Btw u start getting rp 1 month later. They say 26 working days so incl sat,sun it one month. That 1 month takes the card to get registered in union rewardz program and its automatic. And u can spend in the mean time but u will only get rp for those trxn after 1 month.. And after 1 month it take 2-3 days to credit the rps from txn date.