now a new strategy lame excuses
to avoid voucher

Lagta hai last quarter, axis ka Consolidated Charges ka khzana achhe se bhara nhi hai.
 
No.
They are not financially capable to give 750 voucher to everyone.
So they are giving to those who raised the complaint.

And now a new strategy lame excuses
to avoid voucher

Lagta hai last quarter, axis ka Consolidated Charges ka khzana achhe se bhara nhi hai.
I want to take this to pno, but my branch agent requesting me not to complain on social platforms if I complain on social media that they were getting negative impact on branch.
Requesting me to call them if I have any problem.
Regarding 750 voucher I'm eligible right?
 
I want to take this to pno, but my branch agent requesting me not to complain on social platforms if I complain on social media that they were getting negative impact on branch.
Requesting me to call them if I have any problem.
Regarding 750 voucher I'm eligible right?
Yes you are eligible.

Axis Branch Employees are just like Cred Coins.
Completely useless.

I raised complaints many times, Branch ne mujhe bolna hi chhd diya ki complaint kyu karte ho.

Direct Raise the Matter with RBI using the Service request number received on twitter
 
Thanks for the helping.
Regarding weekend spends if spent this month in shopping category, is there any time period to receive 5percent cashback?
 
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