Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Wealth is my birth right!]

Only for those who haven't changed their billing cycle

Yes I kept 1-31 as they gave
Not changed since other cards have other dates so rotation goes simple at times when required 😊

 

[VISHESH_BANSAL]

Off topic: Millenia CC ka ideal bill generation date kya hona chaiye ?
@VISHESH_BANSAL
Taki points crediting aur bill generation dono same time bhi ho jaye 🤣

Now I changed all my Credit Cards Bill generation date to 1st or 2nd or 3rd.

RBL ke pass sirf 2 options thhe 12 and 22.
RBL is an exception.

HDFC ka toh level hi alag hai. Lifetime one time change Kar sakte hai.
Card upgrade se phle ek baar kar chuka hu.
Let see change karte hai ya nhi Request raise kar di hai.

 

[hellobois]

Ek hi repeated question dekh ke Mera toh Mann bhi nhi karta kisi ko reply karne ka

Iske upar ek seprate detailed thread bna do
Jo sirf information ke liyo ho koi further comments na kar paaye.

Jab koi update aayega to uss thread ko time to time update bhi karte rahege.

Jisko information pe trust ho woh benift le nhi toh khud Research kare .

Daily new members are joining and and no one is going through already Available information and asking afresh.

the main reason is that the search option is really lullu. I aways search before asing others, I know its very annoying for you all to answer same question again and again. But the portal search option is not effective.

 

[VISHESH_BANSAL]

RBL ko kaise bhul gaye bhai .... 🙂

Shhhhhhh🤫🤫. Koi sun lega. Do not talk about it.

Credit @FINOKAKA

 

[brightknight]

RBL ko kaise bhul gaye bhai .... 🙂

Can you guys explain this 2. Legend & 0 MAB and 3. Rbl signature debit card or link me to any sources ?

 

[FINOKAKA]

RBL ko kaise bhul gaye bhai .... 🙂

 

[hellobois]

sare saboot mita diye gaye hain bhai, ab aap chain ki neend so sakte ho. Good Night.

 

[RichieRich]

Can someone please explain the process, how to get 1% cashback using hdfc bill pay portal ? Thanks in advance.

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

 

[brightknight]

sare saboot mita diye gaye hain bhai, ab aap chain ki neend so sakte ho. Good Night.

Are bhai bhai

 

[hellobois]

Are bhai bhai

paji aap search karo , hum aapke saath hain, aur agar search karke kuch na mile to dm karna, mai kuch prabandh karta hun ... 🙂

 

[chenrichy]

Right😂😂
मुँह की बात छीन li tune

Hot topics
1.
HDFC Platinum 1% Cashback
2.
Legend and 0 MAB Select Account with 4 Debit Cards

What are the 4 debit cards from IndusInd Legend? I have only Select Visa, Master and what about other two DCs?

 

[pprakash11]

What are the 4 debit cards from IndusInd Legend? I have only Select Visa, Master and what about other two DCs?

Visa Gold (Virtual)
VISA Platinum ( Physical)- can be applied via mobile app.
Top left- Three Horizontal Lines-Apply Now-Debit card

 

[chenrichy]

Visa Gold (Virtual)
VISA Platinum ( Physical)- can be applied via mobile app.
Top left- Three Horizontal Lines-Apply Now-Debit card

Thanks PP. So we get rewards in the above two cards also?

 

[pprakash11]

Thanks PP. So we get rewards in the above two cards also?

Yes, but the more rewarding ones are VISA SIGNATURE/ MC WORLD.

 

[chenrichy]

Yes, but the more rewarding ones are VISA SIGNATURE/ MC WORLD.

Ok Thank you got it 😎

 

[VijayflyRaven]

Visa Gold (Virtual)
VISA Platinum ( Physical)- can be applied via mobile app.
Top left- Three Horizontal Lines-Apply Now-Debit card

Visa platinum rewards rate is just 5X. So won’t get 0.93%. Someone said we can get platinum plus.

 

[xxScriptzxx]

Visa platinum rewards rate is just 5X. So won’t get 0.93%. Someone said we can get platinum plus.

Platinum plus or platinum premier is not issued LTF unless there are some exceptions

 

[chenrichy]

Visa Gold (Virtual)
VISA Platinum ( Physical)- can be applied via mobile app.
Top left- Three Horizontal Lines-Apply Now-Debit card

For me in Indus App its showing apply 3 cards:

Visa Gold (Virtual),
Visa Signature Select (Physical),
Visa Platinum (Physical)

I am already holding Visa Signature Select and Master World Debit.

Can I again apply Visa Signature from above list, even though having one?

If I apply it will cancel my old Visa Signature card?

 

[pprakash11]

For me in Indus App its showing apply 3 cards:

Visa Gold (Virtual),
Visa Signature Select (Physical),
Visa Platinum (Physical)

I am already holding Visa Signature Select and Master World Debit.

Can I again apply Visa Signature from above list, even though having one?

If I apply it will cancel my old Visa Signature card?

I haven't tried.
But possibility is you will get 2 VISA Signature DCs.

there's no loss for you to try!

 

[VijayflyRaven]

For me in Indus App its showing apply 3 cards:

Visa Gold (Virtual),
Visa Signature Select (Physical),
Visa Platinum (Physical)

I am already holding Visa Signature Select and Master World Debit.

Can I again apply Visa Signature from above list, even though having one?

If I apply it will cancel my old Visa Signature card?

Please report if it works to get 2 signature card.