Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[pra1968]

Ull need ubi premium account then request via branch. Premium acct needs 15k MAB/QAB

I also applied for card upgrade.
Let's see what happens

 

[mojo_jojo123]

See whether ur MF is listed on
It has 41 funds I use this for axis MF
DC option see whether possible, I had SIP so not aware

MFCentral

Web site created using create-react-app

app.mfcentral.com

I don't think anywhere it has Debit card option ..

 

[leonneel]

I also applied for card upgrade.
Let's see what happens

If u get the card and get rp please update here or tag me or pm me so I can try to get my card working. If u dont get rp like me then that card stopped giving rp period. The best part of union bank of india debit card is there is no cap. One can get even 10000 worth of rp in a month. I used to get rp using my ubi rupay debit card but value was 25p /rp/100. Thats why upgraded to ubi signature debit card but my luck is cursed

 

[Wealth is my birth right!]

I don't think anywhere it has Debit card option ..

Will check with an MF agent maybe he have some idea of using DC

 

[leonneel]

Ubi ?

Union bank of india

 

[mojo_jojo123]

Union bank of india

so you are telling Union bank of India Visa Signature debit card is also giving 1% effectively cashback on credit card payments ?

 

[pra1968]

If u get the card and get rp please update here or tag me or pm me so I can try to get my card working. If u dont get rp like me then that card stopped giving rp period. The best part of union bank of india debit card is there is no cap. One can get even 10000 worth of rp in a month. I used to get rp using my ubi rupay debit card but value was 25p /rp/100. Thats why upgraded to ubi signature debit card but my luck is cursed

Sure....👍

 

[VijayflyRaven]

For IndusInd select account, can we request for signature visa if already holding Mastercard world debit? I know it is free for exclusive. But anyone with select got both variants?

 

[pprakash11]

For IndusInd select account, can we request for signature visa if already holding Mastercard world debit? I know it is free for exclusive. But anyone with select got both variants?

Yes. There is no difference between select & exclusive, except 50K AMB & 1L AMB.
and 0% forex charges in exclusive and some more benefits in exclusive.

You can request for VISA signature Select using mobile app itself. It's free.

 

[mojo_jojo123]

Yes. There is no difference between select & exclusive, except 50K AMB & 1L AMB.
and 0% forex charges in exclusive and some more benefits in exclusive.

You can request for VISA signature Select using mobile app itself. It's free.

why you need VISA ? .. .mastercard is good when used in cheq and mobikwik

 

[pprakash11]

why you need VISA ? .. .mastercard is good when used in cheq and mobikwik

I already have 3 DCs 🤣

 

[VijayflyRaven]

why you need VISA ? .. .mastercard is good when used in cheq and mobikwik

I use Paytm for the payment guarantee and late fee protection. Only Visa works with Paytm as per reports.

I don’t want to use Cheq as they need cvv.

 

[VijayflyRaven]

I already have 3 DCs 🤣

Cool. Are you select or exclusive

 

[pprakash11]

Cool. Are you select or exclusive

I'm SELECT rn.

 

[TheMentalist]

why you need VISA ? .. .mastercard is good when used in cheq and mobikwik

Maybe for 3X RP limits

I already have 3 DCs 🤣

Each card will have its separate RP caps 🤔

 

[VISHESH_BANSAL]

Each card will have its separate RP caps 🤔

Yes Separate.
BMS BOGO Has limited Quota.
Sometimes VISA does not work for BOGO or RP at particular merchants like Cheq but MC work at same time and vice-versa.

 

[leonneel]

so you are telling Union bank of India Visa Signature debit card is also giving 1% effectively cashback on credit card payments ?

All ubi cards give. Even if paytm merchant show "paytmccbillpay" so yes on credit card bill pay as well. The problem with other ubi cards is the rp value per 100 spend 1 rp @25p value. Only signature card gives 4rp/100 spend =1ruprees. And no upper cap of getting rp

 

[leonneel]

so you are telling Union bank of India Visa Signature debit card is also giving 1% effectively cashback on credit card payments ?

These r all from credit card bill pay of my old ubi normal debit card.

 

[leonneel]

so you are telling Union bank of India Visa Signature debit card is also giving 1% effectively cashback on credit card payments ?

This is the signature card. Sadly I stopped getting rp as soon as I upgraded it. Customer care says due to some glitch and im not the only one facing such problem.

 

[leonneel]

Sure....👍

Btw u start getting rp 1 month later. They say 26 working days so incl sat,sun it one month. That 1 month takes the card to get registered in union rewardz program and its automatic. And u can spend in the mean time but u will only get rp for those trxn after 1 month.. And after 1 month it take 2-3 days to credit the rps from txn date.