Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Wealth is my birth right!]

I made a payment for Axis Magnus CC using HDFC Bill Pay Portal. How much time does it take for it to reflect in Axis?

4 working days max

 

[sidart]

4 working days max

Thanks. I had made the payment on 18th. Got the SMS confirmation from HDFC yesterday stating it is successfully processed.
It should reflect in Axis by this week?

 

[Wealth is my birth right!]

Thanks. I had made the payment on 18th. Got the SMS confirmation from HDFC yesterday stating it is successfully processed.
It should reflect in Axis by this week?

Better on Saturday morning it will be visible on Axis bank app

 

[pra1968]

Btw u start getting rp 1 month later. They say 26 working days so incl sat,sun it one month. That 1 month takes the card to get registered in union rewardz program and its automatic. And u can spend in the mean time but u will only get rp for those trxn after 1 month.. And after 1 month it take 2-3 days to credit the rps from txn

If u get the card and get rp please update here or tag me or pm me so I can try to get my card working. If u dont get rp like me then that card stopped giving rp period. The best part of union bank of india debit card is there is no cap. One can get even 10000 worth of rp in a month. I used to get rp using my ubi rupay debit card but value was 25p /rp/100. Thats why upgraded to ubi signature debit card but my luck is cursed

Got massage of approval of signature card......
Waiting for hard copy......🙄

 

[VijayflyRaven]

This is the signature card. Sadly I stopped getting rp as soon as I upgraded it. Customer care says due to some glitch and im not the only one facing such problem.

I have similar experience in PSU bank reward program. Whenever you change the card (even replacement), it takes time to reflect rewards. It seems it is 60 days for BOB.

 

[VijayflyRaven]

Does anyone know how to apply for indusind mastercard world exclusive debit card and what are the charges. My saving acct is indus online zero balance acct that came with indus platinum plus debit card with 500+gst.

Better switch to select account if you can get Legend credit card. Zero balance account with 3 debit cards (Signature Visa, World Debit, Platinum).

 

[leonneel]

I have similar experience in PSU bank reward program. Whenever you change the card (even replacement), it takes time to reflect rewards. It seems it is 60 days for BOB.

Its been 4 months already for me and not a single rp receiving for any kind of txn

 

[jainarham1997]

Btw u start getting rp 1 month later. They say 26 working days so incl sat,sun it one month. That 1 month takes the card to get registered in union rewardz program and its automatic. And u can spend in the mean time but u will only get rp for those trxn after 1 month.. And after 1 month it take 2-3 days to credit the rps from txn date.

union rewards m bahut time se missing profile dikha raha h jab first time registration karte h to

 

[CardSeeker]

I made a payment for Axis Magnus CC using HDFC Bill Pay Portal. How much time does it take for it to reflect in Axis?

3-7 working days

 

[VijayflyRaven]

I have received 2 platinum debit cards from HDFC so far (1 joint + 1 individual). What is the maximum number we can get for free? So far no charges for 2. I can create multiple combination of family joint account.

 

[codenerd]

4 lakh is a lot!

I opened during this offer with 2 Lakh only and its zero MAB.

 

[codenerd]

Yeah..

Yeah. I paid CC bill of some other card of 1L recently using Indusind Visa Signature Debit Card(Partner Acc) via Cred app and got 3K points in 3-5 days.

 

[VijayflyRaven]

3-7 working days

7 days seem very high. What will be the value date? Many might have late fees if it is 7 days and they did not know.

 

[VijayflyRaven]

I am receding the welcome kit today for IndusInd select. Can someone help confirm if the debit card gives cashback for Freecharge? I have Magnus payment which can be used with Freecharge for free.

 

[VijayflyRaven]

If we make payment using IndusInd debit, when can we see reward points reflected?

 

[jack333]

I am receding the welcome kit today for IndusInd select. Can someone help confirm if the debit card gives cashback for Freecharge? I have Magnus payment which can be used with Freecharge for free.

Why don't you use mobikwik for both visa and MC and cheq for mc. They will give. Around 5 days for reward points

 

[VijayflyRaven]

Why don't you use mobikwik for both visa and MC and cheq for mc. They will give. Around 5 days for reward points

Cheq needs cvv and that is highly suspicious.
HDFC is my preference as it is a bank. I prefer Freecharge as it is owned by Axis.
If I use Mobikwik with Indus debit, I want to know when we can see the rewards

 

[jack333]

Within 5 days

 

[chenrichy]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

Is anyone received more than 3000 reward points in IndusInd Master Debit Card?? I have received 3080 points till now for this month.....

 

[mojo_jojo123]

Is anyone received more than 3000 reward points in IndusInd Master Debit Card?? I have received 3080 points till now for this month.....

How much payment done for 3080 points ? do we have to register dc for points or by default we will get ?