Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[chenrichy]

Are you sure mobikwik is not giving for visa?

I'm received rewards in both visa and master at Mobikwik

 

[chenrichy]

then can't hold 2 VISA Signature- its clear.

Yup. Its clear now.... Is anyone holding two same variant cards in same account?

 

[VijayflyRaven]

Are you sure mobikwik is not giving for visa?

Paid on 29th. So May be need to wait for few days.

 

[VijayflyRaven]

Applied today for another Select Signature from app. Received new Request number and finally the service request was rejected 😑

Let us know if you get the card. My cheque request got declined but got the cheque. 🙂 So you might still get it 🙂

 

[VijayflyRaven]

I'm received rewards in both visa and master in both PayTM and Mobikwik

You paid with master card on Paytm? I was told it won’t work and hence did not try.

 

[VijayflyRaven]

Paid on 29th. So May be need to wait for few days.

Got cashback for Visa card after 5 days while Mastercard gave in 4 days.

 

[chenrichy]

You paid with master card on Paytm? I was told it won’t work and hence did not try.

sorry for the confusion. IndusInd Mastercard not works on PayTM 🙁

 

[jack333]

Does it support mc?

 

[chenrichy]

Does it support mc?

PayTM won't support MC, only CheQ & MBW supports MC

 

[VijayflyRaven]

PayTM won't support MC, only CheQ & MBW supports MC

Freecharge (also pay my dues on axis mobile) earns rewards on master card.

 

[chenrichy]

Freecharge (also pay my dues on axis mobile) earns rewards on master card.

Wow. That's great to know 🙂 Will try for this month!!!!

 

[bothrag]

I already have 3 DCs 🤣

How did you get 3 DCs, I have a pioneer visa debit card which earns rewards at The 0.5 per 100 so wanted to get a MC Exclusive World debit card. Called the call centre and they said only one CC can be issued per account.

 

[bothrag]

I already have 3 DCs 🤣

How did you get 3 DCs, I have a pioneer visa debit card which earns rewards at The 0.5 per 100 so wanted to get a MC Exclusive World debit card. Called the call centre and they said only one CC can be issued per account

There's nothing to defend here, if you can buy product with cc and then sell it and deposit it to bank, it's still cc to bank. What is there to defend?

Banks are required to report credit card spends to IT and they will appear on your AIS. If they are disproportionate to your income you will be asked to defend. While all legit question is do you want that hassle for 1% reward benefit.

 

[VijayflyRaven]

How did you get 3 DCs, I have a pioneer visa debit card which earns rewards at The 0.5 per 100 so wanted to get a MC Exclusive World debit card. Called the call centre and they said only one CC can be issued per account.

Select and exclusive get 3/4 debit cards.

 

[bothrag]

Select and exclusive get 3/4 debit cards.

Mine is a pioneer account, higher than Select and Exclusive but the call centre declined

 

[VijayflyRaven]

Mine is a pioneer account, higher than Select and Exclusive but the call centre declined

Yes pioneer is not eligible. Remember it gets less rewards too.

Pioneer gets unlimited but only 0.5%

 

[jack333]

In pioneer also you can have 3 debit cards if you upgraded from exclusive or select as they don't close existing ones

 

[hysteriadoc]

After paying CC bill on Paytm with Indusind Exclusive Signature Visa Debit card, after how many days does reward points get credited in Debit card ?
Edit - Received 3000 RPs on day 4 after paying bill. Thanks folks for support and cheer !

 

[jack333]

Around 1 week

 

[VijayflyRaven]

After paying CC bill on Paytm with Indusind Exclusive Signature Visa Debit card, after how many days does reward points get credited in Debit card ?

3 to 4 days for Mastercard. Extra day or so for Visa.