Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[hks789]

How much payment done for 3080 points ? do we have to register dc for points or by default we will get ?

You will get it by default. Spend around 112500 for 3k points

 

[hks789]

Is anyone received more than 3000 reward points in IndusInd Master Debit Card?? I have received 3080 points till now for this month.....

For Visa Signature I got around 3700 points this month. I had redeemed everything except for 31 points last month.
Guess additional points comes from some other offers of the debit card.
They have some points for internet banking, atm transactions etc. I didn't receive those for the past months. Think all the pending ones credited now.

 

[VijayflyRaven]

For Visa Signature I got around 3700 points this month. I had redeemed everything except for 31 points last month.
Guess additional points comes from some other offers of the debit card.
They have some points for internet banking, atm transactions etc. I didn't receive those for the past months. Think all the pending ones credited now.

Refer the page with bonus points. They give for continuous usage of 3 months , atm usage, mobile banking, etc.

The best option seems to be infinite that has unlimited points and also valued at 1 rupee per point instead of 0.35. Has anyone tried it?

Indus Rewards Debit Card Program - IndusInd Bank

Read all the important terms and conditions before applying for IndusInd Bank’s Debit Card. Click here and read all about IndusRewards Program here.

www.indusind.com

To get infinite (around 3% unlimited), it seems we need to have pioneer savings with 10 lakhs as family (max 10 savings account in family). This is great value as I can move family funds from un-rewarding banks and move to this.

Edit:
Pioneer variant has no 6x rewards. So it is 0.5% unlimited

.

 

[Wealth is my birth right!]

Refer the page with bonus points. They give for continuous usage of 3 months , atm usage, mobile banking, etc.

The best option seems to be infinite that has unlimited points and also valued at 1 rupee per point instead of 0.35. Has anyone tried it?

Indus Rewards Debit Card Program - IndusInd Bank

Read all the important terms and conditions before applying for IndusInd Bank’s Debit Card. Click here and read all about IndusRewards Program here.

www.indusind.com

To get infinite (around 3% unlimited), it seems we need to have pioneer savings with 10 lakhs as family (max 10 savings account in family). This is great value as I can move family funds from un-rewarding banks and move to this.

Yes but wallet mcc we won’t get points

 

[VijayflyRaven]

Yes but wallet mcc we won’t get points

Is wallet cc payments getting points only for signature and below?

 

[Wealth is my birth right!]

Is wallet cc payments getting points only for signature and below?

If paytm wallet shows PAYTM we get

 

[VijayflyRaven]

If paytm wallet shows PAYTM we get

Then if we get it for infinite variant for credit card bills, then it means 3% reward rate with unlimited points.

 

[Wealth is my birth right!]

Then if we get it for infinite variant for credit card bills, then it means 3% reward rate with unlimited points.

Subject to testing
No one so far confirmed

 

[VijayflyRaven]

Subject to testing
No one so far confirmed

My bad. Read the fine prints now.

Pioneer variant has no 6x rewards. So it is 0.5% unlimited

 

[rkg]

In HDFC BBPS , debit card is no more an option to pay credit card bills. only account option is there

 

[jack333]

Exclusive and select debit cards are better than pioneer ones in terms of reward rate. Upto 0.93 vs flat 0.5

 

[VijayflyRaven]

In HDFC BBPS , debit card is no more an option to pay credit card bills. only account option is there

I checked right now in my hdfc mobile app and see all my debit cards listed.

 

[sidart]

In HDFC BBPS , debit card is no more an option to pay credit card bills. only account option is there

It is showing for me. I have made the Magus payment in the morning.
Kindly recheck after a while

 

[VijayflyRaven]

7 days seem very high. What will be the value date? Many might have late fees if it is 7 days and they did not know.

It took me 5 days to reflect from hdfc BB to axis credit card. But value date is same as transfer date. So we don’t need to worry.

Sent from hdfc on : 21 Apr
Reflected in Axis: 25 Apr
Value date (date in Axis statement): 21 Apr

 

[mojo_jojo123]

Exclusive and select debit cards are better than pioneer ones in terms of reward rate. Upto 0.93 vs flat 0.5

I already got 1 Mastercard world select DC , can I apply for 1 more Mastercard World select DC on same account .. ? If yes how to apply .. how many days it takes and is there any charges for Select account holder ?

 

[pprakash11]

I already got 1 Mastercard world select DC , can I apply for 1 more Mastercard World select DC on same account .. ? If yes how to apply .. how many days it takes and is there any charges for Select account holder ?

Generally 1 VISA & 1 MC.
But you can call and try your luck

 

[mojo_jojo123]

Generally 1 VISA & 1 MC.
But you can call and try your luck

What do we have to say ? Add - on debit card or second debit card ? is the issuance free ?

 

[pprakash11]

What do we have to say ? Add - on debit card or second debit card ? is the issuance free ?

I want to get issued one more (second) DC, which is VISA/ MC (your choice).

Yes. Free issuance.

 

[Wealth is my birth right!]

I already got 1 Mastercard world select DC , can I apply for 1 more Mastercard World select DC on same account .. ? If yes how to apply .. how many days it takes and is there any charges for Select account holder ?

Same variant u won’t get again
Ask for visa since you’re having a foreign trip in next month and visa have better exchange rate then they give visa exclusive with mc

 

[phagocyte536]

I recently opened a hdfc regular savings account. I got millenia debit card with it.

Does this card also have some cashback via billpay like easyshop platinum has?